Need Suggestion on Hdfc CC Limit Enhancement Offer
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I have LTF HDFC Millennia credit card with 75000 limit. Hdfc bank was offering limit enhancement of 15000 from more than 3 months. But now they are offering 250 voucher too along with limit enhancement.
I want a better limit, that's why I didn't availed the limit enhancement offer.
Should I take the offer now or wait for a better offer?
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I think you should take the CC limit enhancement offer....HDFC is very miser in providing good limit enhancements to a large set of customers......I have been offered once Rs.22K and then Rs.27K as limit enhancements over the last 2 years.....really disappointed with them.....
That's true. But still 15k seems too little.
I was hoping to get a better limit enhancement offer if I don't avail this offer for a few months.
HDFC Bank has been very very strict lately, poor credit limit enhancements, poor CC upgrade. For onboarding new customers, I can still see they're being a bit generous but for existing customers, they're being straight up Hitler with less or no good upgrade offers.
My limit enhancement requests spurned down by them repeatedly for the last 4 years.
Take it man!
How old is your cc? Wanted to know since i also have millennia issued in june this year with low limit.
2 years old. I had moneyback plus cc which was upgraded to millennia cc 4-5 months ago.
keep taking LE else you will not rcv in future
for last 3 years they gave 3lacs LE(Regalia 5yr old) per year even though spends are just 2-3lacs per year. current 14.4lacs but not offering upgrades
HDFC is moody, certainly not miser
how did you know that they are offering 250 vouchers along with limit enhancement?
I had also not taken the limit enhancement from 5L to 5.59L, hoping to get some voucher offer like you
From mail and sms.
Off Topic : Is there any app to access HDFC Card? I dont have HDFC bank account.
Take it