Suggest best Rupay Credit cards

+1 (LTF)

holding BoB JCB Rupay CC and it's LTF. Don't hv much offers though.

22sumit wrote:

holding BoB JCB Rupay CC and it's LTF. Don't hv much offers though.

Use Reliance offer for Grocery purchase, also use add-on cards - https://www.desidime.com/deals/reliance-store-r...

Chiggy_Wiggy_Buoy wrote:
+1 (LTF)

Axis IOCL RuPay CC (LTF).

Try HDFC Regalia, Moneyback+, IndianOIL, TATA Neu, Freedom New credit cards on RuPay and also get rewards point/neu coins on RuPay credit card link UPI spend.

Note - If you already have any LTF HDFC cards then conversion to same variant card on RuPay and your card remain LTF.

HDFC also give 2nd credit card, Tata Neu credit card on RuPay variant.

PNB bank RuPay Platinum CC (just use 1 time per quarterly and card remain LTF), also link with UPI.

FD based paisabazaar RuPay credit card.

SBI Card also have BPCL, IRCTC, SimplySAVE RuPay CC but chargeable.

ICICI Coral RuPay CC (select customer eligible for LTF)

abhishek012 wrote:
Use Reliance offer for Grocery purchase, also use add-on cards - https://www.desidime.com/deals/reliance-store-r...

Is offer still live? Got tata plus card. But need to go to reliance store to get offer. 😔

Any drawback of converting regalia mastercard to rupay?

abhishek012 wrote:
Use Reliance offer for Grocery purchase, also use add-on cards - https://www.desidime.com/deals/reliance-store-r...

thanks for reminding... 

abhishek012 wrote:

Axis IOCL RuPay CC (LTF).

Try HDFC Regalia, Moneyback+, IndianOIL, TATA Neu, Freedom New credit cards on RuPay and also get rewards point/neu coins on RuPay credit card link UPI spend.

Note - If you already have any LTF HDFC cards then conversion to same variant card on RuPay and your card remain LTF.

HDFC also give 2nd credit card, Tata Neu credit card on RuPay variant.

PNB bank RuPay Platinum CC (just use 1 time per quarterly and card remain LTF), also link with UPI.

FD based paisabazaar RuPay credit card.

SBI Card also have BPCL, IRCTC, SimplySAVE RuPay CC but chargeable.

ICICI Coral RuPay CC (select customer eligible for LTF)

I have sbi simply save visa card.. Can I convert it to rupay variant..  in existing annual fee.. which i already paid last year?

Bk100 wrote:

Is offer still live? Got tata plus card. But need to go to reliance store to get offer. 😔

Yes offer valid till 15th March, 2023.

Tjs15 wrote:

Any drawback of converting regalia mastercard to rupay?

No drawback, Just remember RuPay card is good for domestic transactions only.

International acceptance is limited.

you will also get rewards point on RuPay Regalia card spend through UPI.

Pay any other banks credit card bill via Amazon using your RuPay Regalia linked UPI and get rewards points, milestone benefit etc.

chiraggyl170 wrote:

I have sbi simply save visa card.. Can I convert it to rupay variant..  in existing annual fee.. which i already paid last year?

SBI is not allowing card network conversion but you can try with nodal officer.

abhishek012 wrote:

No drawback, Just remember RuPay card is good for domestic transactions only.

International acceptance is limited.

you will also get rewards point on RuPay Regalia card spend through UPI.

Pay any other banks credit card bill via Amazon using your RuPay Regalia linked UPI and get rewards points, milestone benefit etc.

Any changes in lounge access and priority pass?

I have already received 2 addon cards with same numbers and priority passes for all 3

Tjs15 wrote:

Any changes in lounge access and priority pass?

I have already received 2 addon cards with same numbers and priority passes for all 3

RuPay Regalia dnt offer priority pass yet. You can use the RuPay Regalia Credit card on any Diners club International lounge access outside India.

If you want for International lounge then i think RuPay is not good for you because banks sometimes disabled International lounge for RuPay cards.

By they way recently HDFC told they offered priority pass for RuPay Regalia but no 100% guarantee yet.

abhishek012 wrote:
SBI is not allowing card network conversion but you can try with nodal officer.

Can i directly contact the nodal officer? I only have customers care email id.

chiraggyl170 wrote:
Can i directly contact the nodal officer? I only have customers care email id.

ok first contact customer care and i am sure they will reject your reject and then contact nodal officer.

abhishek012 wrote:
RuPay Regalia dnt offer priority pass yet. You can use the RuPay Regalia Credit card on any Diners club International lounge access outside India.

