What % of Salary do you guys save ?

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rajeevmasand...

How much salary/income do you guys save each month & what for ?
What should be the minimum number ?
Also where do you then invest it ? smile

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DesiLokesh wrote:

Almost 95% salary save hota hai wfh hai isliye

Itne mei toh rent/bills/food bhi cover nhi hoga unless you earn 3-4 lac a month or Sarkaari Naukri flushed

Deal Lieutenant Deal Lieutenant
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rajeevmasand007476 wrote:

Itne mei toh rent/bills/food bhi cover nhi hoga unless you earn 3-4 lac a month or Sarkaari Naukri flushed

Ye kaunsi sarkari naukri h jisme rent aur food pe spend ni hota?

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should save 40% ideally

Current status (-150%)

Deal Newbie Deal Newbie
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rajeevmasand007476 wrote:

Itne mei toh rent/bills/food bhi cover nhi hoga unless you earn 3-4 lac a month or Sarkaari Naukri flushed

Sorry It was misleading I was talking about only my monthly salary from job
Rent to nhi lagta kyuki parents/khud ka ghar hai
Food bhi most cheeje khud ke kheto se aati hai
Bills side income se cover ho jate hai

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As the topic says, how much percentage of your monthly in hand income do you invest and in what instruments? Rest of money is just kept in your bank account and use it as needed, basically is that your disposable income part?
Do no count amounts you never see in your bank account (PF, VPF etc.).

I will start…

I invest total 70% of my In hand salary. Out of this, most money is in 3-4 mutual funds (Indian and international) and about 15% is for direct share market investment. I do not do any trading, I only invest in share market.

The rest of the 30% stays in my bank account to be used for credit card bill payments, kids school fees and random expenses.

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Duplicate thread, please seach before you post.
Have seen a recent thread on similar topic

What % of Salary do you guys save ?
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