RBI appoints external firm to audit HDFC Bank’s IT infra
HDFC Bank on Tuesday said the Reserve Bank of India (RBI) has appointed an external IT firm for carrying out a special audit of its IT infrastructure in the aftermath of repeated service outages at the country’s largest private sector lender over the past two years.
https://www.rediff.com/money/report/rbi-appoint...
Good. Their software is outdated and flawed
Tried to do NEFT of 5lacs and failed, next attempt it says daily limit exceeded, insane people, I 
had to suffer that day
Don’t ’Bite Off More Than You Can Chew…
caks2006407 wrote:Good. Their software is outdated and flawed
Tried to do NEFT of 5lacs and failed, next attempt it says daily limit exceeded, insane people, Ihad to suffer that day
You haven’t seen the softwares of those sarkari banks 
caks2006407 wrote:Good. Their software is outdated and flawed
Tried to do NEFT of 5lacs and failed, next attempt it says daily limit exceeded, insane people, I
Above 2L rtgs na?
HDFC Bank seriously needs to update or get its IT infrastructure fixed.
The three most irritating issues I have been facing while using their iPhone app are:
1. UPI payments of Rs 5000 and more always fail and get declined by the bank.
2. They have set a 120 days expiry for the pin to access the mobile app. It’s really inconvenient to keep changing the pin and then remembering it for the next 4 months.
3. I often get the “Session not valid” error while using the app. Even after logging out and re-login into the app, the error keeps showing up. The only solution is to restart the iPhone
Hdfc bank’s website vs its online banking portal. Total generation gap he bidhu😑
why dont they provide online investment options for GOVT schemes like RBI Bonds 
desiman wrote:why dont they provide online investment options for GOVT schemes like RBI Bonds
No one does yet for FRSB 2020….
GuruGhantaal wrote:Above 2L rtgs na?
NEFT or RTGS for amounts above 2lacs – u have a choice
Is HDFC’s IT infra worst than BANK OF BARODA or other Govt. Banks where it’s not even possible to do. UPI transaction smoothly
Also in credit card unbilled transactions you just can not see only debits or only credits from 2nd page onwards
The moment you click on next page debit or credit selection is reset and noway to select also – pathetic
Things which i hate in hdfc on frequent basis :
1. No ability to control/limit credit /debit card limitations from mobile app (you need to login to netbanking )
2. No proper passbook section in mobile app.
3. Pathetic login issues.. you can’t use app and netbanking at the same time.
4. Mobile UI is worst even compared to psu banks
HDFC being a biggest bank, has a very basic mobile app. Almost useless app. Some small banks are maintaining much better apps. Recently opened their account through online process and I got a message after 3 days that account opening process was unsuccessful and have to visit branch as they were not able to update some details, which I ignored. After few more days a branch employee called me and asked to deposit money in my account as it had already been activated and started calculating MAB. I cannot register for UPI on their banking app and Payzapp app, and they have no idea why.
caks2006407 wrote:NEFT or RTGS for amounts above 2lacs – u have a choice
Always prefer IMPS followed by RTGS & then in the end neft only as last resort.
dark.demon wrote:IMPS is not free in HDFC..
..even pnb union bank etc don’t charge for imps..
Many psu banks charge Rs.5 for imps transactions & even sbi used to charge it for above 1k/2k transactions. In any case spending Rs.5 extra for a 1-2 lakh transaction for extra reliability/peace of mind is worth it.
caks2006407 wrote:Good. Their software is outdated and flawed
Tried to do NEFT of 5lacs and failed, next attempt it says daily limit exceeded, insane people, Ihad to suffer that day
What a joke. You can’t do NEFT for 5 lakhs. For amount more than 2 lakhs you need to do RTGS only.
srinidhiraoj wrote:What a joke. You can’t do NEFT for 5 lakhs. For amount more than 2 lakhs you need to do RTGS only.
Who said that neft can’t be done for more than 2 lakh, go and read rbi circular
srinidhiraoj wrote:What a joke. You can’t do NEFT for 5 lakhs. For amount more than 2 lakhs you need to do RTGS only.
Who said that ?? I myself have done 3 lakhs neft in recent days .. afaik u can do neft till 10 lacs in most of the banks..
srinidhiraoj wrote:What a joke. You can’t do NEFT for 5 lakhs. For amount more than 2 lakhs you need to do RTGS only.
You can do NEFT of any amount but RTGS above 2 lac
caks2006407 wrote:I prefer NEFT b’cos you get email with details of txn, for future reference
This is not something exclusive to neft but rather bank, any bank can arrange this if it wants.
guest_999 wrote:This is not something exclusive to neft but rather bank, any bank can arrange this if it wants.
Of course it’s bank specific but in general NEFT Txn emails are more easy to understand from many banks, also in bank statement IMPS and RTGS entries are not so obvious like you can’t understand who sent or from which bank
dhinchakrohit wrote:No one does yet for FRSB 2020….
so for investment purpose RBI BONDS do we need to visit our home branch or only some branches are designated to process these forms
desiman wrote:so for investment purpose RBI BONDS do we need to visit our home branch or only some branches are designated to process these forms
https://sbi.co.in/web/personal-banking/investme...
Applications for the Bonds in the form of Bond Ledger Account will be received in the designated branches of SBI, Nationalised banks, IDBI Bank Ltd, Axis Bank Ltd, HDFC Bank Ltd and ICICI Bank Ltd.
caks2006407 wrote:Of course it’s bank specific but in general NEFT Txn emails are more easy to understand from many banks, also in bank statement IMPS and RTGS entries are not so obvious like you can’t understand who sent or from which bank
Have you tried sending money via imps in idfc bank, I checked & description contains beneficiary name(as per beneficiary name set by you) along with their acc no. & remark.
I was trying to open RD using HDFC netbanking, up on submitting form it says request unsuccessful and visit branch for further details.
when I visited branch and showed this error they gave me physical RD form and asked me to open RD account. lol
They should launch H-Mobile by copying iMobile app of ICICI 
No. 1 Mobile Banking app
ICICI netbanking is also very good with many features
When will they again start credit card making process ?
