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Get Lifetime Free Axis Neo RuPay Credit Card [Read Inside]

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Finance Ninja
abhishek012

Trick to get Axis

Lifetime Free Neo RuPay Credit Card:

This info is shared by one netizen on another forum -

Edit - I asked the person who shared this info to create a Desidime account. He told me to mention him as S S V

ssss

Call CC and ask them to send NEO Rupay card offer SMS to your mobile..
In this SMS you will find whether you have LTF offer or it is a chargeable offer…

When I called them they could not see any LTF offer for me in their system, but when he sent the SMS I could see that it’s in fact LTF and I gave the consent by giving the OTP on that offer link…

This could be useful for someone to have an axis LTF cc without applying for it

SMS will look like below:

1711632210936

Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Top Comments
Pro Entertainer Pro Entertainer
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@quantum Yes, credits to SSV (Panda) From Technofino. My buddy.
Deal Cadet Deal Cadet
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@tappukepapa Yes .. Its me.. I am here now..
Flame Flame
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Thank you @abhishek012 and SSV

got the card

Deal Cadet Deal Cadet
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Excellent .. Enjoy the card ..
Deal Cadet Deal Cadet
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The offer is also visible in Axis Mobile app. Just go to credit card section. If not visible, go back and again revisit CC page. You might get other cards too along with this Neo Rupay there. I had Axis Privilege CC listed there as well.

IMG-20240329-WA0005

For Privilege old card was to be closed after 45 days.

IMG-20240329-WA0003

IMG-20240329-WA0006

For Neo Rupay, existing card (Myzone in my case) would work post upgrade to Neo Rupay. Check for that message.

IMG-20240329-WA0007

IMG-20240329-WA0004

No call, No OTP. Just took the app login pin, and card was generated instantly. 

427 Comments  |  
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Crusader Crusader
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Paid electricity bill payment using Neo rupay card 2 days ago..

Merchant name showed as AMAZON UTILITIES  in OTP message, debit message and in axis app also..

But today after the transaction is settled.. merchant name is showing as OTHER DEBITS..

So will i get the activation cashback? @abhishek012

Deal Cadet Deal Cadet
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Don't worry, you'll get it.

View 1 more reply
Benevolent Benevolent
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Neo Rupay and MZ Rupay are now being shown as upgrades available for FK Axis Visa CC in the app. I don't want to let go of FK. It would have been better if the upgrades were shown in case of the other CC, MZ Visa which is now quite useless. 

Deal Subedar Deal Subedar
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@abhishek012  @kartikxxx 

going to apply for sbi simplysave rupay credit card via branch C2C basis card is 2yr old and limit 124K cibil is 785 

Will sbi approve my application? And on the basis of this simplysave can I get cashback after how many days??? 

Because online not able to apply

Finance Ninja Finance Ninja
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First apply SBI Cashback credit card through online.

View 5 more replies
Deal Newbie Deal Newbie
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Best is hdfc money-back

Crowdpuller Crowdpuller
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This neo rupay is not supported for emi on flipkart yet

Analyst Analyst
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Card saved/tokenised?
Deal Subedar Deal Subedar
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Finnally my Neo rupay credit card issued on the basis of my ace card 🤩

Deal Newbie Deal Newbie
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Bro can you explain your process?

Is this your 3rd card or 4th?

ACE will remain active or closed?

View 1 more reply
Deal Cadet Deal Cadet
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So, I actually had the 3 axis card and due to which i was getting the error while applying for 4th one through this method. I raised the request for closing my Indian oil rupay card in order to get this neo rupay card but they first gave me the retention offer so i took the 2500 edge reward points. Next day, points got credited and I redeemed it instantly by purchasing domino's ₹500 voucher. After 2 days , I called them again and asked them to close my Indian rupay oil card but as usual again negotiation like bonus points but i declined it straightforwardly. 

