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SBI unipay now supports all bank Credit card bill payment but payments failing

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SBI unipay can be used to pay other non bps credit cards as well like HDFC, AXIS, etc

Dont try now as its under development payments may fail

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Pro DealBaba Pro DealBaba
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Benifit?

Deal Subedar Deal Subedar
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If your payment is successful, you may get it credited in your card in 6 - 10days smile.

Theoretical uses.
1. Ability to pay credit using debit cards without any charges(unlike mobiqwik, paytm which have started charging debit card usage).

2. If you are a hdfc plat dc user, and have hdfc credit cards, paying with sbi unipay you can can get 1%cb for paying hdfc credit cards.


This combination(hdfc credit - debit) also have the most failure rate, according to users here. So proceed with caution.

Deal Subedar Deal Subedar
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If your payment is successful, you may get it credited in your card in 6 - 10days smile.

Theoretical uses.
1. Ability to pay credit using debit cards without any charges(unlike mobiqwik, paytm which have started charging debit card usage).

2. If you are a hdfc plat dc user, and have hdfc credit cards, paying with sbi unipay you can can get 1%cb for paying hdfc credit cards.


This combination(hdfc credit - debit) also have the most failure rate, according to users here. So proceed with caution.

Deal Cadet Deal Cadet
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@Demon_slayer

Same failure:)


I tired HDFC credit card with HDFC platinum debit card and it failed for Rs.1,500 on march 25 2024, still no refund so waiting and wondering how it will go


so beware and dont use it to pay HDFC credit cards in it for now in this SBI Unipay:) as already warned by @Demon_slayer

Commentator Commentator
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Today I paid amount for Flipkart Axis Bank Credit Card payment but unfortunately failed. Didn't received the amount back in my account still now. Also unfortunately the failed transaction details are not showing on unipay's transaction details page. Can anyone has any idea that by how much day I can get the refund?

Deal Subedar Deal Subedar
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You'll get your money back in 10-15 days.

Avoid this site.
82 Comments  |  
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Deal Newbie Deal Newbie
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Done 5k credit card payment of icici credit card from Unipay but still not received payment or refund even after 10 days. Small amounts payment is credited but be wary if doing big payment here. Transaction sometimes fails and it doesn't show in transaction history so no way to check. 

Deal Newbie Deal Newbie
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What's new bro? 🤔 It was there already na?

I paid my Axis, ICICI bill 3 weeks ago...

Pro DealBaba Pro DealBaba
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Benifit?

Deal Subedar Deal Subedar
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If your payment is successful, you may get it credited in your card in 6 - 10days smile.

Theoretical uses.
1. Ability to pay credit using debit cards without any charges(unlike mobiqwik, paytm which have started charging debit card usage).

2. If you are a hdfc plat dc user, and have hdfc credit cards, paying with sbi unipay you can can get 1%cb for paying hdfc credit cards.


This combination(hdfc credit - debit) also have the most failure rate, according to users here. So proceed with caution.

View 30 more replies
Benevolent Benevolent
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Tried to make payment to citi bank card on 23rd Mar using Indus debit card. Payment deducted but txn failed. Yet to get my money back. 

Helpful Helpful
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Same here.. did transactions on 23th.. bill payment failed but haven’t received refund

Deal Cadet Deal Cadet
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can I pay one card?

Generous Generous
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Sucess ho raha kya?

Talk-Of-The-Town Talk-Of-The-Town
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April fools  ?!😉

Deal Cadet Deal Cadet
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I should say its march fools:) because it implemented in march and failing then on from March:)
Helpful Helpful
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Done txn on 22 March ,failed after payment..haven't received refund yet

Generous Generous
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Payment ho raha other cc me ya abhi bhi fail and refund issue hai? Paisa fqs jata hai to bada hedache ho jata hai

Deal Subedar Deal Subedar
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Useless website with no customer care, your money will be stuck here, if it fails...been over a week now....82k is stuck.

And even if succesful, not credited in 7 days.

They dont respond via email.

Deal Newbie Deal Newbie
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i have paid 10k for my icici card on 31st and today deposited in card. paid via hdfc cc upi. relieved

Deal Newbie Deal Newbie
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Mine also deposited today. Paid on 30th Mar of amount 22.5k

Deal Newbie Deal Newbie
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Paid 20k yestreday for my HDFC CC using HDFC Plat DC. Payment failed, no refund. I have raised it over email. 

Deal Subedar Deal Subedar
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They dont respond to emails.

My payment failed on 27th March, no response on email and no refund either 82000 stuck
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Cool Cool
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my payment failed on 23rd of march and no response from them at all.

I pain a bill of 96k

Commentator Commentator
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Today I paid amount for Flipkart Axis Bank Credit Card payment but unfortunately failed. Didn't received the amount back in my account still now. Also unfortunately the failed transaction details are not showing on unipay's transaction details page. Can anyone has any idea that by how much day I can get the refund?

Deal Newbie Deal Newbie
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Wait for atleast 3 working days.

View 7 more replies
Wingman Wingman
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I paid 62000 to sbi card and it was successful 3 days back

Deal Cadet Deal Cadet
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Yea you're right might be it is working well for sbi cards as I too paid for my sbi cc it worked fine without any issues

Deal Newbie Deal Newbie
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Paytm cc bill payment comes under utility using debit card or as a financial institution mcc like 6012? Recently, rbl signature plus dc was devalued and exploring options

Blaze Blaze
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Still no refund for 26 March transaction

Generous Generous
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Payment failed ho gaya but payment successful pahuch gaya cc me.. ye to new hai something xd

Generous Generous
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Parku me dc aa raha kya?

Deal Newbie Deal Newbie
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Takes a longgggg time for payment to be posted to your credit card account !

Deal Newbie Deal Newbie
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Paid on 27th March for 50000. Money has not been refunded till now.

Deal Cadet Deal Cadet
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Inform us once u receive the refund

View 4 more replies
Deal Cadet Deal Cadet
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cant use this service 🤪 dropping a comment for future update when its starts doing instant credit successfull service sweat_smile i usually need my money in last week of month for various cards so for now bharat nxt is still on for me few charges but works like a charm.

Deal Cadet Deal Cadet
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Paid my SBI CC bill via HDFC DC and got it credited instantly.

(Ps- Used Laptop)

Like Magnet Like Magnet
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Mcc is utility right?

Did you receive reward points?

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Generous Generous
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Jab payment smooth ho jaye tag me.. park+ kr bina load badh raha hai

Deal Cadet Deal Cadet
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Just now paid hdfc cc through Hdfc dc..Payment successful and now have to wait for credit in to the account.

Helpful Helpful
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what is the status?
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Deal Cadet Deal Cadet
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My amount got refunded. Made payment of Rs 24716 on 08th April and written mail to [email protected] on 10th April and I got reply "If an amount has been debited from your account, refund will be processed within 2 to 3 working days from transaction done date". Waited till 17th and written a follow email but didn't got any reply and again written follow up mail on 19th and got reply "We have rectified the issue and if debit has been done, refund will be initiated". Received the amount in my bank account after 4 hrs

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