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Review of Axis Bank

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Deal Cadet
Juniper

Please share pros and cons of Axis Bank.

Account types of Axis Bank, and their features and benefits.

Like HDFC has Savings Max / Specialé etc. And your own review.

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Deal Cadet Deal Cadet
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Never go with axis bank account, they will charge you even if you look at the axis bank branch joy joy joy joy
Deal Cadet Deal Cadet
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Open in hdfc or icici both r good
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Your experience with any bank will depend upon how your local branch of the bank is.

I’ll suggest..Don’t ask for bank’s review here. Some will say x bank is good, others will say x bank is fraud. Ask your friends how their experience was at that particular Axis branch.

I’ll give my own example, I and my brother have a HDFC account but in different branches (there are 2 branches in my area), we have similar bank balance as well but for some reason he keeps on getting call for opening FD/RD with them but I have never been called (aka disturbed) by my branch. They never call me to sell their shitty FD/ULIPs etc

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Deal Cadet Deal Cadet
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Never go with axis bank account, they will charge you even if you look at the axis bank branch joy joy joy joy
Deal Cadet Deal Cadet
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joy
Deal Cadet Deal Cadet
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Open in hdfc or icici both r good
Helpful Helpful
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Your experience with any bank will depend upon how your local branch of the bank is.

I’ll suggest..Don’t ask for bank’s review here. Some will say x bank is good, others will say x bank is fraud. Ask your friends how their experience was at that particular Axis branch.

I’ll give my own example, I and my brother have a HDFC account but in different branches (there are 2 branches in my area), we have similar bank balance as well but for some reason he keeps on getting call for opening FD/RD with them but I have never been called (aka disturbed) by my branch. They never call me to sell their shitty FD/ULIPs etc

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I have an easy access savings account with axis. Whenever the balance goes above 1 lakh I get bombarded with sales call atleast 10 times a day. Also the debit card cost is extremely high for an entry level account. They loot ₹500+GST every year. Their edge reward program also pathetic. They don't have phone,dth recharge option with edge rewards only high value items which costs lakhs of rupees earn that much reward points. Also they didn't have a single account variant that comes with free debit card within 1 lakh amb. While icici offers for ₹50k and hdfc ₹25k amb for free debit card. Another problem with axis bank is that they sometimes offers cashback via grabdeals but they didn't credit into ur bank account properly. Only good products from axis are ace and flipkart cc.
Benevolent Benevolent
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favorite bank of jj paji @MrKool_JJ

Benevolent Benevolent
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Don’t open an account here laughing joy

Deal Cadet Deal Cadet
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Stay away from Axis chor bank, better to go with hdfc or ICICI. Hdfc is more flexible bank.
Tech Guru Tech Guru
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@andromeda Bhai. 🙂

Tech Guru Tech Guru
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Avoid as most folks here say. There will be positive experiences like in my case. But first thing you should mention here what made you ask reviews of axis bank, what criteria you are looking for in banking with them?
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I would say they are worst bank in India. Gave account closure form thrice in last 4 months and yet to get my account close. They doesn't care for customer time.
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Just complaint at Twitter you will receive call from Bank & end of the day your account will be closed..... Same I did.
Community Angel Community Angel
Admin
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@Juniper their service is like skiing without snow.

Benevolent Benevolent
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I just have one word to anyone thinking of opening Axis bank account . AVOID
Like Magnet Like Magnet
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Too many charges bro. And even people working at branch can't explain charges. Debit cards are waste. Go for hdfc they are the best.
Benevolent Benevolent
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Sahi bolaaa laughing
Helpful Helpful
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mera cc application reject krdiya ,, ghtiya bank , cibil b gira diya , i hate axis

Tech Guru Tech Guru
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Hating axis before even joining and availing their services biggrin

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Deal Subedar Deal Subedar
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Let him reply friends. God knows, maybe he's at the branch opening account. grinning stuck_out_tongue_winking_eye BTW I will say- Avoid Axis..
Deal Lieutenant Deal Lieutenant
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I have experience with atleast 10 different banks, have 15 cc in family. Axis is the worst
Deal Subedar Deal Subedar
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Its like having a relationship with a gold digger laughing

Finance Ninja Finance Ninja
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Axis is Gareeb bank bc,
They only gave 18k Credit limit angry unamused

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Those good old days ,when they given me a limit of 26000 ,after 1 year upon asking for a limit enhancement they increased to 30k

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After reading the thread title..I have rushed to open my axis mobile app to check what's going on and they welcomed me with -12414 Rs Balance..after all its a ZERO balance saving account..I don't know what would be those hefty charges for a zero balance account.. Maybe they charged for Not opening axis mobile app from long time..
Critic Critic
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Axis has a special feature for all accounts called "Consolidated Charges" which has many facilities listed under it for the convenience of their customers. stuck_out_tongue_closed_eyes
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Deal Subedar Deal Subedar
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Better open an account in SBI. SBI is better than Axis in my area.
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Axis is not a regular private bank. It is UTI turned to Axis with Govt bank policies for employees and private bank's robbery policies for customers.
Deal Cadet Deal Cadet
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Can you please elaborate? smile
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even they have branch oxygen usage charges
Deal Newbie Deal Newbie
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But unlike hdfc or ICICI they have zero balance saving account option if you are a axis it is easy to get axis Bank credit card
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That ZERO balance account will also have those CONSOLIDATED CHARGES.. those charges can go upto 15k with in 6 months..
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Axis = shit customer service
Deal Cadet Deal Cadet
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Axis service is bad. I am just using credit card but those peope gave the limit like 50k for more than twice salary people. Ideal limit of the card is 1.5x to 2.5x rimes of the monthly income. Customer service is bad with these people. Heard about axis debit card in case of list, they will charge too much. Any other services , i don't know but overall i will say avoid the axis. HDFC is also ku d in same catagory but will little less. Heard very food response from my friends about ICICI account. So you can decide where to go.
Deal Newbie Deal Newbie
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Axis Bank has given us the worst experience ever! Fake promises of Account Limits & lots and lots of hidden charges. Both Savings & Current Accounts tried
Deal Cadet Deal Cadet
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Can you please share your experience in detail?
Deal Cadet Deal Cadet
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Axis Bank is the shittest bank of India.. they create new benchmark of lows every year in customer service.
Deal Cadet Deal Cadet
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worst bank ever and even worser customer care and staff. Always, I repeat, ALWAYS document everything with Axis. Take it in writing or even better, always ask them to email you if they're offering you a certain benefit. They lie through their teeth to meet their targets, from the teller to branch manager. Experience with Axis is going to teach you a lot and you should learn it. When you are fed up with their lack of responsibility and lies, remember to take the signed and stamped ACKNOWLEDGMENT receipt from them when closing the account. If you don't, they will not close your account and they will charge you for non maintenance of balance, debit card and SMS until eternity. They will hound you later asking to pay the negative balance.

Hotshot Hotshot
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bumping this thread 🙃 was charged consolidated charges and cc is clueless.
Helpful Helpful
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Me too I got charged double for consolidated charges they charged ₹20 for sms fee but in the account charges>levied charges section it shows only ₹10
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Tech Guru Tech Guru
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Credit Cards are yyummy n bakki sab not so yyummy. 

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