Today Got ICICI Amazon Pay credit card LE | Check Yours

shraaj wrote:

How many months did it take to increase the card limit? And what did you do ? Like Purchases and all ! I am using below 15% of my credit limit and my limit is 80k holding card from 11 months

See my above post. I got LE from 1 lakh to around 2.5 lakh after 9 months with no planning of keeping my usage within certain limits but all of my usage was 100% genuine with even the GVs I bought under offers used by me for my bills only.

shraaj wrote:

How many months did it take to increase the card limit? And what did you do ? Like Purchases and all ! I am using below 15% of my credit limit and my limit is 80k holding card from 11 months

We both applied for the card last Dec (2021)...so it took exactly 1 year. Some insights regarding our credit card :

1> Myself -> Applied only using  Aadhar+PAN(No income proof/self employed) -> Got limit 1L -> Spent approx 6L in past 12 months -> Ongoing 3 EMIs -> Got 4.2lakh LE.

2> My friend -> Applied only using Aadhar+PAN(No income proof submitted/but  govt salaried ) -> Got limit 1L -> Spent approx 50K in past 12 months -> Ongoing 0 EMIs -> Got 4.2lakh LE.

So I don't think ICICI giving LE on the basis of usage. Some other factors are there which we don't know yet.

pingpong wrote:

LE? Kya LE?

Bruce LEe? 🥋 

Jet LEe? 🎞

PeLE? ⚽️ 

AdeLE? 👨‍🎤 

guest_999 wrote:
See my above post. I got LE from 1 lakh to around 2.5 lakh after 9 months with no planning of keeping my usage within certain limits but all of my usage was 100% genuine with even the GVs I bought under offers used by me for my bills only.

Just to tell you,I don't do money rotation nor buy GV except at certain times when I need it for shopping. I am also a genuine user. God knows ,when they will provide me with a good credit limit.

From a Couple of Days, I have got an Useless Pre-approved offer for ICICI Pay Later which is showing in iMobile App.

My Relationship with ICICI are 2+ years of Saving a/c + APay Credit Card (1 year) + Previously had ICICI Platinum Credit Card (FD Based) 2 years ago.

ICICI is ignoring me don't know why!

The main reason could be My aadhar address which is in Tier 3 Town.

Anyways,Let me know if you have any suggestions for me.

Tanmayyy wrote:

Have tried maxing out the card , have tried not using the card at all. Nothing works. Have no expectations from them now.

For how long you have been using it bruh ?

guest_999 wrote:
See my above post. I got LE from 1 lakh to around 2.5 lakh after 9 months with no planning of keeping my usage within certain limits but all of my usage was 100% genuine with even the GVs I bought under offers used by me for my bills only.

I Wanted to have ICICI Other Credit Card (Just to enjoy Shopping Discount) Expression Or MMT which should I go? because If I apply and then cancel the expressions card and i think i can ask them for the ICICI Platinum Card if they deny they will ask them for MMT Card

I have seen various threads regarding conversion of ICICI Card from APay .

So,will try this


But,i have a question if in future i get LE on Amazon Pay Card then what will happen to my new icici card . Both limits will be the same or different

digyvijaykr wrote:
We both applied for the card last Dec (2021)...so it took exactly 1 year. Some insights regarding our credit card :

1> Myself -> Applied only using  Aadhar+PAN(No income proof/self employed) -> Got limit 1L -> Spent approx 6L in past 12 months -> Ongoing 3 EMIs -> Got 4.2lakh LE.

2> My friend -> Applied only using Aadhar+PAN(No income proof submitted/but  govt salaried ) -> Got limit 1L -> Spent approx 50K in past 12 months -> Ongoing 0 EMIs -> Got 4.2lakh LE.

So I don't think ICICI giving LE on the basis of usage. Some other factors are there which we don't know yet.

Mine is exactly 2nd Point.

Spends are also near 50-70k

I am also a Govt Employee with no EMI

I have applied on 20 th Jan 2021 will wait till that date because mine is still 11 months

In APAY card, if you are purchasing a higher limit, they are crediting the points immediately. they validate from AMAZON like its a business purchase or not & etc., so pls careful in the higher amount purchase

Mine increased from 40K to 4L

guest_999 wrote:
Only till a certain limit beyond which it is practically useless not to mention if someone does try to spend more than 2 lakh on their amazonpay card on amazon it will most likely get your card flagged & any cb you are supposed to get will only come after 10-12 days of investigation.

