Share your c2c Credit Card Journey
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Hello
please share your c2c Credit card journey and also mention if you get c2c against Secured Credit card (FD backed).
I request you to share this info as it is very useful for many dimers.
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How much limit required on existing card for sbi and bob for c2c?
Started with icici amz pay in 2019 ( unsecured, my first ever cc )
Now I hold
Icici amz pay
Icici platinum
Sbi simplyclick
Hdfc millennia
Sc digismart
Indus platinum
Yes rewards+
Bob easy
Idfc onecard
Salaried Or Student ?
@GuruGhantaal, @nikniknik
Except for onecard all c2c using icici amz pay
And I dont have acc in yes bank and indus
Infact now my hdfc has more limit than icici amz
Yea and forgot to mention Axis Indianoil
I think we get good limit for c2c if apply for co-branded credit cards.
Noob question.
Got my HSBC addon card delivered.
How to activate it/use it ?
Means will have to create new user id/pass or it will be shown in my primary account as new card ?
Not able to see as additional card in my account.
So any help plz
Now a days, all cards are basically pre-activated. Specially, for addon cards I never required any separate activation process. Your addon card is already tied to a mobile number for OTP delivery.
You can straightaway transact online using OTP.
SBI simply click – 2019
BOB Easy – 2019
Citi Paytm – 2019
Upgraded to BOB Select from Easy – 2021
Axis Ace – 2021
Planning to close Citi Paytm and BOB select as BOB has devalued the rewards.
Looking for a card that gives maximum points on wallet loads.
Your first card is sbi simply click ? All other cards you get c2c ? If yes what is limit of sbi simply click for c2c card apply ?
Bhaisab kitna achha english bolte hoo aap
Applied SBI Ola as c2c with SC card.
Smooth process , person came for physical kyc , mailed 2 month CC bill , received ola card with 80% limit of my previous cc.
Is ola sbi card beneficial
?
Noob question:
What is c2c?
Noob answer:google
also
rule 1: best card is LTF
rule 2: if a LTF card is offsetting a paid card , then ditch that paid card
Total n00b here to credit cards. Started my journey in Dec. 2021.
First cc (Dec 2021): SBI SimplyClick (Credit limit: 1,00,000) – pre-approved by SBI, got call from bank (they wanted to shove SimplySave down my throat but I insisted SimplyClick). 😄
Second (Jan 2022): Amazon Pay ICICI (Credit limit: 40,000)
Third: OneCard (South Indian Bank) (April 2022) (Credit Limit: 1,00,000)
Have credit line also – Slice and Uni and BNPL [Amazon Pay Later, Flipkart Pay Later, Freecharge Pay Later, MobiKwik ZIP, LazyPay, Ola Money Postpaid, Paytm Postpaid* (shut down due to Paytm Convenience fee)]. I prefer simple cashback cards rather than the point system for which I’ve no time to keep track of points and convert to cashback.
Also, SBI’s debit card also gives reward points & of course the awesome RuPay Platinum DCs (of which I own many - SBI, IOB, NSDL, BOB, Union, AU, Canara, UCO, BOI, Indian Bank etc don’t ask how many lol) so for now, I have slowed down my cc journey until my credit score reaches highest. Got calls about IndusInd Aura, HDFC Millennia, Yes Prosperity Plus about LTF offers but I don’t want too many at once – I want to go slow and steady. (Have Millennia DC free with HDFC Classic Banking so CC is not priority).
Credit score is: 760+ and going up 😊
Never applied any cards via C2C
All my cards were pre approved apart from my first card which was FD based
how to get Bob card with life time free without income proof
Received HDFC Regalia as pre-approved card and LTF, applied for FK, SBI Simplyclick on c2c. Also, applied for BOB cc but application is under review for 10 days