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Trick for Axis Magnus Credit card user to complete 1 lakh milestone benefit

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Finance Ninja
abhishek012

Trick for Axis Magnus Credit card user to complete 1 lakh milestone benefit:

As we already know, Magnus credit card devalue on Rent and wallet spend for milestone benefit.

Now best option is to complete every month 1 lakh milestone - Buy zingoy RuPay gift card from zingoy.

Mostly all gift cards purchase website like zingoy use "MCC code - 5947".
"MCC code - 5947" is eligible for your Axis Magnus milestones benefit + regular rewards.

Zingoy RuPay gift card - A single user can register a maximum 250 gift cards in a calendar year (10k denomination each)

Zingoy RuPay gift card purchase charges 2% but still you will get huge profit if completed 1 lakh monthly milestone.

Where to spend Zingoy RuPay gift card ?

Zingoy RuPay gift card accepted through Paytm wallet load via Uber app, no charges.

If you have full kyc Paytm wallet then load upto 2 lakh.

Now after load money to Paytm wallet, you have 2 option -

1) Pay to your Credit card bill on Paytm app using Paytm wallet balance free of cost.

2) Transfer your paytm wallet balance to bank free of cost.

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Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
46 Comments  |  
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Benevolent Benevolent
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No charges to load paytm wallet using zingoy gift card? Even beyond monthly free 4k limit?

Critic Critic
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Zingoy will ask for your full kyc details after purchasing 20-30k+ worth of GVs not to mention it is highly unlikely they will allow purchase of more than 1 lakh worth of GVs for same person/card. Paytm will also likely block your acc if doing such 1-2 lakh transfer from wallet to bank acc every month. Lastly, uber app too may close the loophole like what happened with amazon wallet.
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Deal Newbie Deal Newbie
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Question: GV purchased from https://www.gyftr.com/edger...ds is eligible for Axis Magnus Monthly milestones of 1 LK ?

Critic Critic
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Should be but there is a limit per card on max amt of GV one can buy from there in a month(for amazon & flipkart it is 10-20K I think).
@Knight11
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Cool Cool
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Bhai magnus ko chhod do.. ek sahi card bacha hai 

Critic Critic
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Sabka number aayega.
Blaze Blaze
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Can we use this method to get 5% CB for sbi card?

Finance Ninja Finance Ninja
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Yes.

5% Cashback for SBI Cashback card.

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Helpful Helpful
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Myzone ka bhi bata do koi. Pls ✌️
Deal Subedar Deal Subedar
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+1. Lagta hai galat card le liya.
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Deal Subedar Deal Subedar
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Other option is ... "U dnt need to spend 1lakh every month for the sake of milestone " !! It's ok to skip few months in a year... wink

Deal Cadet Deal Cadet
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Dude, please spare Magnus and genuine users like us, because of these junk tricks Magnus will go devalued.

Deal Captain Deal Captain
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prepaid cards should be charged and shouldn't give rewards to control this menace.
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Helpful Helpful
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If you're willing to pay 2%charges then opt for razorpay or Paytm gateway and then generate payment links and use it to pay for yourself. You can even achieve ₹15 lakh target to reverse the annual fee. There is no limit easier than this method

Helpful Helpful
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Razorpay or paytm charges 2% + 18% GST.. total will be around 2.36% 
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Deal Subedar Deal Subedar
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Those who have magnus are probably earning 1.5L a month since that's the minimum eligibility. I don't know why anyone would do so much hardwork for just reward points of INR 4-5K a month

Trailblazer Trailblazer
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Axis is up the game in premium cards segment added accor in edge rewards transfer partner HDFC is dying in premium segment

Deal Cadet Deal Cadet
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Zingoy Rupay prepaid card not working on Amazon nowadays. What to do...where else it can be used?

Finance Ninja Finance Ninja
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Use Paytm wallet load via Uber app, no charges. Upto 2 lakhs free loading for full kyc paytm account.

More details - https://www.desidime.com/discussions/brand-new-...
Helpful Helpful
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off topic

how to check edge rewards balance and transaction wise breakup. 

Cool Cool
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from axis portal itself
Deal Cadet Deal Cadet
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Zingoy prepaid gift card do not accepts in paytm app thru Uber

Finance Ninja Finance Ninja
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Buy zingoy RuPay prepaid gift card but zingoy gift card.

what's the error you got ? delink your paytm acc and link again on Uber app.

Your paytm wallet must be full kyc.
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Deal Cadet Deal Cadet
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.

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