SBI CC - SMS fraud or Genuine?

It is genuine
Most likely, the lady is a credit card agent
What I don’t get is the “sales24.in” link
Even the website logo is of SBI (May be it is the website for applications through agents?)

https://twitter.com/SBICard_Connect/status/1371...

getready wrote:

It is genuine
Most likely, the lady is a credit card agent
What I don’t get is the “sales24.in” link
Even the website logo is of SBI (May be it is the website for applications through agents?)

https://twitter.com/SBICard_Connect/status/1371...

KG+…Thanks for the info.

No, this is completely genuine.
Few days back, one of my friend told me this thing and i did tell him that if SBI rep is asking you for this verification go ahead with that.

Genuine, but make sure that you actually want to apply for sbi cc and not just for checking eligibility because it’s going to make a hard hit on cibil.

BlueFlash wrote:

Genuine, but make sure that you actually want to apply for sbi cc and not just for checking eligibility because it’s going to make a hard hit on cibil.

Well, I sent the appcode and got the message to track my new application status….The lady called again for my KYC, bank statement and ITR (2 yr), the KYC to be done via Video Call…Now this process must have gone thru eligibility check and thus asking for docs

MrKool_JJ wrote:

No, this is completely genuine.
Few days back, one of my friend told me this thing and i did tell him that if SBI rep is asking you for this verification go ahead with that.

Thanks bhai

@getready @MrKool_JJ @BlueFlash is SBI Simply Click LTF? Any other suggestions? Has to be LTF…. getting only for online shopping

flawlessking wrote:

@getready @MrKool_JJ @BlueFlash is SBI Simply Click LTF? Any other suggestions? Has to be LTF…. getting only for online shopping

No SBI cc is LTF

flawlessking wrote:

@getready @MrKool_JJ @BlueFlash is SBI Simply Click LTF? Any other suggestions? Has to be LTF…. getting only for online shopping

No bro.
Nothing is free in SBI

avgn wrote:

No SBI cc is LTF

Ok, I must drop the idea then.

flawlessking wrote:

@getready @MrKool_JJ @BlueFlash is SBI Simply Click LTF? Any other suggestions? Has to be LTF…. getting only for online shopping

Officially.. there are no LTF cards from SBI
I got one from them though (User Specific*)
https://www.desidime.com/discussions/ola-launch...

flawlessking wrote:

Ok, I must drop the idea then.

See, this is what I was telling about; now your cibil has already been hit with a hard inquiry; You should have done a bit of research before applying directly, no sbi cc is ltf

BlueFlash wrote:

See, this is what I was telling about; now your cibil has already been hit with a hard inquiry; You should have done a bit of research before applying directly, no sbi cc is ltf

It is done and dusted now, but thanks will tc next time….. between, what annual fees they charge for simply click and any waiver?

flawlessking wrote:

It is done and dusted now, but thanks will tc next time….. between, what annual fees they charge for simply click and any waiver?

500+18%gst= 590/- and waiver on spends of 1lakh plus a 2k cleartrip gc if you cross 1l spends.

MrKool_JJ wrote:

No bro.
Nothing is free in SBI

Olamoney sbi cc is ltf.

xera0117 wrote:

500+18%gst= 590/- and waiver on spends of 1lakh plus a 2k cleartrip gc if you cross 1l spends.

waiver on spends of 1lakh plus a 2k cleartrip gc includes offline use (simply click)?

image wrote:

waiver on spends of 1lakh plus a 2k cleartrip gc includes offline use (simply click)?

AFAIK for waiver both spends are considered but for gc milestone only online spends.

prakashm27 wrote:

Olamoney sbi cc is ltf.

Annual fee Rs.499+18%GST

sri222 wrote:

Annual fee Rs.499+18%GST

Agent said it’s ltf and I never paid anything, although I got in July 2020, also every month they give 1072 rs on adding 7200 in olamoney wallet 😄

prakashm27 wrote:

Agent said it’s ltf and I never paid anything, although I got in July 2020, also every month they give 1072 rs on adding 7200 in olamoney wallet 😄

Agent might have told you that there are No charges for first year. But if he told you LTF card, thats wrong information.
After 1 year, your card will be charged with Annual fee Rs.499+18%GST.
If your total spends are more than 1lakh in a year, then the annual fee will be reversed within 1 week from the billing date.
You are getting regular7%+8%extra cashback. Extra cashback will be given for 12 months, exactly from card issued date.

prakashm27 wrote:

Olamoney sbi cc is ltf.

First Year Free
Zero Annual Fee for the first year
Second year onwards, Renewal fee of Rs. 499 reversed on annual spends of Rs. 1 Lakh

prakashm27 wrote:

Olamoney sbi cc is ltf.

Information source?

sri222 wrote:

Agent might have told you that there are No charges for first year. But if he told you LTF card, thats wrong information.
After 1 year, your card will be charged with Annual fee Rs.499+18%GST.
If your total spends are more than 1lakh in a year, then the annual fee will be reversed within 1 week from the billing date.
You are getting regular7%+8%extra cashback. Extra cashback will be given for 12 months, exactly from card issued date.

I think olamoney customer care executive told on phone that all olamoney sponsored cards are ltf, although not sure.