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Brand New Free Credit Card to Bank trick upto 2 lakhs per month + BOB Eterna give 3.75% Cashback

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Finance Ninja
abhishek012

Brand New Free Credit Card to Bank trick upto 2 lakhs per month + BOB Eterna give 3.75% Cashback:

Trick 1 - 

Note - Payzapp mini kyc user limit is Rs10,000 per month and payzapp full kyc user limit is 2 lakhs per month.

Step 1 - first download new payzapp app (If you already use new payzapp app then go to step 2)- https://www.desidime.com/deals/new-payzapp-app-...

Payzapp's new app waitlist bypass steps -

Download and Open the new app from the play store
1. Enter the number
2. Tap on Proceed Securely button and immediately turn off the internet.
3. Once you see a select sim card pop up, turn the network back on and wait till you see the network icon and press send SMS.
Done - Welcome to the new payzapp app.

You may need to try this a few times to make it work.
Two sims in the device may help this process work easier.

Step 2 - now load money through any Credit cards (BOB Eterna give 3.75% Cashback for wallet loading))

1st time load Rs100.

Now go to your payzapp >> profile >> payzapp wallet and copy your payzapp Virtual card details.

Step 3 - Open Uber app and go to paytm payment option

add Rs100 and pay through your payzapp Virtual card details.

Tada! your money successfully loaded to your paytm wallet.

Step 4 - Note - 2nd time load Rs9900 and transaction again to paytm wallet load via Uber app.

3rd time, many users get "lost in space error" on paytm wallet load via Uber.

so, i recommended try Rs100 3rd time and check transaction working or not.

If working then 4th time try Rs9900 and transaction again to paytm wallet load via Uber app.

5th time again try Rs100, if everything working perfectly then go ahead otherwise wait 24 to 48hrs and then transaction again.

Every 10k spend, next time use Rs100 transaction. Dnt load higher amount of money in your Payzapp wallet.

You can also delink your paytm wallet and link again to uber app, if you get "lost in space error".

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Trick 2 -

If you have BOB or Kotak Credit card then you can also pay these banks credit card bill through your Payzapp wallet balance.

If full due amount showing to pay then after paid, remove the biller and add again to pay again through Payzapp wallet balance.

Note - Only BOB  and kotak credit card bills (BBPS) are supported through payzapp wallet payment.

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Trick 3 -

Another trick is Mobikwik wallet RuPay card. Load money to your mobikwik wallet using Credit card or Amex card and use Mobikwik wallet RuPay card to paytm wallet via Uber app. already explain here - https://www.desidime.com/deals/mobikwik-free-cr...

Just Remember - always use your full mobikwik balance for your mobikwik wallet RuPay card transaction to load money in paytm wallet via Uber app.

Note - when you use Mobikwik wallet RuPay card on Paytm wallet load via Uber app, use this payment gateway only, dnt use another one, otherwise 2.5% charges applied. Also use full mobikwik wallet balance. see here gateway page screenshot -

mksuccess

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Trick 4 -

Maya money wallet RuPay card - mini kyc 10k free credit card loading limit per month (i think full kyc option also available, you need to contact mayamoney support team. Full kyc limit 2 lakhs per month).

Full details about mayamoney wallet app and signup process here - https://www.desidime.com/discussions/another-tr...

Note - after load money, you need to wait minimum 16 mins to 20 mins before transaction otherwise you transaction will get declined.

First time try Rs1 or Rs100 and load to paytm wallet via Uber app.

One important thing, 2 different payment gateway page open and both gateways, i successfully loaded but you need to wait  minimum 16 mins to 20 mins before transaction otherwise you transaction will get declined.

success

My Mayamoney Wallet transaction history, see here after load money dnt do any transaction within 16 to 20 mins, otherwise transaction getting dislined. after 16mins transaction success -

Screenshot20230305-032218

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Trick 5 -

Aeronpay wallet RuPay card. Well, if you already have Aeronpay wallet full kyc then use Aeronpay wallet RuPay card to  paytm wallet via Uber app.

I m not recommended any new users to do full kyc on Aeronpay wallet. Only old users try because your money will get stuck for few days/weeks.

