sbi cashback credit card query
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Hello guys,
I have just recently recieved my SBI cashback card. So I have a few queries..
Do I recieve 5% cashback
1. If I pay electricity bill from within the sbicards app itself
2. If I buy Amazon gv from Amazon itself. And if yes is there any limit on amount of gvs I can buy
3. If I buy Amazon gv from other platforms. If yes please also suggest a few other than gyftr as I have read gyftr transactions don't provide cashback
3. If I make payment directly payments directly via Google pay using this card
I also have apay icici card which I think gives 2% on electricity bill payments.
I have just recently recieved my SBI cashback card. So I have a few queries..
Do I recieve 5% cashback
1. If I pay electricity bill from within the sbicards app itself
2. If I buy Amazon gv from Amazon itself. And if yes is there any limit on amount of gvs I can buy
3. If I buy Amazon gv from other platforms. If yes please also suggest a few other than gyftr as I have read gyftr transactions don't provide cashback
3. If I make payment directly payments directly via Google pay using this card
I also have apay icici card which I think gives 2% on electricity bill payments.
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https://www.desidime.com/discussions/sbi-cashback-credit-card-query?page=1#post_10087553
Off topic, @abhishek012 I have seen 10% cashback for any credit card on lenovo site on purchase of tablets, that would be posted original source of payment after 30 days, my question is if I purchase with sbi cashback card do I get regular 5% other than 10% cashback provided by lenovo?
https://www.desidime.com/discussions/sbi-cashback-credit-card-query?page=1#post_10087357
@abhishek012 You pretty much cleared all my doubts. Thanks a lot for all the info.
I will also check out all the tricks there's so many lol!
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1. - No
2. - Yes, limit is 20k to 30k within 30 days, buy 10k denomination because sometimes Amazon will disabled credit card option after 2-3 orders.
3. Yes, gyftr transactions don't provide cashback. Other sites here -
Stan app (sometimes Amazon gv OOS) - https://www.desidime.com/discussions/new-websit...
Zingoy (first buy zingoy gv using SBI Cashback credit card and then buy Amazon gv using zingoy gv, 1% processing fee) 4% effectively benefit - https://www.desidime.com/deals/amazon-gv-5-sbi-...
4. No. Utility payment is not eligible for cashback on any platform. Buy Amazon gv and then use for Utility, Insurance payment etc.
One platform is available for Utility payment but i am stop using this website (use only website, dnt use app) - https://www.desidime.com/discussions/trick-to-g...
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Rotate money trick using 5% SBI Cashback credit card to bank or credit card bill pay -
1. Here - https://www.desidime.com/discussions/5-sbi-cash...
2. another trick (Trick 2 is working) - https://www.desidime.com/discussions/amazon-gif...
3. Here not verified yet - https://www.desidime.com/discussions/not-verifi...
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Other trick for Utility bill payment, Insurance, offline spend -
1. https://www.desidime.com/deals/new-wallet-5-sbi...
They are now start charging 2.42%. So, you will get 2.58% benefit using SBI Cashback Credit Card.
order physical wallet card for offline use.
you can also use for online, if any merchant is not eligible for direct 5% sbi cashback credit card use there like Utility, Insurance, Education payment etc.
Read the post, all details explain there.
2. Zingoy RuPay gift card (effectively 3% profit, after payment 2% conv fee using SBI Cashback credit card) - https://www.desidime.com/deals/amazon-gv-5-sbi-...
Use Zingoy RuPay gift card for Wallet spend, Utility bill payment etc (effectively 3% profit, after payment 2% conv fee using SBI Cashback credit card).
Note - Zingoy gv and Zingoy RuPay gift card both are different thing, dnt get confused.
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Fuel purchase at 7% profit -
IOCL gift voucher - buy iocl gift voucher from Park+ app - 2% cb + 5% sbi cb card, more details - https://www.desidime.com/discussions/buy-indian...