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Brand New Free Credit Card to Bank trick upto 2 lakhs per month + BOB Eterna give 3.75% Cashback

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abhishek012

Brand New Free Credit Card to Bank trick upto 2 lakhs per month + BOB Eterna give 3.75% Cashback:

Trick 1 - 

Note - Payzapp mini kyc user limit is Rs10,000 per month and payzapp full kyc user limit is 2 lakhs per month.

Step 1 - first download new payzapp app (If you already use new payzapp app then go to step 2)- https://www.desidime.com/deals/new-payzapp-app-...

Payzapp's new app waitlist bypass steps -

Download and Open the new app from the play store
1. Enter the number
2. Tap on Proceed Securely button and immediately turn off the internet.
3. Once you see a select sim card pop up, turn the network back on and wait till you see the network icon and press send SMS.
Done - Welcome to the new payzapp app.

You may need to try this a few times to make it work.
Two sims in the device may help this process work easier.

Step 2 - now load money through any Credit cards (BOB Eterna give 3.75% Cashback for wallet loading))

1st time load Rs100.

Now go to your payzapp >> profile >> payzapp wallet and copy your payzapp Virtual card details.

Step 3 - Open Uber app and go to paytm payment option

add Rs100 and pay through your payzapp Virtual card details.

Tada! your money successfully loaded to your paytm wallet.

Step 4 - Note - 2nd time load Rs9900 and transaction again to paytm wallet load via Uber app.

3rd time, many users get "lost in space error" on paytm wallet load via Uber.

so, i recommended try Rs100 3rd time and check transaction working or not.

If working then 4th time try Rs9900 and transaction again to paytm wallet load via Uber app.

5th time again try Rs100, if everything working perfectly then go ahead otherwise wait 24 to 48hrs and then transaction again.

Every 10k spend, next time use Rs100 transaction. Dnt load higher amount of money in your Payzapp wallet.

You can also delink your paytm wallet and link again to uber app, if you get "lost in space error".

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Trick 2 -

If you have BOB or Kotak Credit card then you can also pay these banks credit card bill through your Payzapp wallet balance.

If full due amount showing to pay then after paid, remove the biller and add again to pay again through Payzapp wallet balance.

Note - Only BOB  and kotak credit card bills (BBPS) are supported through payzapp wallet payment.

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Trick 3 -

Another trick is Mobikwik wallet RuPay card. Load money to your mobikwik wallet using Credit card or Amex card and use Mobikwik wallet RuPay card to paytm wallet via Uber app. already explain here - https://www.desidime.com/deals/mobikwik-free-cr...

Just Remember - always use your full mobikwik balance for your mobikwik wallet RuPay card transaction to load money in paytm wallet via Uber app.

Note - when you use Mobikwik wallet RuPay card on Paytm wallet load via Uber app, use this payment gateway only, dnt use another one, otherwise 2.5% charges applied. Also use full mobikwik wallet balance. see here gateway page screenshot -

mksuccess

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Trick 4 -

Maya money wallet RuPay card - mini kyc 10k free credit card loading limit per month (i think full kyc option also available, you need to contact mayamoney support team. Full kyc limit 2 lakhs per month).

Full details about mayamoney wallet app and signup process here - https://www.desidime.com/discussions/another-tr...

Note - after load money, you need to wait minimum 16 mins to 20 mins before transaction otherwise you transaction will get declined.

First time try Rs1 or Rs100 and load to paytm wallet via Uber app.

One important thing, 2 different payment gateway page open and both gateways, i successfully loaded but you need to wait  minimum 16 mins to 20 mins before transaction otherwise you transaction will get declined.

success

My Mayamoney Wallet transaction history, see here after load money dnt do any transaction within 16 to 20 mins, otherwise transaction getting dislined. after 16mins transaction success -

Screenshot20230305-032218

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Trick 5 -

Aeronpay wallet RuPay card. Well, if you already have Aeronpay wallet full kyc then use Aeronpay wallet RuPay card to  paytm wallet via Uber app.

