Should i go for HDFC SavingsMax Account or Regular Savings Account, Please suggest those who have
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Should i go for HDFC SavingsMax Account or Regular Savings Account, Please suggest those who have.
Please specify merits and demerits.
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I dnt have HDFC savings account
Go for normal saving account. I didn’t see any need to deposit 25k just for a saving account and that too you have to maintain otherwise pay them more.
They have lifetime platinum debit card free, unlimited cash withdrawal. Isn’t it worth? & 1% cashback on every transaction.
I have a regular savings account with them and not charged for Debit card(not platinum) either, I applied for lifetime free CC and use the CC instead(you get the CB and rewards etc). I rarely need to withdraw money hence I practically have no use for DC. 25k AMC is little too much of a burden for me. So again I don’t see benefit of the SavingsMax account. YMMV.
@cody ask for EasyShop Platinum Debit Card Variant: Mastercard for Complimentary Airport Lounge Access in India Limits 4/Quarter…
I have saving max account. U even get DD free UpTo 1 lacs at home branch. 25k is reasonable, compared to similar features at 1 lac minimum of other competitors banks
Hi, does anyone know if in a Hdfc SALARY account, neft n imps r free?
5 Rs./transactions Imps charges and standered charges for NEFT.
Im having salary account,savings and savings max accounts in HDFC.. Trying to open other account but bank ppl are rejecting 
.. any ways HDFC rocks
But why do you want to open another account? For more debit cards? 
One of my frnd opened savings max account and got titanium royale card instead of platinum card,bank person said both have same benefits,is it ok??
Benefits on both cards are same, only usage / withdrawal limits are lower in titanium card 75k/1.75k vs 1L/2.75L
But I guess for personal usage it would not matter much
Ok bro..thnks for clearing the doubt.Actually his concern is whether platinum card makes him a valuable customer(hnw etc) in bank’s eyes and in the long run will help in getting good credit cards,i hope that’s not the case.
What matters to bank is what balances you give them like savings account balance, fd, etc
Platinum or titanium is card given by them & should be considered as return privilege & not as measure to grab something with bank
Anyone have savings max please msg me need urgent help
+1
Is HDFC SavingsMax really worth i.e. some worthwhile benefits even if at cost of having 25k blocked with them in savings a/c min balance (for sbdy who wants to open an account with HDFC in first place?)…? 
Somebody who already has such an account may like to share experience or guide others!! 
Are they willing to open a savings account without Aadhar
I only one thing one to know 1% cashback valid in all transaction like add money in PayTM or amazon or any other wallet.
Main feature is sweep out facility. Excess amount get convert into FDs that give higher interest
any one has HDFC Savings Max Account
https://www.hdfcbank.com/personal/save/accounts...
https://www.hdfcbank.com/personal/save/accounts...
Minimum Balance Requirements
The Average Monthly Balance (AMB) in the SavingsMax Account should be > or = Rs. 25,000 or maintain requisite FD Relationship as per branch location
Free lifetime Platinum Debit Card for the primary account holder with a daily cash withdrawal limit of Rs. 1,00,000 and shopping limit of Rs. 5,00,000
Minimum balance Requirement
Rs. 25,000 AMB (Average Monthly Balance)
OR
FD Relationship of
- Rs 1.50 lakh in Metro/ Urban location
- Rs 1 lakh in Semi Urban / Rural location
if one has Regular savings account and Total FD of Rs.1.50 Lakh or more then do they auto convert it to Savings Max Account or we need to visit the branch and fill up any form
which type of debit card is given as free in this account
I have savings max account.
Recently opened a new one.
I think Regular saving—→ to Max saving : Doesnot get automatically converted.
You need to visit branch and do the same.
Thanks.
Best is to make an FD of 5 Lakhs Rs. either with a quarterly interest or cumulative yearly or more tenure. Based on this you get – 1. Free Classic account. 2. Life time free PLATINUM Debit card. 3. Premium Credit card – either Diners black / or Diners Privilege / or Regalia based on your ITR. Of course 5 lakh FD will also be considered as a value of relationship for issuing Credit card. There are loads of benefits compared to Savingsmax or Regular account. However, FD rates at recent times are very low. One can wait for rates to rise, by then can manage with Regular savings account. If anyone interested in Sweep-out, better go for an additional KIDS account if you have kids. B’coz for Sweep-out the threshold for shifting to FD is only Rs. 25000 in Kids account, whereas, it is Rs. 1 lakh for Savingsmax account.
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