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Brand New Free Credit Card to Bank trick upto 2 lakhs per month + BOB Eterna give 3.75% Cashback

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Finance Ninja
abhishek012

Brand New Free Credit Card to Bank trick upto 2 lakhs per month + BOB Eterna give 3.75% Cashback:

Trick 1 - 

Note - Payzapp mini kyc user limit is Rs10,000 per month and payzapp full kyc user limit is 2 lakhs per month.

Step 1 - first download new payzapp app (If you already use new payzapp app then go to step 2)- https://www.desidime.com/deals/new-payzapp-app-...

Payzapp's new app waitlist bypass steps -

Download and Open the new app from the play store
1. Enter the number
2. Tap on Proceed Securely button and immediately turn off the internet.
3. Once you see a select sim card pop up, turn the network back on and wait till you see the network icon and press send SMS.
Done - Welcome to the new payzapp app.

You may need to try this a few times to make it work.
Two sims in the device may help this process work easier.

Step 2 - now load money through any Credit cards (BOB Eterna give 3.75% Cashback for wallet loading))

1st time load Rs100.

Now go to your payzapp >> profile >> payzapp wallet and copy your payzapp Virtual card details.

Step 3 - Open Uber app and go to paytm payment option

add Rs100 and pay through your payzapp Virtual card details.

Tada! your money successfully loaded to your paytm wallet.

Step 4 - Note - 2nd time load Rs9900 and transaction again to paytm wallet load via Uber app.

3rd time, many users get "lost in space error" on paytm wallet load via Uber.

so, i recommended try Rs100 3rd time and check transaction working or not.

If working then 4th time try Rs9900 and transaction again to paytm wallet load via Uber app.

5th time again try Rs100, if everything working perfectly then go ahead otherwise wait 24 to 48hrs and then transaction again.

Every 10k spend, next time use Rs100 transaction. Dnt load higher amount of money in your Payzapp wallet.

You can also delink your paytm wallet and link again to uber app, if you get "lost in space error".

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Trick 2 -

If you have BOB or Kotak Credit card then you can also pay these banks credit card bill through your Payzapp wallet balance.

If full due amount showing to pay then after paid, remove the biller and add again to pay again through Payzapp wallet balance.

Note - Only BOB  and kotak credit card bills (BBPS) are supported through payzapp wallet payment.

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Trick 3 -

Another trick is Mobikwik wallet RuPay card. Load money to your mobikwik wallet using Credit card or Amex card and use Mobikwik wallet RuPay card to paytm wallet via Uber app. already explain here - https://www.desidime.com/deals/mobikwik-free-cr...

Just Remember - always use your full mobikwik balance for your mobikwik wallet RuPay card transaction to load money in paytm wallet via Uber app.

Note - when you use Mobikwik wallet RuPay card on Paytm wallet load via Uber app, use this payment gateway only, dnt use another one, otherwise 2.5% charges applied. Also use full mobikwik wallet balance. see here gateway page screenshot -

mksuccess

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Trick 4 -

Maya money wallet RuPay card - mini kyc 10k free credit card loading limit per month (i think full kyc option also available, you need to contact mayamoney support team. Full kyc limit 2 lakhs per month).

Full details about mayamoney wallet app and signup process here - https://www.desidime.com/discussions/another-tr...

Note - after load money, you need to wait minimum 16 mins to 20 mins before transaction otherwise you transaction will get declined.

First time try Rs1 or Rs100 and load to paytm wallet via Uber app.

One important thing, 2 different payment gateway page open and both gateways, i successfully loaded but you need to wait  minimum 16 mins to 20 mins before transaction otherwise you transaction will get declined.

success

My Mayamoney Wallet transaction history, see here after load money dnt do any transaction within 16 to 20 mins, otherwise transaction getting dislined. after 16mins transaction success -

Screenshot20230305-032218

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Trick 5 -

Aeronpay wallet RuPay card. Well, if you already have Aeronpay wallet full kyc then use Aeronpay wallet RuPay card to  paytm wallet via Uber app.

I m not recommended any new users to do full kyc on Aeronpay wallet. Only old users try because your money will get stuck for few days/weeks.

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Trick 6 -

Paulpay wallet - I m not verified yet with Paulpay wallet RuPay card because i think mayamoney and paulpay wallet limit is shared and Paulpay wallet also charge 1% for credit card loading.

Paulpay wallet - mini kyc limit 10k and full kyc limit 2 lakhs per month

If you want to try then i recommended try first time with Rs1 and also wait 16 to 20 mins before transaction to paytm wallet via Uber.

Full details about paulpay wallet app and signup process here - https://www.desidime.com/discussions/new-trick-...

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Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
278 Comments  |  
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Generous Generous
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Tata bye bye khatm..

Finance Mentor Finance Mentor
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Samose mein aloo khatm? Heh! ruko, Rupa kuch nayii gul zaroor khilayegi breakup ke baad...
Post Mogul Post Mogul
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Can we pay cc bill of axis Bank, icici bank through payzapp wallet (money)?

Post Mogul Post Mogul
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@abhishek012

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Deal Cadet Deal Cadet
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DM kardo bhai

Helpful Helpful
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Is this trick (Payzapp+uber+paytm) still working?

Finance Ninja Finance Ninja
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Only 4k transaction working.
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Deal Cadet Deal Cadet
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Just wanted to know how to use trick 2Trick 2 -

If you have BOB or Kotak Credit card then you can also pay these banks credit card bill through your Payzapp wallet balance.

If full due amount showing to pay then after paid, remove the biller and add again to pay again through Payzapp wallet balance.

Note - Only BOB  and kotak credit card bills (BBPS) are supported through payzapp wallet payment.

Helpful Helpful
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@abhishek012 mobikwik charges fees to load funds in wallet using cc. How that was being taken care of earlier.

Deal Cadet Deal Cadet
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My payzapp balance is blocked as trick is not working. What are good options for payzapp usage?

The PostMighty The PostMighty
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Recharge Paytm Fastag

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Deal Subedar Deal Subedar
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where is the option to  transfer payzapp balance to other payzapp user? not able to find in payzapp 2.0

Deal Cadet Deal Cadet
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What happens if we pay extra to the BoB  CREDIT CARD? Any extra charges - refund of excess payment?

Deal Cadet Deal Cadet
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I'm trying to pay credit card bill using Paytm UPI - Rupay Credit Card on Cred, Cheq etc but it is getting failed. I'm using HDFC Tata Neu Credit card for payment.

Paytm wallet loading is also not possible using Paytm UPI - Rupay CC.

Please help.@abhishek012

Finance Ninja Finance Ninja
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DM you.
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Deal Newbie Deal Newbie
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Payzapp uber Paytm trick not working.

Please help

Deal Newbie Deal Newbie
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Plz DM me too @abhishek012 thanks

replyuser
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