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Received, Lifetime Free "LIC RuPay Credit Card" by IDBI bank

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abhishek012

Received, Lifetime Free "LIC RuPay Credit Card" by IDBI bank:

One user got this card today - thanks to him @neo13

Most dimers here always ask to share this LIC RuPay credit card proof, here is the proof, this card is not a myth. LIC RuPay Credit card exist in our universe -

https://cdn0.desidime.com/attachments/photos/785752/medium/sdres.jpg?1657124303

2 Variant of this card available, i recommended apply for higher variant RuPay "Eclat Select" credit card - 

https://cdn0.desidime.com/attachments/photos/785747/medium/HxaXYzP.jpg?1657123853

All cards details, Reward points, offers already shared in my post here - https://www.desidime.com/deals/lic-launch-lifet...

This card is also eligible on IDBI bank offers like Amazon, IDBI Bookmyshow offer or any other IDBI bank running offers.

Card is currently eligible for LIC policy holders only, apply through LIC agent or any IDBI bank/LIC manager.

Here few updates -

Only policy holders are eligible

30k premium for 3 years + if salaried: 30k net for basic card, 67k net for higher variant

Business persons ITR with income computation and 4 lac 80k taxable income.

Expiring In 19 days
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Post Mogul Post Mogul
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naveent178553 wrote:
Card 2 card available??
Card 2 Card me CIBIL enquiry nahi hota hai kya?
Deal Subedar Deal Subedar
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As i see from your  previous post we get 2X delight points i.e 8 points on 100rs spends for LIC premium payments. (equivalent to 2%) This much we already get from Apay Icici and other good cards. Is there anything i am missing here? Any additional advantage for LIC premiums? @abhishek012

Deal Subedar Deal Subedar
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agnivo007 wrote:

Guys, most people won't even qualify for this card. It is a fabricated heaven made to entice or appease top level or cream layer of population and lic investors and I suspect, this is also to fulfill the dreams of lic babus and big agents. It is just designed that way, just check eligibility criteria. Nothing else in this plastic piece, I give this a pass with smelly fart....

there is no such thing as 'fabricated heaven ' but HELL
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Deal Cadet Deal Cadet
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I had read about it but was unable to find if there's real benefit of this... Have idbi account as well as high premium lic policy, easily eligible for higher variant but why should I?

PS - is there any cibil hit or a secured card against our policies?

Deal Cadet Deal Cadet
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Shame. I have tried this with IDBI at least 3 times, but they've always asked to speak with LIC, and LIC staff is generally clueless. I'll try again maybe.
Pro DealHunter Pro DealHunter
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broadcast sent

Join my group for instant deal alerts 😍 Group Link

Post Emperor Post Emperor
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Card 2 card available??
Deal Subedar Deal Subedar
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benefit beside bigbasket ?

Deal Subedar Deal Subedar
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As i see from your  previous post we get 2X delight points i.e 8 points on 100rs spends for LIC premium payments. (equivalent to 2%) This much we already get from Apay Icici and other good cards. Is there anything i am missing here? Any additional advantage for LIC premiums? @abhishek012

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starbearer wrote:
Shame. I have tried this with IDBI at least 3 times, but they've always asked to speak with LIC, and LIC staff is generally clueless. I'll try again maybe.
@neo13 told me, he got the number of area managers, not agent. So he’ll ask him tomorrow whether he is comfortable to share his number.

He also told me, manager said that he’ll share pdf of application and you have to send the filled form to his address.

Well, i am not recommended anyone to send your personal document to anyone unless he sends you email from IDBI or LIC official email address or atleast you can ask the manager for any enquiry, apply process etc.
Deal Cadet Deal Cadet
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These cards have very well defined criteria about profession and income. Self employed people with 12lac itr can apply for eclat... LoL

Also just check the eligibility page on official site, seems only the whitest of the white are allowed to pass through the strainer.

Deal Cadet Deal Cadet
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abhishek012 wrote:
@neo13 told me, he got the number of area managers, not agent. So he’ll ask him tomorrow whether he is comfortable to share his number.

He also told me, manager said that he’ll share pdf of application and you have to send the filled form to his address.

Well, i am not recommended anyone to send your personal document to anyone unless he sends you email from IDBI or LIC official email address or atleast you can ask the manager for any enquiry, apply process etc.
Thanks. That'll be handy. I've tried to get this card for sometime now.
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demerius2020 wrote:

benefit beside bigbasket ?

@kingc0bra 

RuPay Credit card - Bigbasket 15% offer per month,

IDBI bank - Amazon offer 10% upto 500 - https://www.desidime.com/deals/get-10-upto-inr-...

IDBI Bookmyshow offer valid on LIC card too - https://in.bookmyshow.com/offers/idbi-bank-cred...

Easymytrip - Upto 20% up to INR 5,000 on Hotel & Flights Booking via IDBI Bank Credit Cards - https://www.desidime.com/deals/book-travel-usin...

IDBI bank give lots of offer from last 7 to 8 months, last time i check Tata cliq 15% discount offer was also eligible on this LIC cards (offer now over).
Deal Subedar Deal Subedar
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abhishek012 wrote:
@kingc0bra 

RuPay Credit card - Bigbasket 15% offer per month,

IDBI bank - Amazon offer 10% upto 500 - https://www.desidime.com/deals/get-10-upto-inr-...

