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**UPDATE** Query - Amazon ICICI CC holders - Documentation

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Critic
Mumbhai

Hi guys, I applied for amazon ICICI CC on 5th Feb and scheduled the document collection on 12th feb which is tomorrow. The visiting excecutive is not picking up my call neither amazon customer care service is providing me proper answer.

My query
1. I am self employed, and I have my ITR in the form of soft copy, do I need a hard copy?
2.PAN, adhaar, address proof everything is there.
3.Passport size pic required?

As I want be be prepared, and dont wanna rush for things.

Secondly what are my chances of approval?
1.I have ICICI savings account from last 7 years.
2.My CIBIL score is 788
3.I already have HDFC CC (Money-back)

Thanks

***UPDATE***
Just in case anybody curious to know the process.

So I got a call from excecutive asking if he can come today over my place. I agreed.

1.He asked for the hard copies of my ITR, as I need to sign it, though he didn’t collect it, he just took pictures and submitted online.
2.And same, he took picture of PAN and adhaar, no Xerox required.
3.Took picture of mine, no passport size pics needed.

Just this 3 things and I was done, hardly took 10 mins.

42 Comments  |  
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Deal Cadet Deal Cadet
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Ary apply kar mil jayega yaar itna tension kyu lena wo bhi chahte h aap jaise ko card dena…ab ye sab soch ke kyu pressure de rahe ho brain par…just apply they will approve it as soon as…use Amazon
account mobile number which is link with your icici bank

Critic Critic
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Tension nahi hai yaar, bus process hassle free ho blush

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Deal Subedar Deal Subedar
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First set:
1. Yes
2.
3. Yes

Second set:
You will get it.

Perfectionist Perfectionist
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normally you will get card based on other cc you have… i think documentation is just the formality…

you will get it.

Critic Critic
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Update added

Benevolent Benevolent
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Good luck
Keep Updating – would be useful for new applicants

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Deal Newbie Deal Newbie
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You will easily get it….i applied for sbi card three times rejected but when applied through ola sbi i get it in first time….same is the case with Amazon icici….or it is much easier than sbi

Critic Critic
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Dear Customer, your Amazon Pay ICICI Bank Credit Card application has been declined. Pls apply again after 6 months from the date of your current application.

Critic Critic
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So my application gets declined, wonder what criteria these banks consider?? If I can’t then who?? CIBIL is 780+

Mobile Guru Mobile Guru
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Your Annual income..
Is it below 4 lakhs ?

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Critic Critic
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Hi, I was asked to call this number 1800 1020 123 to know the exact reason for the rejection. I called, the lady their told me the application is rejected coz of “banks policy”, I asked her what policy, please explain mam, she "It’s internal system which decides, I said ok, whatever but still I want to know the exact cause, she said the information will be with your bank. I said “then what was the purpose calling on this help line, I was given this number to know the reason” she told sir can’t help you on that, please call your bank, I said ok, while in a hurry I was about tto hungup and then she said “ICICI main call karne ke liye dhanyawad” lol what a miss, I called again and this time this guy gave to the email add to contact for the exact reason (help.amazonpaycc@icicibankDOTcom), So I have mailed them, will update their response here.

Deal Subedar Deal Subedar
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Tweet them too
They will call be explaining reason
When i was rejected sbi card
I tweeted them i asked them why so!!
They replied "You have selected self business as source of income and your age is below 25
Even if itr was 6lakh per Annum
Still they rejected telling age issue

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Critic Critic
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Dear Customer,

Greetings from ICICI Bank.

We regret the inconvenience caused to you.

We regret to inform you that your application xxxxxxxxxxxx for ICICI Bank Credit Card has not been approved. The application for a new credit card is evaluated on a combination of parameters such as income, credit history, payment track record of other loans and credit cards, etc.

Based on the above, we regret to inform you that we are unable to offer you the above credit facility at this point in time. We would like to add however, that this is not a reflection of your credit worthiness.

We will be unable to confirm the exact reason for the decline of the Credit Card Application.
With our experience, we can suggest that an alternate way to get a credit card from ICICI bank is to visit nearest branch and apply for an Instant Credit Card which is issued to you against opening a Fixed Deposit. The card will be handed over to you instantly, over the counter at the branch.

Regular usage and timely pa

Critic Critic
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The above reply i got from ICICI on asking exact reason

Generous Generous
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They wont divulge exact details. Most bank dont do so as it can invite litigation.

Your best bet apply normal card from branch. After that add amazon pay card and close old one.

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