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Share Credit Card Pre Approval, upgrade and limit Enhancement Tips and tricks.

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Deal Subedar
Sushil_patwari

I created this thread for helping dimers for getting credit card pre approved offers, limit enhancement and upgrade.
Please share your thoughts and experience so others can get benefitted from it.


Tips
1. By maintaining saving account balance of 1-2 Lakh you can get pre Approved credit card, LE and upgrades.

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How to increase limit of Amazon Pay ICICI Credit Card?

Deal Subedar Deal Subedar
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How much of limit you use per statement ?  If you use 20-40% of your credit limit per statement and pay on time than your chances are high for limit enhancement and upgrade.

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Deal Lieutenant Deal Lieutenant
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haan bhai koi Bob ka b ptado physical verification kya kya hoti hai? Bob Wale thread pe koi reply nhi de rha tha

Deal Lieutenant Deal Lieutenant
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Nahi hota hai.
At least for me it did not happen.

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Deal Cadet Deal Cadet
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Some somebody share steps for idfc credit cards?
Am thinking to apply for one

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from their website if not a existing customer

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offtopic..

someone please tell does multiple axis cards show as one in cibil like icici or they show as different different accounts in cibil..

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Different accounts for Axis. ICICI creates one account in their system too and tag all credit cards being issued to that user to the account. I have the account number of a card, which I closed 7 years back. (P.S. Currently, I am using 2 ICICI cards and also 2 Axis cards.)

Generous Generous
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best is AU card, just fill online and card came home

Hunk Hunk
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Is it that in much easy? No Income Proof, No verification, No previous relations with AU Bank, No VKYC?

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Deal Cadet Deal Cadet
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Hdfc m kesay limit enhancement hoga 50k limit h aur har month 10-20k use karta hu 7month hogaya h bussiness money back cc h+saving account h 60-80k maintain rahta h
Kitne time bad aaye ga offer

Generous Generous
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i have this theory that uaply for new card and it make your limit increase ,this formula worked with sbi

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