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Which is the best cashback credit card in India?

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Best Cashback Credit Card in India

My salary is around 35k /month and want to get a credit card ASAP. So, please suggest me best credit card with top cashback offers on shopping, travel booking etc.

List of best cashback credit card in India as per Dimers View
  • Amazon Pay ICICI Credit Card
  • Flipkart Axis Bank Credit Card
  • Axis Ace Credit Card
  • HDFC Millennia credit card
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We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Top Comments
Deal Subedar Deal Subedar
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1. Apay ICICI gives 5%cb on Amazon 2. FK axis gives 5%cb on Flipkart 3. Axis Ace gives 5% cb on bill payment on gpay and 2% cb everywhere else
Deal Newbie Deal Newbie
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HDFC Millennia credit card 5% discount on Amazon, Flipkart, Myntra, Tata Cliq, Uber, Zomato, Swiggy, Bookmyshow, Cult.fit and Sony LIV. And any other transaction it gives 1%. All types of transactions give cashback even when you transfer money to wallet or other insurance payments. You also get Rs 1000 gift voucher four times every year for spending more than Rs 100000. 20% discount in selected restaurants
Deal Subedar Deal Subedar
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Apply for HDFC Milennia or Regalia if eligible of you use these card you will definitely get upgraded to diners club or Infinia in a year or 2.

Deal Cadet Deal Cadet
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may not be true.. I am using Regalia from 2 years no upgrade provided yet
271 Comments  |  
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Deal Cadet Deal Cadet
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card card selection should be based on your primary requirement

i prefer amazon cc as i do shop a lot on amazon

Deal Newbie Deal Newbie
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Amazon pay card 5 percent cash is a gimmick don’t fall for that. I have been using this card for more than 2 years, mostly I used that to purchase goods on Amazon prime or pay bills using amazon pay but mostly I got 2 percent of the payment at end of the month. There is no detailed billing of how much cashback we availed for each transaction either from ICICI or Amazon. Sacrificing all benefits and getting 2 percent is a waste when compared to HDFC regalia card where they run cashback event Quater for 2 to 5k also we have 5 percent cashback through smart buy and payzapp.

Deal Newbie Deal Newbie
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My goto card is HDFC regalia, but now I’m moving towards Slice equally.

Deal Newbie Deal Newbie
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I did not get any cashback from axis flipkart credit card when purchase showing u will get cashback….useless

Deal Cadet Deal Cadet
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Recently, I saw Axis Ace credit card being recommended in Google Pay. Flat 2% cashback except for Rent and Wallet load. This looks very attractive and simple.

Because, right now, I use the mix of below to best reward rate

Amex – 20,000 in a month gets 2000 points = ~4%

Flipkart Axis – 1.5% flat for most transactions

ICICI Amazon Pay – 2% Bill-Pay when not covered in anything else.

HDFC Regalia – I am not able to complete the annual milestone. So, the reward rate looks absymal.

Whenever there are offers running, I obviously choose the card to get 5% or 10%. At all other times, I end up using mostly Flipkart Axis for wide acceptance and flat 1.5%.

Deal Cadet Deal Cadet
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Whats Amex offer for 2000 points…?? Which Amex Card you are using…

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Deal Newbie Deal Newbie
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Axis Ace card… 5% on utility bills has any upper limit ?

Deal Cadet Deal Cadet
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It’s unlimited cashback.

Deal Newbie Deal Newbie
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I spent 70k on petrol per month which was best card for me?

Finance Mentor Finance Mentor
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SBI Octane

Deal Newbie Deal Newbie
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I spent 50k on petrol per month from Indian Oil Petrol bunk,  which was best card for me?

Deal Cadet Deal Cadet
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Citi Bank Indian Oil Credit Card

Deal Newbie Deal Newbie
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HDFC ACF card

Flipkart Axis Credit card

HSBC cash back credit card

Deal Cadet Deal Cadet
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How to get Amex cards? Which one will be best? Have a good cibil and fix salary.

Deal Cadet Deal Cadet
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Right now they are not issuing new cards in India…

Deal Newbie Deal Newbie
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Hi guys…could u plz tell me how I can get amazon pay icici credit card…my icici ac Is saving account..

Deal Newbie Deal Newbie
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Can anyone suggest, Best card with high rewards or cashback for rent payments. I'm already using icici amazon pay for 1%. Also best way to payback credit card bill and get further rewards points or cashback.
Deal Cadet Deal Cadet
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If I pay rent with cred or others, it has a service charge on CC payment, which is more than what we get as CB, like 1% for Apay ICICI card. How do you manage that? Any way to avoid these service charges?
Deal Newbie Deal Newbie
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Amazon
Deal Newbie Deal Newbie
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Amazon CICI gives :-

5% Cash Bank on Amazon Shopping ( Prime Members)

2 % on Rechare, Electricity Bill, water bill and etc

1 % on payment through any shopping mall payments

and any more offier manthly basis etc

Deal Newbie Deal Newbie
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I have got a cal to upgrade frm regalia to millenia is it a upgrade or downgrade?
Deal Cadet Deal Cadet
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i got also 1 years, although it is downgrade but in terms of cashback millenia is better, so i took it
Deal Cadet Deal Cadet
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Add SBI cashback card to the list and give it the winner trophy...

Pro Tech Guru Pro Tech Guru
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