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Niyo Global Forex Card Reviews

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Deal Cadet
Rockstar008

Hi Dimers, I am planning to visit thailand and came across Niyo global card for forex requirements. Could anyone experienced with this card tell me its reviews and any hidden charges as they say it levies 0 forex charges and no joining or annual fee.
Also do let me know if there is any other product with better features than this?

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Generous Generous
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I have niyo global sbm bank . recently used in dubai

Go for it , hassle free for successful transactions , no extra charges

only problem is declined transaction. My 2 transactions were declined still waiting for refund. other wise its smooth to use. cash withdrawal has 150+gst per transaction

Fi card, one card also good

Finance Ninja Finance Ninja
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is Fi Card good?

I have it....
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Deal Subedar Deal Subedar
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I used niyo global just a couple of months ago in Indonesia. Every transaction went flawless even atm withdrawals. Just at one restaurant I got an err bin not recognised, might be resturant machine issue. So use it everywhere without any hesitation but yes always keep some cash in local currency, dollars, and our very own inr for any emergency:) Wish you a very happy and safe journey brother. 

No charges at all for pos or e com transaction. Though there are charges while withdrawing cash from international atms 100+GST and if there are any atm charges.

Fi is alternative having same features
Generous Generous
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FI DC or FI CC ?

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Helpful Helpful
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One card wale call kar rahe hai, bolo kya karun

Deal Subedar Deal Subedar
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Be careful of Niyo products in general, bank often gets suspended and locked without a good reason, I had my savings in the bank and after numerous tweets and their community posts, I took all my money out of there. Even saw bad reviews with the Forex card. Just follow this https://community.goniy...m/ or Twitter mentions

Benevolent Benevolent
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bank often gets suspended
meaning?

and locked without a good reason
why?

I had my savings in the bank
niyo equitas?
equitas didnt help?
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Deal Subedar Deal Subedar
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I used Niyo card only in Dubai couple of weeks back. It was accepted everywhere. For places where tap to pay didn't work (due to limit on max payment one can do using tap), inserting card and entering PIN worked.

ATM withdrawal was also smooth and no issues.

I would recommend the card. I used to make sure that I only have money I may need (daily), in the Niyo account so as not to keep lot. 

I also used it for Loyalty Lounge Access on Mumbai T2 International terminal.

Deal Cadet Deal Cadet
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What about 5% tcs? How to get tcs refund?

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Deal Cadet Deal Cadet
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Thanks guys for your reviews. Also what is this 5% tcs collection funda on every transaction and when will I get refund if I dont spend 7 lakhs in the year? Any referal benefits?

Deal Cadet Deal Cadet
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I am using Niyo DCB from last 6 year (when they used to offer only one variant). I haven’t faced any issue till now in any of the swipe transactions (haven’t windrow any money yet from the international atm. It offers the best forex rates
Savings Mentor Savings Mentor
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See these similar threads also:

https://www.desidime.com/discussions/niyo-globa...
https://www.desidime.com/discussions/seeking-fe...
https://www.desidime.com/discussions/niyo-globa...
https://www.desidime.com/discussions/anyone-her...

I use Niyo Global rarely for international travel but use it often for international ecommerce purchases from here which I ship to some relative or friend coming to India. Always got the lowest/best rate.

Deal Cadet Deal Cadet
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How to get 5% tcs refund?

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Helpful Helpful
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Send referral if available.
Deal Cadet Deal Cadet
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I have opened account with Niyo global and added 5000 and ordered physical card. After ordering I have transfered those 5000 to my account and the balance in Niyo global account is 0. Will it create any issues in card delivery??

Savings Mentor Savings Mentor
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No it won't create any issues.
Helpful Helpful
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@Rockstar008 Did you get the Niyo global? How has been ur experience?

Deal Cadet Deal Cadet
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It was pretty good when I visited thailand during Nov 2022. No hidden charges involved.

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Generous Generous
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Anybody recently used Niyox or FI in March in Malaysia/ Singapore/ Dubai ?

Need latest status of it it it still works in March after RBI ban

Generous Generous
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Anybody recently used Niyox or FI in June in Malaysia/ Singapore/ Dubai ?

Need latest status of it if it still works in June after RBI ban

replyuser
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