query-hdfc bharat card

Use HDFC RuPay Bharat credit card:

Category A:

Fuel: Enjoy savings with 5% monthly cashback on Fuel expenses.
Get 1% surcharge waiver and save upto Rs. 250 in every billing cycle (Min transaction of Rs. 400)

Grocery: Enjoy savings with 5% monthly cashback on spends on Groceries

Bill Payment & Mobile Recharges: Enjoy savings with 5% monthly cashback on Bill Payment and Mobile recharge through your Bharat Credit Card

Category B:

Payment Platforms: Get 5% monthly cashback on spends on PayZapp/EasyEMI/SmartBUY

Note:

Category A - Maximum Cashback per month for category A is Rs. 150 (combined)
Category B- Maximum Cashback per month for category B is Rs. 150 (combined)

Eligibility for Rewards Points on transaction is basis the Merchant Category Code (MCC) captured for the transaction. Only those MCCs recognized and considered by Partner Networks (RuPay) for the above mentioned categories will accrue 5% Reward Points. Transactions not recognized under the MCCs of Fuel/Groceries/IRCTC/Bill Payment & Mobile recharges will not accrue Reward Points

1 Reward Point = Rs 1

Cashback will be retained as Reward Points and will be posted in the next statement. It can be redeemed as CashBack on customer request against statement balance

1 yes 2 any machine 3 50 days

anyone?
reply plz

4.any charges for statement credit?
5.how many points required for statement credit?
and how much do we need spend to waive off annual fee?

does anyone has hdfc bharat cc as ltf..?