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Trick 6 -

Paulpay wallet - I m not verified yet with Paulpay wallet RuPay card because i think mayamoney and paulpay wallet limit is shared and Paulpay wallet also charge 1% for credit card loading.

Paulpay wallet - mini kyc limit 10k and full kyc limit 2 lakhs per month

If you want to try then i recommended try first time with Rs1 and also wait 16 to 20 mins before transaction to paytm wallet via Uber.

Full details about paulpay wallet app and signup process here - https://www.desidime.com/discussions/new-trick-...

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Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
278 Comments  |  
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Finance Mentor Finance Mentor
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Master thread bana diya...sirf payzapp load hi naya addition. Par yeh bhi to bola hota ke payzapp load pe exact MCC kya aata hai CC charge hone pe (generic wallet loading bola)?

Aur payzapp CC load mein convenience charges/fees hota ya nahin? Mobikwik mein to surely loading fees hai...

Agar wallet loading hai to most CC aajkal 1% charge bhi karta hai extra statement pe... like OneCard, SimplyClick, isn't it? To fayda samjha do hum ullu logon ho...

The PostMighty The PostMighty
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HDFC Moneyback card & Millennia , any charges like 1% need to pay ? And can we use it for reaching milestone reward ?

Helpful Helpful
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2 lakhs per month, do it 5 times in 5 months = 10 lakh = IT notice

Enjoy

The PostMighty The PostMighty
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No one is asking you to make it 10L plus

Like if you are having multiple credit cards if u still getting benefitted for wallet load if wallet load is getting counted for reaching milestone benefits/ or reaching to that limit so that no annual charges will be there use it

And as far as i know people using credit cards for long ( not ameture ones ) knows that 10L+ Usage thing

View 12 more replies
Deal Cadet Deal Cadet
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BoB Eterna stopped giving 3.75% cashback for wallet loads (as per last devaluation) right?

Finance Ninja Finance Ninja
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No. Bob Eterna give 3.75% rewards on wallet loading including payzapp wallet.

View 9 more replies
Helpful Helpful
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Cumulative Value of 'Purchases' made through all cards of same Bank combined together, during April to March

Cool Cool
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how to remove biller in payzapp ?

Pro Tech Guru Pro Tech Guru
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Income tax Department se kitna percentage pe fix kiye ho deal

Finance Mentor Finance Mentor
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Payzapp's new app waitlist bypass steps -

Download and Open the new app from the play store
1. Enter the number
2. Tap on Proceed Securely button and immediately turn off the internet.

3. Once you see a select sim card pop up, turn the network back on and wait till you see the network icon and press send SMS.
Done - Welcome to the new payzapp app.

Does this work on an iPhone or do I need to upgrade to android? Can't do step 2. Not interested in rotation, but will like to have the new payzapp app.

Deal Subedar Deal Subedar
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will sbi cashback card give 5% on payzapp load?

Deal Cadet Deal Cadet
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Are we getting 1% or 5%, can anyone confirm?

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Deal Cadet Deal Cadet
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Is payzapp bypass trick working now, since after selecting sim to send sms, now it's saying again you are waitlisted.

Post Mogul Post Mogul
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@abhishek012 : after loading money few times via payzapp Uber Paytm way got lost in space error. After removing paytm payment method it's not allowing Paytm to add with error 'card details you have entered is incorrect '


Finance Ninja Finance Ninja
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How much you loaded through payzapp card to paytm wallet via Uber app ?

i heard after 20k spend you will get lots in space error. wait 24-48hrs and then try again.
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The PostMighty The PostMighty
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Having SBI Pulse Credit card

Im wondering this trick will charge me 1% extra for payzap wallet load ?

As i hardly use this card ( just waiting for my EMI to be settled fully )

I need to complete 2L usage limit to overcome that annual fees

Kindly help

Finance Ninja Finance Ninja
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SBI Cards dnt charge anything for wallet loading.
Deal Subedar Deal Subedar
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anyone tested sbi cashback card giving 1% or 5% on mayamoney load?

