Reward structure of HDFC Diners Club Privilege Credit Card
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Please do let me know your thoughts on reward structure of HDFC Diners Club Privilege Credit Card.
How much reward points will get if bill payment done though smartbuy?
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Reward Structure - HDFC Diners Club Privilege Credit Card Note : The Smartbuy reward points will be posted within 90 working days (roughly 4 Months) from the last date of the transaction month. | |||||||
| Purchase Value | Points | Points (Round down) |
Total Points | Value of Points if redeemed in GV | Value of Points if redeemed in GV (Value in %) |
Value of Points if redeemed in cash | Value of Points if redeemed in cash (Value in %) |
| 150 | 4.00 | 4 | 4 | 1.4 | 0.93 | 0.8 | 0.53 |
| 1000 | 6.67 | 6 | 24 | 8.4 | 0.84 | 4.8 | 0.48 |
| 2000 | 13.33 | 13 | 52 | 18.2 | 0.91 | 10.4 | 0.52 |
| 3000 | 20.00 | 20 | 80 | 28 | 0.93 | 16 | 0.53 |
| 5000 | 33.33 | 33 | 132 | 46.2 | 0.92 | 26.4 | 0.53 |
| 10000 | 66.67 | 66 | 264 | 92.4 | 0.92 | 52.8 | 0.53 |
| 20000 | 133.33 | 133 | 532 | 186.2 | 0.93 | 106.4 | 0.53 |
| Purchase Value - Smartbuy | 5X Points - Smartbuy | Points (Round down) - Smartbuy |
Total Points | Value of Points if redeemed in GV - Smartbuy | Value of Points if redeemed in GV - Smartbuy (Value in %) |
Value of Points if redeemed in cash - Smartbuy | Value of Points if redeemed in cash - Smartbuy (Value in %) |
| 150 | 20.00 | 20 | 20 | 7 | 4.67 | 0.8 | 0.53 |
| 1000 | 30.00 | 30 | 120 | 42 | 4.20 | 24 | 2.40 |
| 2000 | 65.00 | 65 | 260 | 91 | 4.55 | 52 | 2.60 |
| 3000 | 100.00 | 100 | 400 | 140 | 4.67 | 80 | 2.67 |
| 5000 | 165.00 | 165 | 660 | 231 | 4.62 | 132 | 2.64 |
| 10000 | 330.00 | 330 | 1320 | 462 | 4.62 | 264 | 2.64 |
| 20000 | 665.00 | 665 | 2660 | 931 | 4.66 | 532 | 2.66 |
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https://www.desidime.com/discussions/reward-structure-of-hdfc-diners-club-privilege-credit-card?page=1#post_8861030
Here I have not considered the redemption of Rewards points for booking flight tickets / hotels, or AirMiles.
Do we get 5X Reward points for Utility Bill Payments on payzapp?
Utility Bill Payments - Electricity, Gas, Insurance, Fees, Rent, Muncipal taxes
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For smart buy purchases you get 5x points. That means your base rate 4 points + 16 points (4*4) = 20 points for every ₹150 spent on smartbuy portal.
The value of those points Depends on how you use your points.
If I misunderstood that you meant to ask, please clarify again.
PS: Bill payments can be done through Payzapp or via Amazon gift vouchers from smartbuy for maximum benefit