Agreed on flagging part, I am not a heavy driver on Amazon personally.In my opinion having a higher limit will not only lower the credit utilization ratio but also help immensely getting high credit limit on a new CC while applying C2C.

guest_999 wrote:
All icici cards have separate limits or they become separate after few months if a card was taken on the basis of another card(for example, amazonpay generated instantly on the basis of any existing icici card will have same limit as existing icici card limit but both card limits will be separated after few months).

Oh wow thank you for letting know bruh ,was not aware of that. 

Usually people get ICICI CC LE only once a year right? Or twice also?

shraaj wrote:

Aisa kuch nahi hai , Milne walo ko mil jaata hai ,yaha kuch log hai jinko 3 saal se nahi mila hai

In my case it took around 13 months. 3 saal se kisko nahin mila dada ? 🤔 Heavy driver honge money rotation ke. 😶

sahmed0310 wrote:
We have to check by clicking on "credit card upgrade" option. Correct. ?

Not "credit card upgrade" option bruh.Check "Manage Credit Limit". 

guest_999 wrote:

Then for whatever reason amazon AI system has flagged your amazonpay card as "potential misuse" so no LE for now. Also, practically speaking having more than 1-2 lakh limit on amazonpay card is anyway useless.

My platinum cc is also lying dry , not LE for that either from the last 2 years

shreeshenoy wrote:

just higher cb jg

Charges?

VU, new limit is 10L

shraaj wrote:
Just to tell you,I don't do money rotation nor buy GV except at certain times when I need it for shopping. I am also a genuine user. God knows ,when they will provide me with a good credit limit.

From a Couple of Days, I have got an Useless Pre-approved offer for ICICI Pay Later which is showing in iMobile App.

My Relationship with ICICI are 2+ years of Saving a/c + APay Credit Card (1 year) + Previously had ICICI Platinum Credit Card (FD Based) 2 years ago.

ICICI is ignoring me don't know why!

The main reason could be My aadhar address which is in Tier 3 Town.

Anyways,Let me know if you have any suggestions for me.

My aadhaar address is in Tier 6 city you can say. But I have limit of 5.1 Lakh in both Apay and platinum. Started with 20k limit 4 years back

Didn't get any message for LE but after sending the message got enhanced from 1.5L to 2.7L

P.S. : Try sending CRLIM <CC last 4 digits> To 5676766 

some1anywhere wrote:

Usually people get ICICI CC LE only once a year right? Or twice also?

Generally 1 year but I think that depends a lot on usage pattern and credit worthiness.In my case it's after 13 months.

shraaj wrote:
ICICI is ignoring me don't know why!

"Previously had ICICI Platinum Credit Card (FD Based) 2 years ago."
Probably coz you got APay on the basis of that ICICI Platinum.

edges wrote:
Charges?

one time 2.5K

Got 40k to 2.2 Lakhs

After getting LE I'm ES.

A year ago I had got a LE of 85k from 35k, I ignored it. After a few days got 1l via sms from ICICI, then I went for it. Will do the same this time as well. Currently have an offer of 2.4l, will wait for an SMS from their end, yeh dil maange more..😀

Gulag-Survivor wrote:
In my case it took around 13 months. 3 saal se kisko nahin mila dada ? 🤔 Heavy driver honge money rotation ke. 😶

read the comments of this thread or any LE Thread on DD, People have mentioned their timelines!

No Money Rotation infact usage is only 1k/month

From 2.9l to 4.2l

Lagta hai sabse kam mera hi increment hua

3.3 to 3.7 lakh but main sal me 1-2 bar se jyada ise use na karta 

Pacifier wrote:

Didn't get any message for LE but after sending the message got enhanced from 1.5L to 2.7L

P.S. : Try sending CRLIM <CC last 4 digits> To 5676766 

Straightaway denied me in sms

Got 30k to 1.5 L .

Anyway to turn that card into LTF i dont use it anymore (Its an HPCL ICICI Card)