Deal Lieutenant Deal Lieutenant
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@abhishek012 seems mobikwik fixed it.. payment always getting declined

Finance Ninja Finance Ninja
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Which payment gateway you used ?

Use this payment gateway and use full mobikwik balance - 

mksuccess

View 7 more replies
Deal Lieutenant Deal Lieutenant
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i want to pay 13k insurance, doesnt have the option of paying from amazon. anyway to get 5% cashback using SBI. 

Finance Mentor Finance Mentor
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Check if the insurance site itself has amazon pay listed while paying. Like paisabazaar has.
View 1 more reply
Deal Cadet Deal Cadet
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Unable to load into payzapp wallet. Loaded Rs 100 before 10 min. But now it says - payment failed

Finance Ninja Finance Ninja
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payzapp wallet load problem or payzapp card to paytm wallet via Uber load problem ?
View 2 more replies
Post Tycoon Post Tycoon
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Hdfc reversed points for adding money in payzapp using diners black

Finance Ninja Finance Ninja
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What's new ? HDFC bank always reversed wallet spend reward points.
View 6 more replies
Deal Cadet Deal Cadet
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Anyone tried more than 20k in paytm wallet thru Uber app

I am getting following error (Even After delinking paytm wallet in uber app)-

You are lost in Space.


Finance Ninja Finance Ninja
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After 20k load from same card, you need to wait 24hrs-48hrs.
Deal Cadet Deal Cadet
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Is Hdfc diners card considers wallet spend for milestone voucher?

Deal Lieutenant Deal Lieutenant
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Transaction got settled today but the amount is not counted towards the milestone yet. Usually it reflects same time

Deal Cadet Deal Cadet
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Payzapp wallet load using Amazon icici gives 1% ?  Any idea?

The PostMighty The PostMighty
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I did 10 k wallet load yesterday, those txn

Not yet showing in my amazon application credit card section , so cant say im going to get any cb for them or not

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Deal Cadet Deal Cadet
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@abhishek012 Hi, which among all Apps who provide Rupay card (which is supported on Uber to load Paytm) allow loading via Amex Card.

Finance Ninja Finance Ninja
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Mobikwik support Amex card loading.

@Knight11 told me, Do mobikwik wallet to bank transaction of minimum 3000 once and then it will not charge you for loading via credit card/Amex card.

For loading 3000 to wallet, u can keep it in 2 different months within 2500 limit for free load. Otherwise pay 2.95% charges once.

Read his comment here - https://www.desidime.com/deals/mobikwik-free-cr...

Note - personally im not verified yet this trick.
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Benevolent Benevolent
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@abhishek012 Does yes pay wallet card work on Paytm load via uber?

Finance Ninja Finance Ninja
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Dnt know.
View 4 more replies
Benevolent Benevolent
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What credit cards are charging for wallet load ? 🥴

Deal Newbie Deal Newbie
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How to pay bob credit card bill with payzapp wallet?
Finance Ninja Finance Ninja
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New payzapp app have credit card bill payment option.

choose BOB and pay through payzapp wallet.

View 2 more replies
Helpful Helpful
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Nice thread 🧵 @abhishek012 sweat_smile

Deal Cadet Deal Cadet
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I am full kyc user on payzapp but still not able to load at Paytm via payzapp after 10k transction tried with 100 rs amount transction not successful. Any other option to get 5k from payzapp wallet to bank. @abhishek012  I have old payzapp wallet

Finance Ninja Finance Ninja
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Your paytm wallet is full kyc na ?

Also try after 24-48hrs. Last time paytm allowed max 20k within 24-48hrs from same payzapp card through Uber app.
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Deal Cadet Deal Cadet
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Apart from Paytm, which other wallets we can load using payzapp?

Finance Ninja Finance Ninja
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Bajaj wallet and Airtel wallet mini kyc account.
The PostMighty The PostMighty
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@abhishek012 bro onecard bill payment currently not supported via cheq, and cred spin is kind of useless these days. Can you please tell me from where i can pay the bill of my onecard to get some reward/cb ?

Deal Newbie Deal Newbie
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Postpe
Deal Cadet Deal Cadet
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Will HDFC DINERS card give reward points on Payzapp load?

replyuser
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