Hot Deal

(New Trick) Credit card to Bank transfer/CC billpay at 1% charge or Free + Credit Card cashback/rewards

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Finance Ninja
abhishek012

(New Trick) Credit card to Bank transfer/CC billpay at 1% charge or Free + Credit Card cashback/rewards:

Download or Update Paulpay App to latest version, link - https://play.google.com/store/apps/details?id=c...

Earlier, Paulpay issue Free Virtual RuPay card but last time few months back, i heard Paulpay start charging Rs40 for Virtual RuPay card.

Singup process -

Download or Update Paulpay V2.0 app,

Complete your registration (i have total 8 paulpay account from different different mini kyc details).

After signup, go to “My Card”

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Now click on “Buy card” option

Select “Virtual card” option

and complete your mini kyc details,

after card Generate,

Go to “My Card” option and click on “More” option

Now you need to Set card PIN (Mandatory),

Note - Card PIN set time, check expiry date on your virtual card and enter carefully.

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Note – Before load money please check you Applied for virtual card or Physical card, by mistake some users applied physical card. Card details is not showing for physical card order. Apply only virtual card) Virtual card color is White and Physical card color is Yellow.

Now go to “Fetch Card Details” option and view your card details (I also recommended take a screenshot of your virtual card before load money).

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Now go to “Load” option and Load your Card (First time load money, i recommended try Rs100) -

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Load using any Credit card, Prepaid card, Debit card at 1% charge or Free for UPI load.

Note - You will also get upto 5% cashback/rewards depend on your credit cards.

After Load, if you get “Error – payment processing” popup window

no need to worry, wait 10 mins to 15 mins.

your card will successfully loaded and you will also received card loaded SMS.

You will also receive sms from "Easebuzz" payment gateway.

Now Same like Pencilton RuPay card trick, Use your Paulpay RuPay card to direct load money on Amazon wallet via Amazon app (no need to use any 3rd party apps).

After load use Amazon wallet UPI to transfer to bank/credit card bill pay or Merchant UPI payment.

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Deal Cadet Deal Cadet
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Screenshot2022-11-14-18-26-13-666com.infominez.paulpayOops...Payment method is not enabled error coming while loading the money.

@abhishek012  any idea? Help please someone.
Deal Cadet Deal Cadet
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@Azim9984 help on my above comment.
The PostMighty The PostMighty
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Service is currently down..as per their support.Don't know bro how much time does they take to resolve. 

Requested to make a complain via email regarding this.
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Deal Cadet Deal Cadet
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This is not up yet.. only above error coming for loading money via credit card.
Finance Ninja Finance Ninja
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Try pencilton app, load via OLA Wallet and get 5% cashback on SBI Cashback card and 7% for OLA SBI card

Try Omni card wallet.
The PostMighty The PostMighty
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Dear Sir/Mam, The credit card option is currently unavailable; our team is working on it; in the meantime, you can make upi payments. Regards Paulpay Team
Deal Cadet Deal Cadet
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We can consider this as dead..not able to load via credit card.
Finance Ninja Finance Ninja
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Wait few weeks.

Till then use Pencilton and muvin card or Omni card.

Muvin card also best, if you create child acc for virtual card.

Muvin card give you 3% Cashback on Amazon wallet load and 2% Credit card loading on Muvin wallet. Effectively 1% Profit.
Flame Flame
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The PostMighty The PostMighty
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Seem's its dead now.
Finance Ninja Finance Ninja
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Under maintenance
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The PostMighty The PostMighty
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No update... sweat
Deal Cadet Deal Cadet
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is muvin working now or that is also dead ?

Finance Ninja Finance Ninja
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Muvin is working but 2% CC loading charges and 2%/3% cashback, if you use child acc muvin card on Amazon wallet load.
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The PostMighty The PostMighty
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Any trick to fetch sbi cashback ?
The PostMighty The PostMighty
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Dead now..
Finance Ninja Finance Ninja
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Update - Paulpay and Mayamoney both are now start working, load money via credit card.
​Update your app if load money is not working.
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Helpful Helpful
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I got invalid appid error in the payment page

Finance Ninja Finance Ninja
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Mayamoney or paulpay app ?

Update your app, clear all app data cache and relogin.
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Deal Cadet Deal Cadet
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Not able to load more than 10k with full kyc, anyone facing the same

Finance Ninja Finance Ninja
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Ask him @Azim9984
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Deal Cadet Deal Cadet
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@abhishek012 it still working or not? Getting error on amazon wallet load
Error- The card has been added to your wallet but will not be available for use for this purchase
Finance Ninja Finance Ninja
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Amazon now disabled RuPay prepaid card for Add money, you can use for Amazon shopping purchase or rc/billpay.

Wait for Spark money to enabled add money option, sometimes Spark money open add money option free of cost - https://www.desidime.com/discussions/spark-load...

full details - https://www.desidime.com/discussions/new-app-fr...

Note - currently spark money add money option is disabled, they will enabled again in future (dnt know which date or week or month or year). 😀

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Helpful Helpful
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@abhishek012 any other way to use paulpay wallet balance? 

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Deal Newbie Deal Newbie
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It is an excellent thread. Just 2 querries.

1. Does Hdfc Infinia fetch 3.3% Rps on this Card load ?

2. Any trick to transfer money from this card to Bank account ?

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