Slice Card
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Hi Dimers,
So I stumbled across this website https://slicei...m/ known as SlicePay which issues full fledged LTF credit card even to those who don’t have any credit score. Also it reports everything to cibil like a regular bank does; So I was just thinking won’t this card be a boon to those people who don’t have any cibil score and want a CC ? They can start with this CC and once they get a decent score, they can apply for their choice of CCc as usual !!!
I mean our general piece of advice for beginners is to start with a secured cc and then move on once we get a decent score, but here this sounds better… or am I missing something ?
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help.slicepay.in/hc/en-us/articles/360005239073-slice-card-Terms-and-Conditions?mobile_site=true
Not for us.
It’s more like a loan account with credit card level interest rates.
It’s much better to have a secured cc.
btw, i have no trust for these startups offering credit cards in exchange of credit profiling.
It’s a credit card that’s for students and nonsalaried people who don’t have credit score so banks won’t give them card. I looked at the app reviews and they are mostly positive.
Like you said it seems it can be used to build credit score and then apply for bank cards.
However you should be careful to pay off EMI’s / bill on time to not get interest charges.
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