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Which is the best cashback credit card in India?

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Deal Lieutenant
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Best Cashback Credit Card in India

My salary is around 35k /month and want to get a credit card ASAP. So, please suggest me best credit card with top cashback offers on shopping, travel booking etc.

List of best cashback credit card in India as per Dimers View
  • Amazon Pay ICICI Credit Card
  • Flipkart Axis Bank Credit Card
  • Axis Ace Credit Card
  • HDFC Millennia credit card
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We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Top Comments
Deal Subedar Deal Subedar
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1. Apay ICICI gives 5%cb on Amazon 2. FK axis gives 5%cb on Flipkart 3. Axis Ace gives 5% cb on bill payment on gpay and 2% cb everywhere else
Deal Newbie Deal Newbie
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HDFC Millennia credit card 5% discount on Amazon, Flipkart, Myntra, Tata Cliq, Uber, Zomato, Swiggy, Bookmyshow, Cult.fit and Sony LIV. And any other transaction it gives 1%. All types of transactions give cashback even when you transfer money to wallet or other insurance payments. You also get Rs 1000 gift voucher four times every year for spending more than Rs 100000. 20% discount in selected restaurants
Deal Subedar Deal Subedar
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Apply for HDFC Milennia or Regalia if eligible of you use these card you will definitely get upgraded to diners club or Infinia in a year or 2.

Deal Cadet Deal Cadet
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may not be true.. I am using Regalia from 2 years no upgrade provided yet
271 Comments  |  
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Deal Subedar Deal Subedar
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Axis Flipkart ! Flat 1.5% on all 5% on FK 4% on cleartrip etc

Deal Subedar Deal Subedar
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Where it is mentioned that 1.5% cashback on all spends?

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Benevolent Benevolent
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There is some Standard Chartered card that offers 3.3% cash back on all transactions I guess.

Generous Generous
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Scb ultimate Eligibility criteria is bit high Also you can only redeem for specific brand vouchers (non Amazon) so it's not 3.3% cash
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Benevolent Benevolent
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I personally use IndusInd pinnacle as my go to card for online transaction apart from Amazon. It offers flat 2.5% cash back with no upper limits.

Helpful Helpful
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Is it apply on offline also?

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Cool Cool
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as of now fk ace card on ola loads 4% 😍

Generous Generous
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Do u hv ola card

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Deal Subedar Deal Subedar
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1. Apay ICICI gives 5%cb on Amazon 2. FK axis gives 5%cb on Flipkart 3. Axis Ace gives 5% cb on bill payment on gpay and 2% cb everywhere else
Deal Newbie Deal Newbie
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Amazon pay card giving only 1% even for prime member

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Deal Newbie Deal Newbie
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HDFC Millennia credit card 5% discount on Amazon, Flipkart, Myntra, Tata Cliq, Uber, Zomato, Swiggy, Bookmyshow, Cult.fit and Sony LIV. And any other transaction it gives 1%. All types of transactions give cashback even when you transfer money to wallet or other insurance payments. You also get Rs 1000 gift voucher four times every year for spending more than Rs 100000. 20% discount in selected restaurants
Deal Cadet Deal Cadet
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I believe its 5% cashback not discount .. and that too only if you used it through SmartBuy platform.. let me know.

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Deal Subedar Deal Subedar
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Axis Ace card… 5% on utility bills and 2% on all other spends…..

Deal Lieutenant Deal Lieutenant
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Even on electricity ? Is there a limit ?

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Freebie Finder Freebie Finder
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Axis Ace or Axis FK CC

Amazon Pay ICICI CC

HDFC Millennia

Generous Generous
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Does fk axis gives point for using it through cred
@neehesh

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Generous Generous
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amex mrcc 4.56% on all spend 

Deal Subedar Deal Subedar
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Please explain how 4.5℅?

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Finance Ninja Finance Ninja
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Ace is the best

Deal Subedar Deal Subedar
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One card cant be best for all needs. 

Community Angel Community Angel
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BOB ETERNA

Wingman Wingman
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Can you please share some benefits of using this card

Deal Cadet Deal Cadet
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If you already have cibil score then get Axis Ace card which gives 2% on all transactions
If you doesn’t have entry in cibil yet then contact your salary account bank and check for some ltf cards first and then build cibil and opt for cb cards with high limits

Deal Cadet Deal Cadet
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Can I still apply axis ace though having fk axis LTF? Is ace card LTF? I guess it is 499+gst

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Finance Mentor Finance Mentor
Admin
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HDFC Millennia Credit Card is best I think.

Deal Subedar Deal Subedar
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Apply for HDFC Milennia or Regalia if eligible of you use these card you will definitely get upgraded to diners club or Infinia in a year or 2.

Deal Cadet Deal Cadet
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may not be true.. I am using Regalia from 2 years no upgrade provided yet
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Finance Mentor Finance Mentor
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shopping, travel booking etc

It seems you are new to the world of CCs. So you will have to get cards which gives easy approvals, either get HDFC Millennia (5-6% on Amzn/FK etc and other good milestone benefits)  or FK Axis (5% on flipkart, even on flights with no uppercap).

Deal Subedar Deal Subedar
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I have used Axis neo credit card…it was a pathetic card…didn’t received any welcome benefit as mentioned during applying the card. And no cashback received on the transaction which i done through that card. At last i closed the card because customer care was also pathetic.

Now i am very happy with HDFC millenia. It’s a great card and provides notification within 2-3 days how much cashback will get credited.

Deal Subedar Deal Subedar
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I will only advice that don’t go for any axis credit card. At last no cashback or benefit will be received and customer care will also not help.

Deal Cadet Deal Cadet
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Axis flipkart card is one of the most popular card

Budding Star Budding Star
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Flipkart Axis bank – LTF Card

Deal Newbie Deal Newbie
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HDFC Millennia credit card

Deal Newbie Deal Newbie
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Amazon is best credit card
Amazon is amazing offers

Deal Subedar Deal Subedar
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Axis Flipkart Best Because of CB getting back to Card Account

Deal Cadet Deal Cadet
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As per my opinion, Flipkart Axis along with Grabdeals is the best option to get maximum cashback which will be credited directly to card account.

Deal Cadet Deal Cadet
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Hi bro, does the cash back extra of 5% for flipkart, mean 5%+5%

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Deal Newbie Deal Newbie
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HDFC regalia first credit card i hold. Should I change or convert to any other?

Talk-Of-The-Town Talk-Of-The-Town
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I have HDFC REGALIA FIRST LTF for the last 3 years but no upgrade but two times limit enhanced 2L~2.4L~3.12L now. Waiting for upgrade.

Deal Cadet Deal Cadet
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So i am in same boat, i have 10 plus year relationship with hdfc card, i tried asking grievance cell via email and got positive feedback to flip to millennium card lft. Good luck

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Helpful Helpful
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Any CC like Amazon and flipkart one with no any annual and joining fees without any condition with good cashback benefits ?

Deal Newbie Deal Newbie
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Get both axis flip and Ace card with same credit balance, get 5% off on Flipkart, utility bills 2% on other spends

Flame Flame
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How brother

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Deal Cadet Deal Cadet
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How to get Flipkart card?

replyuser
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