If you want for International lounge then i think RuPay is not good for you because banks sometimes disabled International lounge for RuPay cards.

By they way recently HDFC told they offered priority pass for RuPay Regalia but no 100% guarantee yet.

Tata plus rupay has priority pass. Is not it? 

abhishek012 wrote:

Axis IOCL RuPay CC (LTF).

Try HDFC Regalia, Moneyback+, IndianOIL, TATA Neu, Freedom New credit cards on RuPay and also get rewards point/neu coins on RuPay credit card link UPI spend.

Note - If you already have any LTF HDFC cards then conversion to same variant card on RuPay and your card remain LTF.

HDFC also give 2nd credit card, Tata Neu credit card on RuPay variant.

PNB bank RuPay Platinum CC (just use 1 time per quarterly and card remain LTF), also link with UPI.

FD based paisabazaar RuPay credit card.

SBI Card also have BPCL, IRCTC, SimplySAVE RuPay CC but chargeable.

ICICI Coral RuPay CC (select customer eligible for LTF)

Thanks bro, I applied for a Pnb card. Are there any offers running for Rupay select? Earlier there was a free Prime offer.

Chiggy_Wiggy_Buoy wrote:
Thanks bro, I applied for a Pnb card. Are there any offers running for Rupay select? Earlier there was a free Prime offer.

PNB RuPay Select wellness credit card holders get only - Free golf, health checkup, spa, gym. Register here - https://rupay.golftripz.com/#/...rs

Free Amazon prime offer is only for debit card holders.

abhishek012 wrote:

Axis IOCL RuPay CC (LTF).

Try HDFC Regalia, Moneyback+, IndianOIL, TATA Neu, Freedom New credit cards on RuPay and also get rewards point/neu coins on RuPay credit card link UPI spend.

Note - If you already have any LTF HDFC cards then conversion to same variant card on RuPay and your card remain LTF.

HDFC also give 2nd credit card, Tata Neu credit card on RuPay variant.

PNB bank RuPay Platinum CC (just use 1 time per quarterly and card remain LTF), also link with UPI.

FD based paisabazaar RuPay credit card.

SBI Card also have BPCL, IRCTC, SimplySAVE RuPay CC but chargeable.

ICICI Coral RuPay CC (select customer eligible for LTF)

Tried applying sbi simply save cc on sbi sprint but not successful as failed at digilocker, Don't know the reason, any suggestion how to apply?

Satish84 wrote:
Tried applying sbi simply save cc on sbi sprint but not successful as failed at digilocker, Don't know the reason, any suggestion how to apply?

If you want RuPay SimplySAVE then only apply through SBI Branch.

If you have SBI account then you can also get pre-approved SBI simplySAVE RuPay, No documents/income proof needed.

abhishek012 wrote:
If you want RuPay SimplySAVE then only apply through SBI Branch.

If you have SBI account then you can also get pre-approved SBI simplySAVE RuPay, No documents/income proof needed.

Will try

abhishek012 wrote:

Axis IOCL RuPay CC (LTF).

Try HDFC Regalia, Moneyback+, IndianOIL, TATA Neu, Freedom New credit cards on RuPay and also get rewards point/neu coins on RuPay credit card link UPI spend.

Note - If you already have any LTF HDFC cards then conversion to same variant card on RuPay and your card remain LTF.

HDFC also give 2nd credit card, Tata Neu credit card on RuPay variant.

PNB bank RuPay Platinum CC (just use 1 time per quarterly and card remain LTF), also link with UPI.

FD based paisabazaar RuPay credit card.

SBI Card also have BPCL, IRCTC, SimplySAVE RuPay CC but chargeable.

ICICI Coral RuPay CC (select customer eligible for LTF)

What about sbi simply click?

Btw can i place a request for network conversion on sbi ?

anantnitish wrote:

What about sbi simply click?

Btw can i place a request for network conversion on sbi ?

SBI RuPay Simplyclick variant available showing on MITC file but no one got RuPay Simplyclick variant yet.

You can send conversion request to SBI nodal officer but no guarantee, normal customer care denied your request.

abhishek012 wrote:

SBI RuPay Simplyclick variant available showing on MITC file but no one got RuPay Simplyclick variant yet.

You can send conversion request to SBI nodal officer but no guarantee, normal customer care denied your request.

Same here. Normal customer care refused to do so. Then I sent conversion request to nodal officer for my simplysave card. Waiting for the reply.

Check this might be helpful : https://www.desidime.com/discussions/best-rupay...