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Brand New Free Credit Card to Bank trick upto 2 lakhs per month + BOB Eterna give 3.75% Cashback

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abhishek012

Brand New Free Credit Card to Bank trick upto 2 lakhs per month + BOB Eterna give 3.75% Cashback:

Trick 1 - 

Note - Payzapp mini kyc user limit is Rs10,000 per month and payzapp full kyc user limit is 2 lakhs per month.

Step 1 - first download new payzapp app (If you already use new payzapp app then go to step 2)- https://www.desidime.com/deals/new-payzapp-app-...

Payzapp's new app waitlist bypass steps -

Download and Open the new app from the play store
1. Enter the number
2. Tap on Proceed Securely button and immediately turn off the internet.
3. Once you see a select sim card pop up, turn the network back on and wait till you see the network icon and press send SMS.
Done - Welcome to the new payzapp app.

You may need to try this a few times to make it work.
Two sims in the device may help this process work easier.

Step 2 - now load money through any Credit cards (BOB Eterna give 3.75% Cashback for wallet loading))

1st time load Rs100.

Now go to your payzapp >> profile >> payzapp wallet and copy your payzapp Virtual card details.

Step 3 - Open Uber app and go to paytm payment option

add Rs100 and pay through your payzapp Virtual card details.

Tada! your money successfully loaded to your paytm wallet.

Step 4 - Note - 2nd time load Rs9900 and transaction again to paytm wallet load via Uber app.

3rd time, many users get "lost in space error" on paytm wallet load via Uber.

so, i recommended try Rs100 3rd time and check transaction working or not.

If working then 4th time try Rs9900 and transaction again to paytm wallet load via Uber app.

5th time again try Rs100, if everything working perfectly then go ahead otherwise wait 24 to 48hrs and then transaction again.

Every 10k spend, next time use Rs100 transaction. Dnt load higher amount of money in your Payzapp wallet.

You can also delink your paytm wallet and link again to uber app, if you get "lost in space error".

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Trick 2 -

If you have BOB or Kotak Credit card then you can also pay these banks credit card bill through your Payzapp wallet balance.

If full due amount showing to pay then after paid, remove the biller and add again to pay again through Payzapp wallet balance.

Note - Only BOB  and kotak credit card bills (BBPS) are supported through payzapp wallet payment.

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Trick 3 -

Another trick is Mobikwik wallet RuPay card. Load money to your mobikwik wallet using Credit card or Amex card and use Mobikwik wallet RuPay card to paytm wallet via Uber app. already explain here - https://www.desidime.com/deals/mobikwik-free-cr...

Just Remember - always use your full mobikwik balance for your mobikwik wallet RuPay card transaction to load money in paytm wallet via Uber app.

Note - when you use Mobikwik wallet RuPay card on Paytm wallet load via Uber app, use this payment gateway only, dnt use another one, otherwise 2.5% charges applied. Also use full mobikwik wallet balance. see here gateway page screenshot -

mksuccess

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Trick 4 -

Maya money wallet RuPay card - mini kyc 10k free credit card loading limit per month (i think full kyc option also available, you need to contact mayamoney support team. Full kyc limit 2 lakhs per month).

Full details about mayamoney wallet app and signup process here - https://www.desidime.com/discussions/another-tr...

Note - after load money, you need to wait minimum 16 mins to 20 mins before transaction otherwise you transaction will get declined.

First time try Rs1 or Rs100 and load to paytm wallet via Uber app.

One important thing, 2 different payment gateway page open and both gateways, i successfully loaded but you need to wait  minimum 16 mins to 20 mins before transaction otherwise you transaction will get declined.

success

My Mayamoney Wallet transaction history, see here after load money dnt do any transaction within 16 to 20 mins, otherwise transaction getting dislined. after 16mins transaction success -

Screenshot20230305-032218

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Trick 5 -

Aeronpay wallet RuPay card. Well, if you already have Aeronpay wallet full kyc then use Aeronpay wallet RuPay card to  paytm wallet via Uber app.

I m not recommended any new users to do full kyc on Aeronpay wallet. Only old users try because your money will get stuck for few days/weeks.

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Trick 6 -

Paulpay wallet - I m not verified yet with Paulpay wallet RuPay card because i think mayamoney and paulpay wallet limit is shared and Paulpay wallet also charge 1% for credit card loading.

Paulpay wallet - mini kyc limit 10k and full kyc limit 2 lakhs per month

If you want to try then i recommended try first time with Rs1 and also wait 16 to 20 mins before transaction to paytm wallet via Uber.

Full details about paulpay wallet app and signup process here - https://www.desidime.com/discussions/new-trick-...

Expired
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Top Comments
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2 lakhs per month, do it 5 times in 5 months = 10 lakh = IT notice

Enjoy

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Digitalguy wrote:
2 lac includes Wallet load and spend by payzapp card.
I have loaded 1.1 Lac and spent 1 lac

So transaction limit breached
No.

Read payzapp all limits here -

Screenshot20230316145648PayZapp

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rohithkumarsp543 wrote:

This 10L is from jan to Dec or April to March? 

You're saying it's best to keep the total spends of CC to 10L cumulative? 

1st of April to 31st of March Next year
This is how we calculate one financial year right ?

And yeh if you have 1 card from 1 bank then its 10L
If its 2Cards from 1 bank then also total of 10L combined

Now if you have 3 cards from 3 different banks then 10L for each
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DealSeeker1 wrote:

Card activate krne k liye voter id k next step par Address dalne pe "State not found" error aa rha, how to resolve this?

