https://www.desidime.com/discussions/revised-rates-for-small-savings-schemes-apr-23-quarter?page=1#post_9183359
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Revised rates for small savings schemes (Apr '23 Quarter)
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| Instruments | Interest rates (Jan 1-March 31, 2023) | Revised interest rates (Apr 1-June 30, 2023) |
|---|---|---|
| Savings deposit | 4.0% | 4.0% |
| 1 year time deposit | 6.6% | 6.8% |
| 2 year time deposit | 6.8% | 6.9% |
| 3 year time deposit | 6.9% | 7.0% |
| 5 year time deposit | 7.0% | 7.5% |
| 5 year recurring deposit | 5.8% | 6.2% |
| Senior citizen savings scheme | 8.0% | 8.2% |
| Monthly income account scheme | 7.1% | 7.4% |
| National Savings Certificate | 7.0% | 7.7% |
| Public provident fund scheme | 7.1% | 7.1% |
| Kisan Vikas Patra | 7.2 (will mature in 120 months) | 7.5 (will mature in 115 months) |
| Sukanya Smariddhi Account Scheme | 7.6% | 8.0% |
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https://www.desidime.com/discussions/revised-rates-for-small-savings-schemes-apr-23-quarter?page=1#post_9183523
For the first time in history, PPF rates will be lower than NSC Rates
https://www.desidime.com/discussions/revised-rates-for-small-savings-schemes-apr-23-quarter?page=1#post_9183602
They are trying to shift people from tax saving mode to wealth creation. Modified NTR is the first step in that direction.
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https://www.desidime.com/discussions/revised-rates-for-small-savings-schemes-apr-23-quarter?page=1#post_9184393
Isn't PPF @ 8.15% ?
https://www.desidime.com/discussions/revised-rates-for-small-savings-schemes-apr-23-quarter?page=1#post_9193332
No. 7.1% & changes quarterly.
No government scheme is 8.15%.
https://www.desidime.com/discussions/revised-rates-for-small-savings-schemes-apr-23-quarter?page=1#post_9184540
Old tax scheme will be scraped so by not increasing ppf rate govt preparing citizens 
https://www.desidime.com/discussions/revised-rates-for-small-savings-schemes-apr-23-quarter?page=1#post_9187575
Have few old Tax Saver FDs at 5.35% interest. Is there a method to break these and make new FDs at 7% ? I can see Partial/Full Closure option for Standard ones but not for Tax Savers 🙁 Anyone who did, please share your experience
https://www.desidime.com/discussions/revised-rates-for-small-savings-schemes-apr-23-quarter?page=1#post_9188259
Waiting for FD rates to go up.
https://www.desidime.com/discussions/revised-rates-for-small-savings-schemes-apr-23-quarter?page=1#post_9202976
Any news for it to rise more??
https://www.desidime.com/discussions/revised-rates-for-small-savings-schemes-apr-23-quarter?page=1#post_9188783
After two days, this thread is still in Dost and Dimes!
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