Question about HDFC business credit cards

84°
Deal Cadet
tvirus

I have Business Regalia card with 3L limit since November 2020. I have spent about ₹4.6L so far.
I have not got any limit enhancement or upgrade offers.
1. How long does it take to get these offers?
2. Are business cards upgraded to Diners black or Infinia?
3. How to improve chances of getting offers?

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Deal Cadet Deal Cadet
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Wait for 1 year
They will enhance limit

My usage was less than 20% still my limit was enhanced

Deal Cadet Deal Cadet
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20% per month or 20% of limit in a year?

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Critic Critic
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Business card need to be converted to normal/consumer card first before they can be upgraded to infinia/dcb I think as there is no business Infinia/dcb(at least I haven’t seen anyone with these cards).
@Ramta_Jogi

Deal Cadet Deal Cadet
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Can they provide me regular Infinia upgrade from Business regalia?

Finance Mentor Finance Mentor
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@guest_999 Yeah, there is no Business Infinia or DCB due to their high reward rate; only Personal & NRI (Infinia & Regalia, not DCB)

HDFC limits business category card to Regalia only.

Deal Cadet Deal Cadet
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Can they provide me regular Infinia upgrade from Business regalia?

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Finance Mentor Finance Mentor
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@Dileep_kumar @tvirus @kkrulesdnation

It would be Business Regalia.

I am still stuck on Personal Regalia features from the time before it got devalued & was subsequently removed from Smartbuy perks.

I have deleted my previous post. No use rectifying that.

replyuser
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