I m not recommended any new users to do full kyc on Aeronpay wallet. Only old users try because your money will get stuck for few days/weeks.

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Trick 6 -

Paulpay wallet - I m not verified yet with Paulpay wallet RuPay card because i think mayamoney and paulpay wallet limit is shared and Paulpay wallet also charge 1% for credit card loading.

Paulpay wallet - mini kyc limit 10k and full kyc limit 2 lakhs per month

If you want to try then i recommended try first time with Rs1 and also wait 16 to 20 mins before transaction to paytm wallet via Uber.

Full details about paulpay wallet app and signup process here - https://www.desidime.com/discussions/new-trick-...

Expired
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Top Comments
Helpful Helpful
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2 lakhs per month, do it 5 times in 5 months = 10 lakh = IT notice

Enjoy

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Digitalguy wrote:
2 lac includes Wallet load and spend by payzapp card.
I have loaded 1.1 Lac and spent 1 lac

So transaction limit breached
No.

Read payzapp all limits here -

Screenshot20230316145648PayZapp

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rohithkumarsp543 wrote:

This 10L is from jan to Dec or April to March? 

You're saying it's best to keep the total spends of CC to 10L cumulative? 

1st of April to 31st of March Next year
This is how we calculate one financial year right ?

And yeh if you have 1 card from 1 bank then its 10L
If its 2Cards from 1 bank then also total of 10L combined

Now if you have 3 cards from 3 different banks then 10L for each
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Deal Cadet Deal Cadet
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Is Hdfc diners card considers wallet spend for milestone voucher?

Deal Subedar Deal Subedar
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Digitalguy wrote:

Is Hdfc diners card considers wallet spend for milestone voucher?

Transaction got settled today but the amount is not counted towards the milestone yet. Usually it reflects same time

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TEMPER wrote:

I added 20k with hdfc millennia card. I see wallet loads give 1% rp. Will this 20k counts milestone too?

Single Transaction 20K ? 

Cool Cool
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PowerStar wrote:

Single Transaction 20K ? 

yes
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Digitalguy wrote:

Anyone tried more than 20k in paytm wallet thru Uber app

I am getting following error (Even After delinking paytm wallet in uber app)-

You are lost in Space.


After 20k load from same card, you need to wait 24hrs-48hrs.
Deal Cadet Deal Cadet
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Payzapp wallet load using Amazon icici gives 1% ?  Any idea?

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swordfish wrote:

Payzapp wallet load using Amazon icici gives 1% ?  Any idea?

I did 10 k wallet load yesterday, those txn

Not yet showing in my amazon application credit card section , so cant say im going to get any cb for them or not

Deal Cadet Deal Cadet
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@abhishek012 Hi, which among all Apps who provide Rupay card (which is supported on Uber to load Paytm) allow loading via Amex Card.

Generous Generous
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swordfish wrote:

Payzapp wallet load using Amazon icici gives 1% ?  Any idea?

Yes

Amazon apay gives cb everywhere
Do tag me if u find a site where it doesnt

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HereForDeals wrote:

@abhishek012 Hi, which among all Apps who provide Rupay card (which is supported on Uber to load Paytm) allow loading via Amex Card.

Mobikwik support Amex card loading.

@Knight11 told me, Do mobikwik wallet to bank transaction of minimum 3000 once and then it will not charge you for loading via credit card/Amex card.

For loading 3000 to wallet, u can keep it in 2 different months within 2500 limit for free load. Otherwise pay 2.95% charges once.

Read his comment here - https://www.desidime.com/deals/mobikwik-free-cr...

Note - personally im not verified yet this trick.
Deal Subedar Deal Subedar
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abhishek012 wrote:
Mobikwik support Amex card loading.

@Knight11 told me, Do mobikwik wallet to bank transaction of minimum 3000 once and then it will not charge you for loading via credit card/Amex card.

For loading 3000 to wallet, u can keep it in 2 different months within 2500 limit for free load. Otherwise pay 2.95% charges once.

Read his comment here - https://www.desidime.com/deals/mobikwik-free-cr...

