SBI CC - SMS fraud or Genuine?

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Thankyou for your interest in SBI Credit Card(APPCODE XXXXX). Please send this SMS to 9355148855 within next 3 hrs as consent for Bureau info

Got a call from a lady selling CC, after giving details about the card she asked me to reply to this msg incase if I am interested

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No, this is completely genuine.
Few days back, one of my friend told me this thing and i did tell him that if SBI rep is asking you for this verification go ahead with that.

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Genuine, but make sure that you actually want to apply for sbi cc and not just for checking eligibility because it’s going to make a hard hit on cibil.

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BlueFlash wrote:

Genuine, but make sure that you actually want to apply for sbi cc and not just for checking eligibility because it’s going to make a hard hit on cibil.

Well, I sent the appcode and got the message to track my new application status….The lady called again for my KYC, bank statement and ITR (2 yr), the KYC to be done via Video Call…Now this process must have gone thru eligibility check and thus asking for docs

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MrKool_JJ wrote:

No, this is completely genuine.
Few days back, one of my friend told me this thing and i did tell him that if SBI rep is asking you for this verification go ahead with that.

Thanks bhai blush

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flawlessking wrote:

Ok, I must drop the idea then.

See, this is what I was telling about; now your cibil has already been hit with a hard inquiry; You should have done a bit of research before applying directly, no sbi cc is ltf rolleyes

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BlueFlash wrote:

See, this is what I was telling about; now your cibil has already been hit with a hard inquiry; You should have done a bit of research before applying directly, no sbi cc is ltf rolleyes

It is done and dusted now, but thanks will tc next time….. between, what annual fees they charge for simply click and any waiver?

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flawlessking wrote:

It is done and dusted now, but thanks will tc next time….. between, what annual fees they charge for simply click and any waiver?

500+18%gst= 590/- and waiver on spends of 1lakh plus a 2k cleartrip gc if you cross 1l spends.

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xera0117 wrote:

500+18%gst= 590/- and waiver on spends of 1lakh plus a 2k cleartrip gc if you cross 1l spends.

waiver on spends of 1lakh plus a 2k cleartrip gc includes offline use (simply click)?

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image wrote:

waiver on spends of 1lakh plus a 2k cleartrip gc includes offline use (simply click)?

AFAIK for waiver both spends are considered but for gc milestone only online spends.

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sri222 wrote:

Annual fee Rs.499+18%GST

Agent said it’s ltf and I never paid anything, although I got in July 2020, also every month they give 1072 rs on adding 7200 in olamoney wallet 😄

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prakashm27 wrote:

Agent said it’s ltf and I never paid anything, although I got in July 2020, also every month they give 1072 rs on adding 7200 in olamoney wallet 😄

Agent might have told you that there are No charges for first year. But if he told you LTF card, thats wrong information.
After 1 year, your card will be charged with Annual fee Rs.499+18%GST.
If your total spends are more than 1lakh in a year, then the annual fee will be reversed within 1 week from the billing date.
You are getting regular7%+8%extra cashback. Extra cashback will be given for 12 months, exactly from card issued date.

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prakashm27 wrote:

Olamoney sbi cc is ltf.

First Year Free
Zero Annual Fee for the first year
Second year onwards, Renewal fee of Rs. 499 reversed on annual spends of Rs. 1 Lakh

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sri222 wrote:

Agent might have told you that there are No charges for first year. But if he told you LTF card, thats wrong information.
After 1 year, your card will be charged with Annual fee Rs.499+18%GST.
If your total spends are more than 1lakh in a year, then the annual fee will be reversed within 1 week from the billing date.
You are getting regular7%+8%extra cashback. Extra cashback will be given for 12 months, exactly from card issued date.

I think olamoney customer care executive told on phone that all olamoney sponsored cards are ltf, although not sure.

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