Amazon Pay ends Wallet Partial Payment!

Now, you won’t be able to Combine Amazon Pay Balance with Card/UPI/Netbanking for Completing a Transaction!

by FighterMan Updated: 27 May, 2024, 07:48 IST
41 10859

Today, Amazon India announced that users will no longer be able to combine Amazon Pay Wallet balance with other modes of payment (card, UPI, APL, etc.) to complete a transaction. The company already stopped it for select users 1-2 months back. Dimer @ashb009 used to utilize his Amazon Pay wallet balance for high-valued transactions along with grabbing credit card discount/cashback offers. Thus, he used to save 5% (cashback) via Amazon Pay Gift Card Wallet & Amazon ICICI Card plus get other credit card payment offers (discount/cashback/reward points/etc.).

Amazon Pay ends Wallet Partial Payment!

For instance, if your transaction amount is ₹30,650 and bank offer is of 10% discount upto ₹2500 on min transaction of ₹9000, then you can pay ₹5,650 via your Amazon Pay balance and the remaining ₹25,000 via bank card. Thus, your total savings would be ₹2500 (bank discount) + ₹282 (5%) along with utilization of your ₹5.6k Amazon Pay balance! More the transaction value, more could have been the savings! However, such Amazon Pay wallet partial payment utilization has now ended.

People mostly used this hack for saving on utility & bill payments every month. Now, if you want to use your Amazon Pay balance then the transaction amount should be equal or lesser than it. If not then you need to ‘add money’ (Amazon Pay offers) to your wallet first to fulfill the equation and then you will be able to use it. In short, pay completely via Amazon Pay wallet or use other payment methods.

Still there might be users who can access partial payment but Amazon Pay has confirmed that it will stop by the coming weeks, after which no user will be able to use it.

It was also a very convenient feature as payments at merchants (who accept Amazon Pay) went seamless as you simply needed to pay the outstanding via UPI/card/net banking in the same transaction session. However, now you first need to check your Amazon Pay balance and add money if required, after which you can proceed for a merchant transaction as a payment session lasts only for a few minutes.

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FighterMan aka Sahil Hitesh Ajmera is a 4+ Years Experienced Content Writer with 1.2M+ User Sessions, 486.41% max growth, and 1000+ Articles across Best Products, OTT, Telecom, Online Shopping, Finance, Credit Cards, Saving Tips, Deals & Offers, more!
Top Comments
Deal Captain Deal Captain
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Glad that I took the pre-approved Airtel axis card against my better judgement, although i have 7 rupay platinum debit cards.

I have a 3K+ electricity bill a month. Airtel Axis gives 10% upto 250 or 300

Amazon used to give 20% on 500 and 5% on remaining 2.5k I used to source from SBI CB card. Which comes to around 225 rupees
Deal Hunter Deal Hunter
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Ohhh no ! Now rupay platinum offer bill payments will not be favourable for bill greater than ₹500. 

#bring back wallet partial payment with Debit card & amazon pay gift voucher

Put 1* rating on amazon app in Play Store. 

41 Comments  |  
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Deal Lieutenant Deal Lieutenant
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..and the Amazon internal guidelines regarding this is due to the issues in refund, when hybrid payment mode is used, in case of transaction failure.

Deal Captain Deal Captain
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Glad that I took the pre-approved Airtel axis card against my better judgement, although i have 7 rupay platinum debit cards.

I have a 3K+ electricity bill a month. Airtel Axis gives 10% upto 250 or 300

Amazon used to give 20% on 500 and 5% on remaining 2.5k I used to source from SBI CB card. Which comes to around 225 rupees
Helpful Helpful
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How to get Airtel Axis CC?
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Spearhead Spearhead
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For me it is disabled 1-2 months back itself. I thought it was for all. Looks like I am lucky one early
Helpful Helpful
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For me also it was disabled months ago

Deal Cadet Deal Cadet
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Yeah Disabled sob
Coupon Baba Coupon Baba
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Ended last month Only...
Generous Generous
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I was using Amazon pay wallet with debit/netbanking since yesterday. I'll be very sad if they did this permanently 


Deal Subedar Deal Subedar
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already disabled

Finance Mentor Finance Mentor
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Let's see, I might be the late one to get it disabled, only have some chillar apay GVs and shall use it this week itself...

Spearhead Spearhead
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I think I got this early, I thought it was an issue limited to my account
Deal Hunter Deal Hunter
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Ohhh no ! Now rupay platinum offer bill payments will not be favourable for bill greater than ₹500. 

#bring back wallet partial payment with Debit card & amazon pay gift voucher

Put 1* rating on amazon app in Play Store. 

Post Emperor Post Emperor
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Wont help either. They are too big.

Deal Subedar Deal Subedar
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Thats insane

Deal Newbie Deal Newbie
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Its already disabled few months ago... Tricky looters are noticed that earlier
Deal Newbie Deal Newbie
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I used it few weeks ago only
Deal Newbie Deal Newbie
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There is a bug though
Helpful Helpful
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can u pls share it in DM?
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Deal Cadet Deal Cadet
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yes ended 🥲
Post Mogul Post Mogul
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It was working for me past week but not this week
Deal Cadet Deal Cadet
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Too bad. First paytm and now apay

Deal Newbie Deal Newbie
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Still working for me
Deal Cadet Deal Cadet
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we wont be able to use particular amount say 100 from wallet if we have more balance then remaining via cards right?

Deal Cadet Deal Cadet
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Gradually they rolled out this feature. 2-3 months back not working for me in 1 account. I thought it is because of full KYC but it was their plan to disable partial payment.
Deal Cadet Deal Cadet
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so suppose we have 20 in wallet we wont be able to use it untill we reload the wallet to use it ? right
Deal Cadet Deal Cadet
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Screenshot20240522-113055Partial payment working for me now.
Let's see what happens in future
Freebie Finder Freebie Finder
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The notification says the feature will be removed in phases for everyone. Maybe you will not be able to see it after a few months.
Deal Newbie Deal Newbie
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Partial Payment through Amazon wallet is disabled for me but able to use Amazon Shopping gift voucher

Deal Newbie Deal Newbie
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Working for me

Deal Cadet Deal Cadet
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This will discourage customers to load their Amazon Pay wallet for low end purchases unless they come up with lucrative rewards/cashbacks for loading wallets. No one would be willing to go through the trouble of first loading their wallets and then make the payment if they can pay directly from their UPI/cards etc. 

Deal Cadet Deal Cadet
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They are now forcing add money in wallet 

Deal Cadet Deal Cadet
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Does Amazon pay allow premium payment above 50k?
Deal Newbie Deal Newbie
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I purchased a lenovo gaming laptop worth 80k on amazon. I paid 25k through onecard to get Rs 6750 card discount and for the rest 55k I bought amazon shopping voucher through magicpin at 3% discount + 5% sbi cashback. Thats another Rs 4400 discount. Total benefit of around 11k. Better deal than what would I have got during the upcoming big billion sale as the laptop was already discounted to its lowest price till now.

Deal Newbie Deal Newbie
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In magicpin there is no 3% discount on Amazon shopping gv right now. When did you purchase it?

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Post Emperor Post Emperor
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For utility/ bill payments or recharge understandable. But amazon has diabled even for shopping, this is seriously frustrating. I am unable to combined even for normal shopping.

Deal Newbie Deal Newbie
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I thought may be my wallet got locked again 😂

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