What do you guys think of S20+ at 49,999 ?
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S20+ is being offered by Flipkart at 49,999 with a smart upgrade program, bringing the effective price to 35,198 for the first year. 15K would have to be paid if not upgrading in the next year. Combined with the SBI card discount of 1750, the amount to be paid the next year would be 13,052. Bringing the effective price to 48,250.
If it has a decent exchange value next year, could pay the difference 13,052 and exchange it for a good phone then. Galaxy S series usually has good exchange value. Samsung has also promised 3 years of updates for S20 series.
If buying at full price ROG Phone 3 is better value.
Thoughts ?
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Cant comment on smart upgrade. I wud say stay away from it. At 50k, s20+ is good deal. You can also look for iphone 11 in similar price.
Thoughts on Samsung Galaxy S20 FE from Amzon+ HDFC offer
Link ?
Why FE when you are getting S20+ at 1K more ?
The catch seems to be that they have not clearly specified what the remaining amount is at the end of 1 year, if they make it out to be against MRP of the device then it would be a huge loss.
EDIT: As per conditions, I would need to give them the 15K back at the end of the year.
DESCRIPTION OF THE SMART UPGRADE PLAN
_Upon adding the Smart Upgrade Plan digital listing and selecting Credit Card or Credit Card EMI as the payment mode, an advance against the exchange value will be applied on the transaction in the form of an instant discount offer (“Instant Advance”). At the end of 12 months, the customer will either need to exchange the device or return the Instant Advance amount to Fair Value Retail.
Order the phone now and just before 1 year,,root it and flash custom kernel…no need to pay remaining balance they cannot lock your device if Knox feature don’t work 
Just buy it. No other phone beats it at 50k . Overall the best Android at this price.
Yes s20+ is good buy at this price.