Suggestions for Kotak Pre-approved CC offer
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I have opened a kotak Pro savings account 1 month Back.
Can anyone suggest Some ways to Trigger Pre approved credit card offer at earliest.
Will creating an FD Help?
My CIBIL - 765
Already holding HDFC CC with 40k limit.
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Saw this thread yesterday and applied for Kotak League Card through email link they had shared before.
No approval message, email and all and today they dispatched the card as per email received.
Don't know the limit. No KYC done either.
Do you have any Kotak savings account?
I don't have savings account with them
They matched the credit limit of my existing card. 2 Lakh.
Received League Platinum
At the time of applying it was shown 0 Joining Fees, 0 Annual Fees
Even the mail says Lifetime Free Card without any Asterick or Hash to read the fine print
Now the card letter mentions ₹499 Annual Fees if less than ₹50,000 annual spends.
Anyone has experience of converting paid CCs to LTF or downgradations to LTF vairant ?
Have Indigo Kotak CC. Any chance of downgradation as there is no waiver condition on spends .
Kotak will either give u pre approved offer in 6 months.. Or will never give u.. So waiting is the best option