phonepe UPI app refer trick earn Rs150+Rs50 + ICICI pockets upi trick + Axis bank upi app trick (total Rs350 earn)

Hi, phonepe UPI app refer trick earn Rs150+Rs50 (Total Rs200).

first copy your phonepe refferer link and clear data & uninstall your phonepe app (if you dnt have any phonepe app refer link, PM ME)

now open zero saving bank account on kotak bank here: https://play.google.com/store/apps/details?id=c...
instant activate, verify via aadhaar based sms otp, no need to visit kotak bank.. (use new mobile number to signup on kotak bank which was never linked to any bank account).

after opening your kotak bank account, add Rs300 via debit card or kotak UPI.

now the phonepe app trick:-

open your phonepe app refer link and install phonepe app (use same smartphone, no need to change your smartphone because offer is valid for one time per smartphone, personally tested)

now signup/login your phonepe app with your kotak bank linked mobile number

link your kotak bank account on phonepe app (use your kotak bank virtual card number to create UPI PIN)

now send Rs300 to your old phonepe app or any phonepe app friends via first time UPI payment..

get Rs150 cashback instant in your phonepe app wallet + Rs50 in your referral account wallet. (you can transfer your phonepe app wallet balance to bank account)

personaly tested today
100% working..

2nd & 3rd trick is ICICI pockets upi + Axis bank upi app

ICICI pockets app gives Rs100 cashback on Rs200 first time upi merchant transaction (cashback credited within 30-45days)

and Axis bank upi app gives Rs50 cashback on first time Re1 upi transaction to any friend. (cashback credited within 1-2weeks).