Received, Lifetime Free "LIC RuPay Credit Card" by IDBI bank
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Received, Lifetime Free "LIC RuPay Credit Card" by IDBI bank:
One user got this card today - thanks to him @neo13
Most dimers here always ask to share this LIC RuPay credit card proof, here is the proof, this card is not a myth. LIC RuPay Credit card exist in our universe -
2 Variant of this card available, i recommended apply for higher variant RuPay "Eclat Select" credit card -
All cards details, Reward points, offers already shared in my post here - https://www.desidime.com/deals/lic-launch-lifet...
This card is also eligible on IDBI bank offers like Amazon, IDBI Bookmyshow offer or any other IDBI bank running offers.
Card is currently eligible for LIC policy holders only, apply through LIC agent or any IDBI bank/LIC manager.
Here few updates -
Only policy holders are eligible
30k premium for 3 years + if salaried: 30k net for basic card, 67k net for higher variant
Business persons ITR with income computation and 4 lac 80k taxable income.
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Bank account necessary with IDBI? any idea about process?
I had read about it but was unable to find if there's real benefit of this... Have idbi account as well as high premium lic policy, easily eligible for higher variant but why should I?
PS - is there any cibil hit or a secured card against our policies?
He also told me, manager said that he’ll share pdf of application and you have to send the filled form to his address.
Well, i am not recommended anyone to send your personal document to anyone unless he sends you email from IDBI or LIC official email address or atleast you can ask the manager for any enquiry, apply process etc.
broadcast sent
Join my group for instant deal alerts 😍 Group Link
benefit beside bigbasket ?
RuPay Credit card - Bigbasket 15% offer per month,
IDBI bank - Amazon offer 10% upto 500 - https://www.desidime.com/deals/get-10-upto-inr-...
IDBI Bookmyshow offer valid on LIC card too - https://in.bookmyshow.com/offers/idbi-bank-cred...
Easymytrip - Upto 20% up to INR 5,000 on Hotel & Flights Booking via IDBI Bank Credit Cards - https://www.desidime.com/deals/book-travel-usin...
IDBI bank give lots of offer from last 7 to 8 months, last time i check Tata cliq 15% discount offer was also eligible on this LIC cards (offer now over).
As i see from your previous post we get 2X delight points i.e 8 points on 100rs spends for LIC premium payments. (equivalent to 2%) This much we already get from Apay Icici and other good cards. Is there anything i am missing here? Any additional advantage for LIC premiums? @abhishek012
These cards have very well defined criteria about profession and income. Self employed people with 12lac itr can apply for eclat... LoL
Also just check the eligibility page on official site, seems only the whitest of the white are allowed to pass through the strainer.
Guys, most people won't even qualify for this card. It is a fabricated heaven made to entice or appease top level or cream layer of population and lic investors and I suspect, this is also to fulfill the dreams of lic babus and big agents. It is just designed that way, just check eligibility criteria. Nothing else in this plastic piece, I give this a pass with smelly fart....
Congrats, abhishek.
I spoke to the LIC Cards Regional Head (Eastern) Mr. Tathagata C. I showed my interest. As per his description, its still being catered to the LIC employees, not yet open to the policy holders.
That's absurd!
Eligible for LIC policy holders too.
I have LIC cards manager number, if you want. Call and ask him.
I also have LIC IDBI card forum.
Somehow all the lic cards are too bad in rewards. They should at least give 5% on insurance payments. These days it is quite easy to get 3% and with some planning 6-7% or even more.
?
I went to nearest LIC branch (~10kms) and they weren't aware of Credit Cards especially by IDBI. They said Axis/UNION Bank person does come sometimes for it but not IDBI. They asked to check with IDBI Bank itself 
I have IDBI LIC Card forum and LIC manager number.
If you have any question call and ask him but dnt send any document online to anyone.
Please share RM contact details.
how to apply ?
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