Received pre qualified indusland credit card offer from paisabazaar

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Received pre qualified indusland credit card offer from paisabazaar

Should I go for leave. Already have have ICICI & SBI card but FD based.  @guest_999https://cdn0.desidime.com/attachments/photos/680259/medium/Screenshot_2021-04-23-17-20-28-281_com.android.chrome.jpg?1619178743

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If getting not against FD & getting at least 30k limit then go for it else leave it.

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Indusind hota hai indusland nahi

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guest_999 wrote:

If getting not against FD & getting at least 30k limit then go for it else leave it.

Aren’t all these websites like bankbazar and paisabazar unsafe. I have heard, that if you apply one card, many different applications will be initiated on your PAN Card.

Is it advised to apply for any credit card from these kind of websites? @getready

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guest_999 wrote:

If getting not against FD & getting at least 30k limit then go for it else leave it.

No this card from pre-approved & not FD. Not sure about credit limit.

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Pre-approved is a fake term used by bankbazaar & paisabazaar

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They are dumping this card (LTF) everywhere (BankBazaar/Paisabazaar)
The reward system isn’t exciting and e-com companies hardly partner with IndusInd for bank offers

Guess.. u can get if they offer u Iconia Amex – LTF (which many got here via BB)

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getready wrote:

They are dumping this card (LTF) everywhere (BankBazaar/Paisabazaar)
The reward system isn’t exciting and e-com companies hardly partner with IndusInd for bank offers

Guess.. u can get if they offer u Iconia Amex -. LTF (which many got here via BB

They have not mention anything specific about joining fee. I there is joining fee, I am not gonna apply. Also not suitable for spender like who use e-commerce frequently.

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botlike wrote:

Pre-approved is a fake term used by bankbazaar & paisabazaar

I guess you are right. Must be hidden terms & condition.

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Mufasa wrote:

They have not mention anything specific about joining fee. I there is joining fee, I am not gonna apply. Also not suitable for spender like who use e-commerce frequently.

Cards are LTF and there are no joining fees
You need to submit your Aadhaar/PAN and there will be a video-kyc by IndusInd to verify your documents (No physical verification)

// This process via BankBazaar, should be the same for Paisabazaar //

Edit: Now that you’ve clicked on the approved card, enjoy spamming from PB for next few days : P

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Aapko milaga spam, bahut sahra spam….. Yeh spam aapka is lockdown mein timepass kara dega…..
Enjoy

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Every person gets pre-approved CC and personal loan and car loan from paisabazar. It’s their business since they get Comission on selling each service.

Once you accept the offer they will ping your credit score (which will drop). so they are not doing any favour or customer loyalty benifit.

Rather recommend ignore it if you don’t need it right now.

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I got it as pre approved from paisabazar go ahead don’t worry they won’t apply any other applications my experience was good with them.
I didn’t give any document and didn’t receive any verification call card delivered at doorstep.

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@Mufasa There are far better cards out there than this; however it depends on your cibil and income; If you can mention your current cibil score and an approximate annual income range (along with salaried or self employed) and your current city (tier1 or tier2+), can suggest better cards;
As far as this card is concerned, it’s LTF but has negligible rewards; useful only for bank specific offers.

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RunZone wrote:

Aren’t all these websites like bankbazar and paisabazar unsafe. I have heard, that if you apply one card, many different applications will be initiated on your PAN Card.

Is it advised to apply for any credit card from these kind of websites? @getready

These sites are only to be used as a last resort. You already have a good limit unsecured card so need for such sites except in some rare case where you are getting the chance to get a good card for sure at attractive rate(happened 1-2 years back when many people got indusind iconia amex & pinnacle for free from these sites).

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BlueFlash wrote:

@Mufasa There are far better cards out there than this; however it depends on your cibil and income; If you can mention your current cibil score and an approximate annual income range (along with salaried or self employed) and your current city (tier1 or tier2+), can suggest better cards;
As far as this card is concerned, it’s LTF but has negligible rewards; useful only for bank specific offers.

He already has sbi & icici card but against FD so very less chances of getting unsecured card from these banks & only other good cards left in budget range are axis fk/ace which are even harder to get.

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They are giving this card to everyone.

They will ask ur personal details on call, fetch ur CKYC aadhar and do video kyc

I dont feel safe with this process hence i rejected

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botlike wrote:

Pre-approved is a fake term used by bankbazaar & paisabazaar

Yes nothing pre-approved on paisabazar or bank bazar they r spammers don’t apply cc from them I had applied in January based on pre-approved offer but no progress after documents collection done by indusind man so basically they r fooling us after that no one from paisa bazar replying for my complain finally applied directly from indusind and approved lt with 300 k limit 2 week ago and card also received

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@mufasa Did you apply the card ? If yes.
The process and any physical verification ?

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Topsey wrote:

@mufasa Did you apply the card ? If yes.
The process and any physical verification ?

I did not apply for the card as I am looking for applying amazon pay ICICI card. If I go for indusland card my amazon pay ICICI application may get rejected due to frequent card applications & hard cibil enquiry.

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Mufasa wrote:

I did not apply for the card as I am looking for applying amazon pay ICICI card. If I go for indusland card my amazon pay ICICI application may get rejected due to frequent card applications & hard cibil enquiry.

You can easily apply two cc in a month.
Then have a gap of at least three months.

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Mufasa wrote:

I did not apply for the card as I am looking for applying amazon pay ICICI card. If I go for indusland card my amazon pay ICICI application may get rejected due to frequent card applications & hard cibil enquiry.

First of all, it’s INDUSIND and not INDUSLAND.

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