Suggestion Required on Loans

89°
Deal Cadet
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Hi Friends,

Currently am in bad situation, so now badly required an one to survive a will get some peace

Issue is my 4 credit are overdue which I need to pay more than 20k monthly which will be only interest principle not much will clear, now currently all are blocked, which I could not pay due to salary cut. Now they are giving option for setellement, but  don’t to approve loan.

My CIBIL score is 669

Kindly suggest any option to get a loan to clear the dues. Bank or any proper NBFC.

13 Comments  |  
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Reschedule the loan to reduce your emi.

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Do you have any property like Car? Or handy Gold?
Both of this are kind of secured loans, low interest rate and CIBIL won’t matter for disbursement…you can take this and pay off your credit cards loans…

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--AJ-- wrote:

Reschedule the loan to reduce your emi.

This is credit, Currently there is no option to postpone or convert to emi pensive

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Sudarshan61 wrote:

Do you have any property like Car? Or handy Gold?
Both of this are kind of secured loans, low interest rate and CIBIL won’t matter for disbursement…you can take this and pay off your credit cards loans…

Don’t have car, gold already in pledge and as of now cleared some loan.

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loki77 wrote:

Don’t have car, gold already in pledge and as of now cleared some loan.

With gold pricer higher you may be able to get some more loan on same collateral

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Sudarshan61 wrote:

With gold pricer higher you may be able to get some more loan on same collateral

No already which I have taken was higher.

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Yes every where CIBIL matters now to get a loan. they rejects its any 1 account shows overdue.

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loki77 wrote:

This is credit, Currently there is no option to postpone or convert to emi pensive

How many loans? All are pl or otger loans?

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--AJ-- wrote:

How many loans? All are pl or otger loans?

Currently only credit card I have to clear.. no personal loan outstanding either emi active.

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loki77 wrote:

Currently only credit card I have to clear.. no personal loan outstanding either emi active.

Oh ok. Then it is difficult to get pl with low credit score.

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my feeling in the current situation no bank takes risk with risk profile by giving unsecured loan, try with your internal members. that is the best.

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--AJ-- wrote:

Oh ok. Then it is difficult to get pl with low credit score.

one person telling that he will get the loan but he is asking for commission, what do u suggest.

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Girish85 wrote:

one person telling that he will get the loan but he is asking for commission, what do u suggest.

Dont trust. Give commission only after receiving loan amount.

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