Regarding Fuel Surcharge on IDFC Rupay credit card

Fuel Surcharge Charge

Fuel Surcharge of 1% (min Rs. 10) of transaction value + GST as applicable is levied by the acquirer(merchant's bank providing terminal /payment gateway).

Fuel Surcharge waiver of 1% of transaction value will be passed by IDFC FIRST Bank as per the table below (applicable only on fuel transactions with value between Rs. 200 and Rs. 5,000).

Note :If You are doing transaction below Rs 1000 they will charge flat Rs10+GST.

So better do Transaction above Rs 1000 via UPI and get waiver of 1%.