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Urgent Advice -HDFC Millenia- C4C basis (Card to Card)- Worthy of Applying?

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Deal Cadet
itsmehd5

Hey Dimers,

I got whatsapp message from HDFC Sales Rep (Tie up with HDFC), saying that I can apply for HDFC Millenia which would be on Card for Card Basis & will be unconditional LTF.

Also she got the link generated & sent on mobile for applying CC HDFC.

Can anyone tell that the Credit card would be unconditional LTF  by this way? (i.e. No joining, LTF & no min conditional spends)?


@guest_999 @bohemian @MrKool_JJ @avgn @stella.dmonte654 @Sins1995  

@Lobogris @sujith8786 @PowerStar @Scorpion @xxxyyyzzz @Tanmayyy @RowdyAK47 @avijeet

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Deal Subedar Deal Subedar
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Yes but you need to active smartbuy for 3 months. Ask rep for tnc

Deal Cadet Deal Cadet
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Has anyone got unconditional LTF by C4C basis?

She says offer is valid from 1st till 31st May 2022 & sent me this as Proof that its LTF unconditionally. @stella.dmonte654 See this

https://cdn0.desidime.com/attachments/photos/767989/medium/HDFC_Unconditional_LTF1.jpeg?1652781611

Deal Cadet Deal Cadet
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stella.dmonte654 wrote:

Yes but you need to active smartbuy for 3 months. Ask rep for tnc

She did not tell me that I need to activate smartbuy @stella.dmonte654

Update: She informed me on call that smartbuy need not be activated

Generous Generous
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itsmehd5 wrote:

She did not tell me that I need to activate smartbuy @stella.dmonte654

Update: She informed me on call that smartbuy need not be activated

from third party agents, it never sure if it will be LTF. But if you want to apply tell her to send email from her official email id. it will be helpful for later disputes. but no surety of LTF unless it directly from bank

Deal Cadet Deal Cadet
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bohemian wrote:

from third party agents, it never sure if it will be LTF. But if you want to apply tell her to send email from her official email id. it will be helpful for later disputes. but no surety of LTF unless it directly from bank

Hey @bohemian

I called her back & she told since she is from third party rep, she forwarded me the form above that I attached & asked that I can go to bank & get this confirmed.

But said it will not be possible from her to get that on mail…Will the conversation & whatsapp proof attached work?

Generous Generous
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itsmehd5 wrote:

Hey @bohemian

I called her back & she told since she is from third party rep, she forwarded me the form above that I attached & asked that I can go to bank & get this confirmed.

But said it will not be possible from her to get that on mail…Will the conversation & whatsapp proof attached work?

Banks usually don’t entertain casual chat as proof.

Deal Cadet Deal Cadet
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bohemian wrote:

Banks usually don’t entertain casual chat as proof.

Will the form she attached work @bohemian

https://cdn0.desidime.com/attachments/photos/767997/medium/HDFC_Unconditional_LTF1.jpeg?1652783137

Generous Generous
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itsmehd5 wrote:

@bohemian;


Here it mentions that LTF is ticked & C4C basis is applicable in that column

Yes but no proof if its genuine.

Let others share their experiences..

Benevolent Benevolent
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Whatever it is get it in writing….

Deal Lieutenant Deal Lieutenant
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Apply Directly From Website Itself 

Deal Lieutenant Deal Lieutenant
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One More Thing If U Applied Thru Agent 

U Wont Get 1500 Or 1000 GV 

So Apply Directly In HDFC Site

Helpful Helpful
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PowerStar wrote:

One More Thing If U Applied From Agent 

U Wont 1500 Or 1000 GV 

So Apply Directly In HDFC Site

c2c works?

Star Star
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PowerStar wrote:

One More Thing If U Applied From Agent 

U Wont 1500 Or 1000 GV 

So Apply Directly In HDFC Site

If applying from website, make sure u already hold HDFC savings account. @itsmehd5
Or most likely very less chance of approval.

Deal Cadet Deal Cadet
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Scorpion wrote:

If applying from website, make sure u already hold HDFC savings account. @itsmehd5
Or most likely very less chance of approval.

But C2C I guess is not applicable if we directly apply from website @Scorpion

Also I hold Salary Account in HDFC starting April

Deal Cadet Deal Cadet
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PowerStar wrote:

One More Thing If U Applied From Agent 

U Wont 1500 Or 1000 GV 

So Apply Directly In HDFC Site

@PowerStar; C2C is an option if we apply from HDFC website?

Deal Cadet Deal Cadet
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Go ahead and do it and let us know you got it LTF or not sweat_smile. By the way, what’s the minimum limit they asked for the existing CC?

Finance Ninja Finance Ninja
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Don’t trust it unless she mails you from her official email id.if she doesn’t and If you still want an hdfc card , apply through their website.

Finance Ninja Finance Ninja
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10ven wrote:

Go ahead and do it and let us know you got it LTF or not sweat_smile. By the way, what’s the minimum limit they asked for the existing CC?

1 lakh minimum for c2c for millenia

Deal Cadet Deal Cadet
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Tanmayyy wrote:

1 lakh minimum for c2c for millenia

Thanks. One more query, what is minimum limit expected to get on Millenia CC?

Finance Ninja Finance Ninja
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10ven wrote:

Thanks. One more query, what is minimum limit expected to get on Millenia CC?

No fixed limit bhai , though it’s usually 60-70% of the limit of the cc you give the statement of

Deal Cadet Deal Cadet
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Tanmayyy wrote:

No fixed limit bhai , though it’s usually 60-70% of the limit of the cc you give the statement of

Thanks a lot brother innocent

Deal Lieutenant Deal Lieutenant
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10ven wrote:

Thanks. One more query, what is minimum limit expected to get on Millenia CC?

1Lakh 

Deal Cadet Deal Cadet
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Isn’t it better to go for C2C via RM rather than 3rd party if have account with HDFC? Of course will be losing out on vouchers.

Pro Community Angel Pro Community Angel
Moderator
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Looks like it will not be able to keep it’s shine, to the speed they are pushing for this card everywhere. triumph Another one will bite dust soon!!

Critic Critic
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Tanmayyy wrote:

Don’t trust it unless she mails you from her official email id.if she doesn’t and If you still want an hdfc card , apply through their website.

Only indusind card agent will ever reply from an official email id(of bank), none other will even if they are genuine 3rd party card agent.

Deal Cadet Deal Cadet
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10ven wrote:

Isn’t it better to go for C2C via RM rather than 3rd party if have account with HDFC? Of course will be losing out on vouchers.

Yeah same query I had on my mind  @bohemian @guest_999 @yolodime @Scorpion

Finance Ninja Finance Ninja
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guest_999 wrote:

Only indusind card agent will ever reply from an official email id(of bank), none other will even if they are genuine 3rd party card agent.

No harm in trying , if he’s gonna take a risk by applying through agent , he might as well do it through hdfc’s official website and get 1500 gv

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