I came to the conclusion that if anyone try to apply for 4th axis rupay neo card through this method, he/she will get the sms link and the otp will be successfully validated too but customer care would say " I'm getting error on my system, please try after sometime " . So close any of the 3rd card ( retention team will try to convince you by any means to hold it but you'll have to give them logical reply then after the confirmation " your card has been closed and this process will take up to 15 days " just open your axis app. There, you'll see, the card which you wanted to get closed has been vanished from the credit card section.   Now, call the customer care again and tell them clearly " i want a neo rupay card on behalf of my other card without closing it " and voila! Congratulations 🎊 your card will be generated instantly just after submitting the otp. Before hanging up the call, ask them again if my all cards will be continue or previous card will get closed, just in case for your own satisfaction.

Crowdpuller Crowdpuller
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Why u did nt took 2500 points again? 😂

View 1 more reply
Deal Cadet Deal Cadet
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Please confirm the utility bill payment of ₹300 will get ₹300 cashback. But the customer care official told me that no welcome cashback is given as it is Life time free. @abhishek012

Deal Cadet Deal Cadet
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You will get, rest assured bro. Customer care would have told you this is chargeable card i.e.₹250 plus gst but it is ltf when you get the link through sms. 

View 6 more replies
Deal Newbie Deal Newbie
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Can anyone tell what we have to ask, is it to upgrade existing card or apply for new card?

Finance Ninja Finance Ninja
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Apply for new card, ask them to send NEO Rupay card offer SMS to your mobile.

Generous Generous
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i already have 3 card from axis including axis neo rupay , can i apply for 4th car as axis neo master?

Crusader Crusader
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Did you get any update bro?

Actually I have myzone, Neo MasterCard ltf.. looking to apply Neo rupay..but wanted to know whether existing myzone/Neo MC will close automatically or all 3 cards will be active..

View 8 more replies
Hunk Hunk
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Finally, called today, got my neo rupay card in under 5mins, my first rupay cc, thanks you so much for this man ❤️

Deal Cadet Deal Cadet
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@abhishek012  or Can someone tell if any cooldown period is required for applying 2 axis cards. Like if i get this Neo Rupay card now, can i apply for airtel axis card immediately? 

Finance Ninja Finance Ninja
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I think this is pre-approved offer. No cooldown period is required.
Deal Newbie Deal Newbie
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Is Reacharge on Myjio applicable for 300 cashback offer?

Deal Cadet Deal Cadet
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Can't say but be on safer side by doing transaction on Amazon. 

Deal Cadet Deal Cadet
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Prepaid recharge or electricity bill eligible for activation benefit....?

Deal Cadet Deal Cadet
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For some reason, I am unable to "Unbox" aka activate the card through mobile app/net banking. The "Primary Card Activation Code" printed on the kit is not working and customer support isn't very supportive. Is there any alternative to get it done? I could set the PIN but cannot manage transaction limits due to this.

Finance Ninja Finance Ninja
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The same issue is happening with me Today I contacted customer care and they told me there is some technical issue at their end.I found out that we can use that card without an Activation code and just go to UPI Apps and link it ,it only asks CARD EXPIRY and Last 4 digits. Also,Check your email where it says tracking details from the axis if it is showing delivered over there then your card will automatically unboxed.

If you click there in unboxing it will show you tracking status Dispatched or something like that ,that's why it's asking for Activation Code. Because it's updated in their system as the card hasn't been delivered then how come the customer is activating it.

View 9 more replies
Deal Cadet Deal Cadet
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I am already a user of Neo since Nov 2023

Just applied Rupay variant and got it delivered, activated it

Que is, will i get 300 rs activation bonus cashback for ₹666 jio Recharge on Amazon on this NEO card?

Alredy got for NEO VISA some months ago

And yes I am able to use both the variant, no need to deactivE NEO VISA

@kyjbond

@abhishek012 @yourshahabaz @ansh7 @demerius2020 @kartikxxx @crazyphoton

Pro DealBaba Pro DealBaba
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M also waiting for my cashback, seems some issue with rupay varient or the bin number
View 7 more replies
Deal Cadet Deal Cadet
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I got master card... Can I convert to rupay varient card ..?

Finance Ninja Finance Ninja
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Apply 2nd card, Neo RuPay CC.
Deal Newbie Deal Newbie
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How Much old the existing Axis card should be in order to apply for this card??

Crowdpuller Crowdpuller
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5 days

View 1 more reply
Deal Cadet Deal Cadet
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Can anyone tell currently which card variant are they giving for myzone card?