IDBI Bookmyshow offer valid on LIC card too - https://in.bookmyshow.com/offers/idbi-bank-cred...

Easymytrip - Upto 20% up to INR 5,000 on Hotel & Flights Booking via IDBI Bank Credit Cards - https://www.desidime.com/deals/book-travel-usin...

IDBI bank give lots of offer from last 7 to 8 months, last time i check Tata cliq 15% discount offer was also eligible on this LIC cards (offer now over).
-i asked beside bigbasket and why dont u mention that 15% on bigbasket is only applicable on shopping Rs. 1500+ once in a month

-Rupay debit card with 20% is far better deal

-%?

-easemytrip give inflated prices

-tata cliq item prices are always high

so to sum up if u dont shop for Rs. 1500+ from bigbasket then no benefit from rupay credit card better take Rupay debit card for 20% on amazon 
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demerius2020 wrote:
-i asked beside bigbasket and why dont u mention that 15% on bigbasket is only applicable on shopping Rs. 1500+ once in a month

-Rupay debit card with 20% is far better deal

-%?

-easemytrip give inflated prices

-tata cliq item prices are always high

so to sum up if u dont shop for Rs. 1500+ from bigbasket then no benefit from rupay credit card better take Rupay debit card for 20% on amazon 
Sab ki apni apni soch ha, kuch logo ko 15% off bigbasket offer itna pasand ha ki 3-4 card le liya hai RuPay credit card ka. 😀

I share the offer headline, read all offer details and t&c before apply.
Post Mogul Post Mogul
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naveent178553 wrote:
Card 2 card available??
Card 2 Card me CIBIL enquiry nahi hota hai kya?
Deal Subedar Deal Subedar
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abhishek012 wrote:
Sab ki apni apni soch ha, kuch logo ko 15% off bigbasket offer itna pasand ha ki 3-4 card le liya hai RuPay credit card ka. 😀

I share the offer headline, read all offer details and t&c before apply.

so on bigbasket if your spend at a time is <Rs 1500 u get 0% discount

instead try simpl wallet for 10% 

or Bigbasket DSB debit card for 10% 


and now bigbasket have no min. purcahse req. like jiomart i mostly order daiily veg fresh and its like 100-200 for multiple time a month 


much better approach for bigbasket is to get Rupay plat debit ->amazon bal 20%->+bigbasket gift voucher 3% = 23% discount with no min purchase req.

HALF TRUTH IS BAD THEN COMPLETE LIE

Deal Cadet Deal Cadet
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Guys, most people won't even qualify for this card. It is a fabricated heaven made to entice or appease top level or cream layer of population and lic investors and I suspect, this is also to fulfill the dreams of lic babus and big agents. It is just designed that way, just check eligibility criteria. Nothing else in this plastic piece, I give this a pass with smelly fart....

Deal Subedar Deal Subedar
Link Copied
agnivo007 wrote:

Guys, most people won't even qualify for this card. It is a fabricated heaven made to entice or appease top level or cream layer of population and lic investors and I suspect, this is also to fulfill the dreams of lic babus and big agents. It is just designed that way, just check eligibility criteria. Nothing else in this plastic piece, I give this a pass with smelly fart....

there is no such thing as 'fabricated heaven ' but HELL
Deal Cadet Deal Cadet
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demerius2020 wrote:
there is no such thing as 'fabricated heaven ' but HELL

You got the point then...

Pro Blogger Pro Blogger
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starbearer wrote:
Thanks. That'll be handy. I've tried to get this card for sometime now.

I have IDBI LIC card forum and LIC Cards area manager number.

If you want PM me.

Note - Don't send any documents online unless he send email through LIC cards official email ID.

Cool Cool
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IDBI is in talks of being privatised
Deal Cadet Deal Cadet
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Congrats, abhishek.

I spoke to the LIC Cards Regional Head (Eastern) Mr. Tathagata C. I showed my interest. As per his description, its still being catered to the LIC employees, not yet open to the policy holders.

That's absurd!

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HiDEaL wrote:

Congrats, abhishek.

I spoke to the LIC Cards Regional Head (Eastern) Mr. Tathagata C. I showed my interest. As per his description, its still being catered to the LIC employees, not yet open to the policy holders.

That's absurd!

Eligible for LIC policy holders too.

I have LIC cards manager number, if you want. Call and ask him.

I also have LIC IDBI card forum.

Pro Blogger Pro Blogger
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luciferous wrote:

Bank account necessary with IDBI? any idea about process?

No, IDBI account is not necessary.
Deal Cadet Deal Cadet
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abhishek012 wrote:

Eligible for LIC policy holders too.

I have LIC cards manager number, if you want. Call and ask him.

I also have LIC IDBI card forum.


Surely that would help.
Thanks a lot.
You can please send via PM.


Deal Cadet Deal Cadet
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Somehow all the lic cards are too bad in rewards. They should at least give 5% on insurance payments. These days it is quite easy to get 3% and with some planning 6-7% or even more.


Crowdpuller Crowdpuller
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Knight11 wrote:

Somehow all the lic cards are too bad in rewards. They should at least give 5% on insurance payments. These days it is quite easy to get 3% and with some planning 6-7% or even more.


How 6-7% bro rolleyes?
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