Note - personally im not verified yet this trick.

Seems they fixed it😅. Now I see 2.5% charges🤦‍♂️. At least I looted it a bit before it's gone. Much more than what it charged me once for partial usage for mobikwik balance🤣.

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@abhishek012 Does yes pay wallet card work on Paytm load via uber?

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Knight11 wrote:

@abhishek012 Does yes pay wallet card work on Paytm load via uber?

Dnt know.
Deal Subedar Deal Subedar
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What credit cards are charging for wallet load ? 🥴

Deal Subedar Deal Subedar
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HereForDeals wrote:

I tried, it doesn't work. 

Thanks. So basically this is same as what used to happen with Amazon pay. There also most prepaid cards used to work, but yes pay didn't.

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Knight11 wrote:

Thanks. So basically this is same as what used to happen with Amazon pay. There also most prepaid cards used to work, but yes pay didn't.

Yespay card actually disabled for wallet spend, same fortum card now also disabled for wallet spend.

Note - Bajaj wallet load is not count under wallet spend, you can use there.
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abhishek012 wrote:
Yespay card actually disabled for wallet spend, same fortum card now also disabled for wallet spend.

Note - Bajaj wallet load is not count under wallet spend, you can use there.

Somehow i am not getting option to complete kyc in bajaj.

Deal Newbie Deal Newbie
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How to pay bob credit card bill with payzapp wallet?
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mailsandeepkris485 wrote:
How to pay bob credit card bill with payzapp wallet?

New payzapp app have credit card bill payment option.

choose BOB and pay through payzapp wallet.

Deal Cadet Deal Cadet
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abhishek012 wrote:

New payzapp app have credit card bill payment option.

choose BOB and pay through payzapp wallet.

not working now

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drjohn wrote:
not working now

what's the error ?
Deal Cadet Deal Cadet
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I am full kyc user on payzapp but still not able to load at Paytm via payzapp after 10k transction tried with 100 rs amount transction not successful. Any other option to get 5k from payzapp wallet to bank. @abhishek012  I have old payzapp wallet

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nishantddimer wrote:

I am full kyc user on payzapp but still not able to load at Paytm via payzapp after 10k transction tried with 100 rs amount transction not successful. Any other option to get 5k from payzapp wallet to bank. @abhishek012  I have old payzapp wallet

Your paytm wallet is full kyc na ?

Also try after 24-48hrs. Last time paytm allowed max 20k within 24-48hrs from same payzapp card through Uber app.
Deal Cadet Deal Cadet
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abhishek012 wrote:
Your paytm wallet is full kyc na ?

Also try after 24-48hrs. Last time paytm allowed max 20k within 24-48hrs from same payzapp card through Uber app.
Paytm wallet is full kyc abel to load via mobikwik but not able to load with payzapp. Till now I have used only 10k with my payzapp card to load but not able to load any more it's more than 36 hours ago from my last load
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nishantddimer wrote:
Paytm wallet is full kyc abel to load via mobikwik but not able to load with payzapp. Till now I have used only 10k with my payzapp card to load but not able to load any more it's more than 36 hours ago from my last load
ohh, are you using new payzapp app card na ?

delink your paytm wallet from uber app and link again and try.

Also try with small amount like Rs100 or Rs500.
Deal Cadet Deal Cadet
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abhishek012 wrote:
ohh, are you using new payzapp app card na ?

delink your paytm wallet from uber app and link again and try.

Also try with small amount like Rs100 or Rs500.
Yes my payzapp card is not working for load in Paytm. Everytime after putting pin transction not successful.
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nishantddimer wrote:
Yes my payzapp card is not working for load in Paytm. Everytime after putting pin transction not successful.

Old payzapp has 10k limit for wallet to wallet transfer.

New payzapp has 1L limit.

Deal Cadet Deal Cadet
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Knight11 wrote:

Old payzapp has 10k limit for wallet to wallet transfer.

New payzapp has 1L limit.

If I convert my old payzapp to new payzapp then my 5k money in old wallet is safe.. will it get transferred to new wallet or not ???
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