New Credit Card launched by Scapia (powered by Federal bank)

Didn't notice Fuel as an excluded category for reward points earning. 

Has anyone got the card? Please do update your experience.

I got the invite to apply today via a invite code received on sms. 
Applied, Cibil check done and application declined.
Reason - No Credit card should exist from Federal bank (I hold onecard powered by Federal bank)

So guys, Before applying make sure you dont have any CC from Federal bank. If you want have this card, close existing Federal bank CC and then apply after 90 days. 

Happened the same with me. Applied and rejected.

bnbauri wrote:

Happened the same with me. Applied and rejected.

Already holding anything from Federal bank?

I have Fi and Jupiter accounts , will that hinder in me getting this card?

Tanmayyy wrote:
I have Fi and Jupiter accounts , will that hinder in me getting this card?

I dont think having accounts with Federal will have any issue. Seems only the Federal CC will stop taking Scapia CC. 

JAYM wrote:
I dont think having accounts with Federal will have any issue. Seems only the Federal CC will stop taking Scapia CC. 

I asked scapia and they said ANY kind of relationship with Federal bank will not allow you to get scapia. They're fixing this though.

Tanmayyy wrote:
I asked scapia and they said ANY kind of relationship with Federal bank will not allow you to get scapia. They're fixing this though.

Then what should be done?

Join waitlist or wait for the solution.

Alpha_Lion wrote:

Then what should be done?

Join waitlist or wait for the solution.

I would suggest to join the wait list if interested and once you get the invite, talk to them before applying if the issue is fixed. Also post here to help others

Got invitation yesterday night,applied ,done with vkyc ,now in review
Got limit 3.7 lac

JAYM wrote:
I would suggest to join the wait list if interested and once you get the invite, talk to them before applying if the issue is fixed. Also post here to help others

Thanks for suggesting. But I was thinking that in case I get the invite but then they don't resolve the issue at the earliest and till then if their invite expires then there will be unresolved issue.

I have faced the similar issue with OneCard's initial Waitlist, then that spin the wheel circus, then waitlist 2 etc. during that process there was an option to upload Bank Statement / link NetBanking for sharing txns details. But it didn't work in my case because there was issue from those idiots and they didn't resolved and due to this, I have never got the invite for OneCard Metal, although I have completed all things in spin the wheel. Those idiots have not provided any option for reapplying for the same after cooling period of either 90 or 180 days, just like other Banks do.

After long time, I got invite in OneScore App but after completing KYC it was asking to create FD, that means they didn't mentio OneCard Lite in the invite and misguided me. So I left that as it is.

nik007rock wrote:

Got invitation yesterday night,applied ,done with vkyc ,now in review
Got limit 3.7 lac

Congratulations

JAYM wrote:
I would suggest to join the wait list if interested and once you get the invite, talk to them before applying if the issue is fixed. Also post here to help others

This was happened in July, 2021 and then finally in Dec., 2021 I have decided to create a minimum FD of ₹2000 for getting OneCard Lite.

Later they have switched OneCard Metal IDFC FIRST Bank to other partner Banks but never gave such opportunity to OneCard Lite customers to Upgrade onto OneCard Metal from any partner banks.

So in my case I have ended up with FD Based Card, due to these people, who didn't understood the industry-wide practices adopted by other players in the Credit Card Sector of BFSI. i.e. option for re-application after cooling period.

So I am bit scared when new fintech startups launch their products without proper SoPs.

Alpha_Lion wrote:

Thanks for suggesting. But I was thinking that in case I get the invite but then they don't resolve the issue at the earliest and till then if their invite expires then there will be unresolved issue.

I have faced the similar issue with OneCard's initial Waitlist, then that spin the wheel circus, then waitlist 2 etc. during that process there was an option to upload Bank Statement / link NetBanking for sharing txns details. But it didn't work in my case because there was issue from those idiots and they didn't resolved and due to this, I have never got the invite for OneCard Metal, although I have completed all things in spin the wheel. Those idiots have not provided any option for reapplying for the same after cooling period of either 90 or 180 days, just like other Banks do.

After long time, I got invite in OneScore App but after completing KYC it was asking to create FD, that means they didn't mentio OneCard Lite in the invite and misguided me. So I left that as it is.

Hahaha….You are right, one card has many unresolved issues. One of them id you can’t apply every once you close one card. In this case, you can wait a little for picture to be more clear with more user experiences here.

JAYM wrote:
Hahaha….You are right, one card has many unresolved issues. One of them id you can’t apply every once you close one card. In this case, you can wait a little for picture to be more clear with more user experiences here.

Yes, that's the another reason why I have still kept that OneCard Lite alive. Otherwise I would have closed it long time ago. But their crappy policy is such that you can neither get Lite or metal in future again, once you close the existing relationship.

JAYM wrote:
Hahaha….You are right, one card has many unresolved issues. One of them id you can’t apply every once you close one card. In this case, you can wait a little for picture to be more clear with more user experiences here.

Faced the issue with NiyoX because after that I couldn't got the SELFE account of Equitas Bank and due to that not getting Pre-approved Offer for Equitas HDFC Bank Co-branded Credit Cards.

NiyoX provide VISA Platinum DC while SELFE provide RuPay Platinum DC and bank's customer care executives say that you can't change your DC Variant (within same network) or DC Network (VISA to RuPay).

Alpha_Lion wrote:

Then what should be done?

Join waitlist or wait for the solution.

Join the waitlist and wait for the solution

nik007rock wrote:

Got invitation yesterday night,applied ,done with vkyc ,now in review
Got limit 3.7 lac

Don't you have existing relationship with federal bank such as credit card or savings account?

JAYM wrote:

I got the invite to apply today via a invite code received on sms. 
Applied, Cibil check done and application declined.
Reason - No Credit card should exist from Federal bank (I hold onecard powered by Federal bank)

So guys, Before applying make sure you dont have any CC from Federal bank. If you want have this card, close existing Federal bank CC and then apply after 90 days. 

Thanks. You save me from getting my cibil score hitted. I already have a federal bank cc and was thinking to apply.

cooldude21 wrote:

Don't you have existing relationship with federal bank such as credit card or savings account?

Nope nothing total new to federal bank,card approved with limit of 3.7 lac

I have a savings account in Federal Bank but do not hold any Credit Card of Federal Bank.
Will I get this card if I receive an invite?

Akash115 wrote:

I have a savings account in Federal Bank but do not hold any Credit Card of Federal Bank.
Will I get this card if I receive an invite?

Try and see

nik007rock wrote:

Try and see

Downloaded app and done signup.

Then showing banners only.

Anything else to be done?

Akash115 wrote:

Downloaded app and done signup.

Then showing banners only.

Anything else to be done?

Show the interest and wait for the invite, I got the invite the next day only.

Akash115 wrote:

Downloaded app and done signup.

Then showing banners only.

Anything else to be done?

Sign up and fill details and wait for invite from them in few days

Received invite today. Applied today and got rejected today. God knows why.

sardasa wrote:

Received invite today. Applied today and got rejected today. God knows why.

Any exiting relationships with federal? Onecard powered by federal or any loan powered by federal? You can check your cibil if not sure.

JAYM wrote:
Any exiting relationships with federal? Onecard powered by federal or any loan powered by federal? You can check your cibil if not sure.

I have SBA with Fi and OneCard was powered by Federal but now it's powered by BoB. Moreover in their rejection message they didn't mention any existing relationship with Federal Bank instead mentioned low CIBIL score whereas Experian shows my CIBIL as 852. Never missed any credit card payment.