https://www.desidime.com/discussions/today-i-got-rid-of-cred?page=3#post_8165935
Use OneScore app. It shows civil and experian. No spams. Nice UI.
Today I got rid of CRED
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https://www.desidime.com/discussions/today-i-got-rid-of-cred?page=3#post_8165992
Can anyone tell me what is bad about CRED? I use it only to the pay credit card bill. I use iphone so I am sure I must have declined all unnecessary permissions.
https://www.desidime.com/discussions/today-i-got-rid-of-cred?page=3#post_8166072
Ss me kya hai dikh nahi raha
https://www.desidime.com/discussions/today-i-got-rid-of-cred?page=3#post_8282865
even iMobile needs SMS permission whenever you use it.
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I have mostly stayed away from all these paylater features/apps and I think I did right after listening to so many horror stories last year when govt banned these apps. Most of the apps I have already uninstalled and consolidating the card usage to 1-2 cards most of the time. I dont run after new user offers (stopped 6-7 years back). I plan ahead my fixed expenses and make use of the best available offer at the time. I dont regret if there’s a better offer and dont overspend which I cannot pay. I don’t buy on EMI/no Cost EMI and abstain rather than getting excited at “never before price/discount” offers.
After UPI registration is complete SMS permission can be revoked and the app doesn’t seem to nag about it.
You will be amazed by the speed at which CRED reads all your SMS to gather the CC due details. Just give permission for a second and revoke it immediately. All the CC data in CRED gets updated.