I dnt know, mai toh 2 years pahele shayad register kiya tha.

kal ek youtube video upload hua hai mayamoney register ka, woha dekhlo.
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sushil.paradise196 wrote:

@abhishek012 : after loading money few times via payzapp Uber Paytm way got lost in space error. After removing paytm payment method it's not allowing Paytm to add with error 'card details you have entered is incorrect '


How much you loaded through payzapp card to paytm wallet via Uber app ?

i heard after 20k spend you will get lots in space error. wait 24-48hrs and then try again.
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abhishek012 wrote:
How much you loaded through payzapp card to paytm wallet via Uber app ?

i heard after 20k spend you will get lots in space error. wait 24-48hrs and then try again.

I saw this issue only when transaction amount was more than 10k. With 9k, i never faced issue.

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Having SBI Pulse Credit card

Im wondering this trick will charge me 1% extra for payzap wallet load ?

As i hardly use this card ( just waiting for my EMI to be settled fully )

I need to complete 2L usage limit to overcome that annual fees

Kindly help

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rusty.james wrote:

Having SBI Pulse Credit card

Im wondering this trick will charge me 1% extra for payzap wallet load ?

As i hardly use this card ( just waiting for my EMI to be settled fully )

I need to complete 2L usage limit to overcome that annual fees

Kindly help

SBI Cards dnt charge anything for wallet loading.
Deal Subedar Deal Subedar
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anyone tested sbi cashback card giving 1% or 5% on mayamoney load?

Deal Lieutenant Deal Lieutenant
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@abhishek012 seems mobikwik fixed it.. payment always getting declined

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nomag wrote:

@abhishek012 seems mobikwik fixed it.. payment always getting declined

Which payment gateway you used ?

Use this payment gateway and use full mobikwik balance - 

mksuccess

Deal Subedar Deal Subedar
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nomag wrote:

@abhishek012 seems mobikwik fixed it.. payment always getting declined

Just transacted 30 mins back🤣.

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Knight11 wrote:

Just transacted 30 mins back🤣.

ohh...dont know whats the issue, it shows declined by bank in paytm app..
How much u added?
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abhishek012 wrote:

Which payment gateway you used ?

Use this payment gateway and use full mobikwik balance - 

mksuccess

getting 1st only and showing declined by bank in paytm app
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nomag wrote:
ohh...dont know whats the issue, it shows declined by bank in paytm app..
How much u added?

Plenty😂. I think i got addicted now. Crossed 1L with Mobikwik this month.

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nomag wrote:
getting 1st only and showing declined by bank in paytm app
Your transaction amount ?
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abhishek012 wrote:
Your transaction amount ?
2500
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nomag wrote:
2500
Ok, try after sometime.
Deal Cadet Deal Cadet
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ImRebel wrote:

will sbi cashback card give 5% on payzapp load?

Are we getting 1% or 5%, can anyone confirm?

Deal Subedar Deal Subedar
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swordfish wrote:

Are we getting 1% or 5%, can anyone confirm?

Wallet load is 0 for sbi card.

Deal Subedar Deal Subedar
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i want to pay 13k insurance, doesnt have the option of paying from amazon. anyway to get 5% cashback using SBI. 

Deal Lieutenant Deal Lieutenant
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mgr wrote:

i want to pay 13k insurance, doesnt have the option of paying from amazon. anyway to get 5% cashback using SBI. 

Check if the insurance site itself has amazon pay listed while paying. Like paisabazaar has.
Deal Subedar Deal Subedar
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Seinfeld wrote:
Check if the insurance site itself has amazon pay listed while paying. Like paisabazaar has.
yes already checked, not ther 😞
Deal Newbie Deal Newbie
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abhishek012 wrote:
Ohk @sushil.paradise196

@abhishek012 @Knight11 : actually max I can add via uber  per transaction is 1k ..it's not allowing me to enter any transaction amount ..predefined values with max 1k is possible in single transaction..So I never reached 10k per transaction however I tried multiple times 1k may be 15-20 times..it started giving this issue .. yesterday it got resolved automatically..it seems need to wait for sometime after facing this issue

Deal Cadet Deal Cadet
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Unable to load into payzapp wallet. Loaded Rs 100 before 10 min. But now it says - payment failed

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Digitalguy wrote:

Unable to load into payzapp wallet. Loaded Rs 100 before 10 min. But now it says - payment failed

payzapp wallet load problem or payzapp card to paytm wallet via Uber load problem ?
Deal Cadet Deal Cadet
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abhishek012 wrote:
payzapp wallet load problem or payzapp card to paytm wallet via Uber load problem ?

In payzapp app, while adding money into payzapp card thru already added hdfc credit card.

Here without otp Rs.100 added earlier

Wallet loading using new credit card is working (Not working for already added)

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Digitalguy wrote:

In payzapp app, while adding money into payzapp card thru already added hdfc credit card.

Here without otp Rs.100 added earlier

Wallet loading using new credit card is working (Not working for already added)

I think you have activated swipe to pay, upto 2000 u can load without otp if its on.

Deal Cadet Deal Cadet
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Hdfc reversed points for adding money in payzapp using diners black

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constantine wrote:

Hdfc reversed points for adding money in payzapp using diners black

What's new ? HDFC bank always reversed wallet spend reward points.
Cool Cool
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abhishek012 wrote:
What's new ? HDFC bank always reversed wallet spend reward points.

I added 20k with hdfc millennia card. I see wallet loads give 1% rp. Will this 20k counts milestone too?

Deal Cadet Deal Cadet
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Anyone tried more than 20k in paytm wallet thru Uber app

I am getting following error (Even After delinking paytm wallet in uber app)-

You are lost in Space.


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