Will Still use Paytm wallet to pay credit card bill

Poll has expired, here are the final results

charges for Card payment using Paytm wallet

958°

7690
107
Last Comment 2022-10-03

DeciDeaim

2022-08-08

Credit card payment using Paytm wallet is being charged by Paytm.
It's end of millenia mastercard DC 1% reward on Paytm. Because we can't pay unless we add to wallet.

Now Paytm went Mobikwik way.

Might effect Paytm fastag users too.

Charges 1%+gst

Thanks for supplementary info dear dimers

Expired

106 Comments |

42 Dimers

Sort By

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8621384

DeciDeaim

2022-08-08

Link Copied

Somebody please check if wallet to bank transfers are also being charged. It's highly likely that it will also be charged in near future because it is an open end, where you can transfer to bank and pay cc bill using UPI.
Better not keep big balances in Paytm wallet now, or you maybe in for a big surprise

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8621387

Confused_Shy

2022-08-08

Link Copied

Its charge from the the last 3 years

View 5 more replies

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8621392

DeciDeaim

2022-08-08

Link Copied

@Mayavi @deb3l please move to discussions, placed as a deal by mistake. Although they dealt a blow.

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8621394

Knight11

2022-08-08

Link Copied

Lol what is this😭. I had 7k+ just for credit card payments. Now will transfer to Amazon wallet via uber😅.

On one hand, Amazon converted wallet to upi and Paytm is doing reverse.

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8621403

DeciDeaim

2022-08-08

Link Copied

Direct bank transfer is still free it seems, please check.

View 6 more replies

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8621405

pranavcool

2022-08-08

Link Copied

gya paytm ko use krna ab band kro

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8621407

pranavcool

2022-08-08

Link Copied

mobidick left now

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8621413

DeciDeaim

2022-08-08

Link Copied

Yeah it allows credit card payment through Millenia mastercard DC directly

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8621414

pranavcool

2022-08-08

Link Copied

paytm?

View 6 more replies

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8621424

LordGane

2022-08-08

Link Copied

This post reminded me the story I read in school, Rip Van Winkle.

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8621430

DeciDeaim

2022-08-08

Link Copied

Am i asleep that long joy

As far as i know wallet to credit card payment was free until last week.

View 1 more reply

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8621473

avgn

2022-08-08

Link Copied

Now wait for them to give 100% cashback points on CC bill payment via wallet

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8621589

sri222

2022-08-09

Link Copied

Charges 1%+GST

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8621696

bankipad

2022-08-09

Link Copied

still wallet to bank tranfer is free... and for millennia mastercard users one can make payment of cc bill via mobikwik directly as it allows to do payment directly from dc

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8627279

geni

2022-08-12

Link Copied

No option of debit card in mobikwik

View 1 more reply

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8621733

rahulkothu

2022-08-09

Link Copied

Paytm has started charging convenience fee for making payment of credit card bill using its wallet.

They are charging 1.18% as convenience fee.

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8623367

EkdamSastaRaju

2022-08-09

Link Copied

When did they start ?

I payed bill 2 days back and there was no fees

@decideaim

View 1 more reply

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8621747

Agnivo007

2022-08-09

Link Copied

Yes, I see a platform fee in full kyc account.

Maybe Amrit mahotsav has truly begun... 😂

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8622131

bikidas2060

2022-08-09

Link Copied

Azadi from money rotation. Bahuut sahi chiz hua hai.

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8621749

singh.sourabh818

2022-08-09

Link Copied

https://cdn0.desidime.com/attachments/photos/795061/medium/images_%286%29.jpeg?1660014516

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8621753

akki.akki

2022-08-09

Link Copied

tata bye bye khatm. rolleyes

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8621841

Gauravmittal49589

2022-08-09

Link Copied

Just add cc number as bank account to send money and send money using paytm wallet 🤣🤣🤣

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8621867

Agnivo007

2022-08-09

Link Copied

Can anyone explain the validity or feasibility of this comment?

View 5 more replies

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8621850

Gauravmittal49589

2022-08-09

Link Copied

We can add credit card as a bank account and transfer directly grin

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8621856

Agnivo007

2022-08-09

Link Copied

So what I infer is, for millennia DC VISA users, one can directly pay on Paytm as well as mobikwik without additional charges and still get CB points in usual 90 days, right?

Also I simulated a Paytm 10k wallet load from millennia DC visa, no extra charges were shown. Full kyc account.

Maybe Amrit mahotsav has begun for select accounts... 😂

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8621878

DeciDeaim

2022-08-09

Link Copied

If you have millenia Visa DC, can you confirm if it allows direct CC payment through the DC on Paytm, for the sake of @pranavcool

View 1 more reply

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8621949

Agnivo007

2022-08-09

Link Copied

Ok understood the mapping of CC as bank account for sending payment. Though I think many banks have weird account numbers for CCs, not just the CC number... One should be careful.

Any idea about limit?

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8622068

Gauravmittal49589

2022-08-09

Link Copied

No limits for this

But you have to be very careful for account number and ifsc codes as every bank is having different systems
So better check in respective banks applications

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8621954

Dealerbhai

2022-08-09

Link Copied

Aise banayega Vijay Shekhar apni company ko profitable.

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8622138

pranavcool

2022-08-09

Link Copied

@bikidas2060 nothing is free btw , free is myth we are triple sometimes 4times taxed for some products

View 4 more replies

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8621957

Agnivo007

2022-08-09

Link Copied

@Dealerbhai Share price aur q1 results accha jaa raha hai...

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8621978

somu7668

2022-08-09

Link Copied

I tried just now, it is allowing to pay credit card bill using Millenia DC without any extra charges but the merchant name showing different in the transactions as follows:
Paytm Wallet Load: PAYTM PAYMENTS SERVICE
CC Payment using Mill DC: Paytm CCBILLPAYMENT

Not sure if I'm eligible for CC Payment Reward by MILL DC or not but this is what I observed.

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8621992

pranavcool

2022-08-09

Link Copied

Maybe it will be eligible for 2.5% then

View 4 more replies

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8622024

ajitshukla2k13950

2022-08-09

Link Copied

Adding money to wallet from credit card is chargeable in paytm . Am I missing something?

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8622031

Agnivo007

2022-08-09

Link Copied

It has been since long... Loading via DC is being discussed now.

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8622028

pranavcool

2022-08-09

Link Copied

It says cc Payment not eligible in terms of milinea dc so only mobidick now

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8622106

pranavcool

2022-08-09

Link Copied

I clicked on upgrade dc too early, no use now let it come in visa then will upgrade to MasterCard again 😅

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8622149

DeciDeaim

2022-08-09

Link Copied

I'm sorry didn't know the merchant changed. I hope you have premium banking which doesnt charge for DCs

View 1 more reply

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8622145

MinionPotter

2022-08-09

Link Copied

HDFC Millenia debit card useless now 😔

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8622293

Seinfeld

2022-08-09

Link Copied

Pay CC using mobikwik

View 1 more reply

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8622159

bikidas2060

2022-08-09

Link Copied

Thank you Paytm. 🥰🥰🥰

https://www.desidime.com/discussions/paytm-charging-credit-card-payment-through-wallet?page=1#post_8622257

Mufasa

2022-08-09

Link Copied

Paytm hardly give cashbacks on credits card bill payments why would someone pay credit card bills through paytm when bank also provide bill payments portal free. Max we will not get cashback but at least better than giving extra charge for credit card bill payment on paytm. Slowly all the digital wallets will do the same & I guess phoney, mobikwik will be next.