SBI Cashback Card Transaction completed without OTP in AirAsia International Flight

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Deal Newbie
ariman

Will I get 5% cashback?

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Mobile Guru Mobile Guru
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You will (5% - Forex charges)

Deal Newbie Deal Newbie
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I think it will not, because I've done transactions previously via HDFC CC to book Air Asia international flights and no charge was imposed. Both time Amount paid in INR.

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Benevolent Benevolent
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Weird, i got OTP on klook and singapore airlines international transactions.

Deal Cadet Deal Cadet
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Some Asian countries use OTP, some do not. Vietnam does, for example. So it might just be Klook and SG Airlines support 2FA since otherwise, they'd have a lot of auto-rejected transactions.
Shopping Friend Shopping Friend
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By title i thought someone did fraud to you🤦‍♂️ sweat_smile

Helpful Helpful
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If i buy an iphone on apple's US site.. will i get 5% cashback? What will be the forex charges?

Tech Guru Tech Guru
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Generally have seen you would get at least 1-2% benefit on forex txns

Deal Subedar Deal Subedar
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I remember earlier there was no OTP verfication on Aliexpress also. one of my colleague used to keep his credit cards unattended on desk, I had a bet with him that it can be used on some international websites without OTP and ended up ordering a useless chinese watch from Aliexpress. Cancelled the order later after a snacks treat from him.. 😄 

I believe even Aliexpress had started directing to respective bank sites for OTP later, btw there are many "chindi" items I used to buy from aliexpress which are not easily available in india.

Benevolent Benevolent
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Yes Yes No Otp For Sbi Debit Card Too... If We Enter the Wrong Expiry/Cvv For 1 Time Then That Card Won't Work Forever On AliExpress...

Edit ::   For Karur Vysya Bank Debit Card It Will Redirect To OTP Page, Verified by Visa Page
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Deal Newbie Deal Newbie
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Mailed customer of sbi card regarding OTP issue they replied " that transaction of Rs. xx,xxx/- has not been confirmed till date. " 🫡 But ticket has been generated.

Finance Mentor Finance Mentor
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Not getting otps on any international sites - Pos or CNP

Deal Cadet Deal Cadet
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Do we get 5% cashback on transaction on flight booking makemytrip, Cleartrip etc from sbi cashback card

Helpful Helpful
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I wanna pay around $1100 on apple us site using SBI cashback card.

Is there anyway I can know the exact conversion rate and charges?

And does anyone got 5% cb on US sites?

@makeourdeal @ariman @getready @Seinfeld @Jagsss

Tech Guru Tech Guru
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Yes got 5% on all my forex txns, will be based on the MCC code. So unless you are loading your Itunes balance, 5% should work.

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