Generous Generous
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does it now work for ZOMATO?

Finance Ninja Finance Ninja
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Yes, Apply "AXISNEO" in coupon code for payment and enter your RuPay Neo Credit Card details.
Deal Newbie Deal Newbie
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Is the welcome benefit of 100% cashback on first utility bill payment working on prepaid recharges through Amazon??

Crowdpuller Crowdpuller
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Yes, i booked cylinder and got 300 rs cb.

Finance Ninja Finance Ninja
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Ok, This is forward msg, those who complaint 5% discount recharge, DTH, Broadband offer is not applied on Amazon. Personally im not verified.

Someone (from one fb community grp) said getting cashback as amazon pay balance after transaction (from this month). I personally didn't verified.
If anyone try (minimum transaction amount is INR 299), let me know too...

4356065937293762160660149047008119878652912n


I saw t&C for this in another amazon account where NEO card is not saved:
https://www.amazon.in/h/rewards/dp/amzn1.rewards.rewardAd.Z32JCGTMH5RQK

The offer takes to this t&c and this T&C faq clearly says NEO card. 

So its amazon gv cashback now rather than instant discount

1712382739969

One person from another forum told, Fully utilising the Neo Card .. Got 300 as Utility Payment Cashback... Used once in Zomato till now with discount of 120... I think once more in this month I can use for Zomato. Apply Coupon code: "AXISNEO" and enter your RuPay Neo Credit Card details.

@kartikxxx

@Demon_slayer

@ansh7

@demerius2020

@MohitSinghRajput

Pro DealBaba Pro DealBaba
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Didn't get cashback and it's been 2 days.
View 4 more replies
Deal Cadet Deal Cadet
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Funny thing is I had applied normally and application got rejected.

But tried this method and Approved!!

Amazing!!

Generous Generous
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Axis is Mad bank reme,mber
Deal Cadet Deal Cadet
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They have removed the offer in my app. , not showing it to me.

Generous Generous
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CAll CC
Deal Cadet Deal Cadet
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Axis neo free delivery and  40 percent on zomato is it working what are the codes . Also tata neu offer on zomato is it working

Generous Generous
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call customer care and complain on phone/email [email protected], also mention on twitter and even go for RBI ombudsmen for violating T&C of offer

View 2 more replies
Generous Generous
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Ok the rules after dicusing with customer care and with my friend exp.

- u can hold 3 axis card , (max 2 reward card and one cashback card)

-if u got 3 card  ask for one cancellation -> they will give u 2500 point  retention offer->best redeem for 500 uber GV

-next day(waiting for voucher ) apply again thru customer care ,ask for rupay neo , it will be issued instatnly in mobile app no paperwork 

-add in upi rupay and have fun

PS- as per rule if u have diff varient (master/visa) of axis card already holding then ask for upgrade to axis neo , u will get to keep both card

=i think good axis card are over after devaluation , some one higher up in axis mgmt is CHU* as even te customer care were helpfull

Deal Subedar Deal Subedar
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Check DM brother 

View 7 more replies
Pro DealBaba Pro DealBaba
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No offer is working with neo rupay.

Zomato 40% not working

Amazon utility 5% not working.

While working with neo visa card.

- @abhishek012 what's the issue with rupay?

Deal Subedar Deal Subedar
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Do you need to have gold membership in zomato for getting the axis neo offer?

View 16 more replies
Generous Generous
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Flipkart ka refund mangne gaye the.. jise maine close kara diya tha.. but cb was credited later.. unhone new rupay chipka diya.. ltf tha to le liye.. pata nahi kya use hai

Comrade Comrade
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  • What is rewards structure on upi spend?

  • Is there any rewards redumption charges ?

Comrade Comrade
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मेरे सवालों का जवाब दो, दो ना Screenshot20240404-191806Chrome

View 4 more replies
Generous Generous
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took the card today as 3rd CC from Axis Bank ... holding Flipkart LTF and Ace (which I'll close before first year ends)

so, Neo RuPay will serve as LTF core CC from Axis Bank helping with bank instant discounts where Flipkart CC is excluded 

Deal Cadet Deal Cadet
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Is there a better alternative to Ace? Why do you want to close Ace?
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