https://www.desidime.com/discussions/where-should-i-invest-1-lakh?page=1#post_9173789
1. Define "Good returns".
2. It depends on how much risk are you willing to take
3. Tenor of the investment?
Where Should i Invest 1 Lakh?
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Top Comments
https://www.desidime.com/discussions/where-should-i-invest-1-lakh?page=1#post_9173793
I think on current market condition fd is best
https://www.desidime.com/discussions/where-should-i-invest-1-lakh?page=1#post_9173799
12 % club is best imo
Other options are cred club(only 9% so useless) better go for FD
Debt mutual funds useless as only 6% avg return no tax benefit
Mobikwik extra( 12% to 13%)
India p2p (16% to 18%)
Higher returns means higher risk
https://www.desidime.com/discussions/where-should-i-invest-1-lakh?page=1#post_9173803
I have sent you a link. You can invest in that platform.
upto 12% short term returns.
https://www.desidime.com/discussions/where-should-i-invest-1-lakh?page=1#post_9173809
Both the platforms are tried and tested by me with returns already credited to my bank account.
https://www.desidime.com/discussions/where-should-i-invest-1-lakh?page=1#post_9173842
InvestPotato wrote:I have sent you a link. You can invest in that platform.
upto 12% short term returns.
Send me too
https://www.desidime.com/discussions/where-should-i-invest-1-lakh?page=1#post_9173848
InvestPotato wrote:Both the platforms are tried and tested by me with returns already credited to my bank account.
Send me too
https://www.desidime.com/discussions/where-should-i-invest-1-lakh?page=1#post_9173874
Induslnd FD
https://www.desidime.com/discussions/where-should-i-invest-1-lakh?page=1#post_9173880
InvestPotato wrote:I have sent you a link. You can invest in that platform.
upto 12% short term returns.
Bhai .. not everything (in life) is about getting referral benefits.
.
.
.
Also, all SpeakAsia, Questnet, Sahara FDs, FTX (crypto scam) and others too had the same M.O. (modus operandi).
The M.O. of building initial trust by creating a few layers of happy investors.. who get their funds
(They get their funds, returns mainly from the new victims/ investors that get sucked in.)
.
Then eventually... the curtains drop.
https://www.desidime.com/discussions/where-should-i-invest-1-lakh?page=1#post_9173885
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Jigglypuff wrote:Dmed meSend me too
https://www.desidime.com/discussions/where-should-i-invest-1-lakh?page=1#post_9173887
https://www.desidime.com/discussions/where-should-i-invest-1-lakh?page=1#post_9173889
Send me too
https://www.desidime.com/discussions/where-should-i-invest-1-lakh?page=1#post_9173935
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InvestPotato wrote:
Dmed me
Send me too
https://www.desidime.com/discussions/where-should-i-invest-1-lakh?page=1#post_9173945
InvestPotato wrote:dm me tooI have sent you a link. You can invest in that platform.
upto 12% short term returns.
https://www.desidime.com/discussions/where-should-i-invest-1-lakh?page=1#post_9173953
https://www.desidime.com/discussions/where-should-i-invest-1-lakh?page=1#post_9173962
Expand
This has well business model
And i only share deal where I am currently invested and done my due diligence
chinaoft wrote:This is not a MLM schemes.Bhai .. not everything (in life) is about getting referral benefits.
.
.
.
Also, all SpeakAsia, Questnet, Sahara FDs, FTX (crypto scam) and others too had the same M.O. (modus operandi).
The M.O. of building initial trust by creating a few layers of happy investors.. who get their funds
(They get their funds, returns mainly from the new victims/ investors that get sucked in.)
.
Then eventually... the curtains drop.
This has well business model
And i only share deal where I am currently invested and done my due diligence
https://www.desidime.com/discussions/where-should-i-invest-1-lakh?page=1#post_9173965
What is this, can u elaborate
https://www.desidime.com/discussions/where-should-i-invest-1-lakh?page=1#post_9173970
er.opgupta1658 wrote:Investing the funds other than normal fd/mutual fundsWhat is this, can u elaborate
Like invoice discounting/Peer to peer lending which yields more profit
Short term or long term based on user preferences
https://www.desidime.com/discussions/where-should-i-invest-1-lakh?page=1#post_9174071
https://www.desidime.com/discussions/where-should-i-invest-1-lakh?page=1#post_9174089
sendhil.warrior304 wrote:I think on current market condition fd is best
if you want interest with liquidity then go for sweep fd ( liquidity + fd interest rate + lower risk)
https://www.desidime.com/discussions/where-should-i-invest-1-lakh?page=1#post_9174091
https://www.desidime.com/discussions/where-should-i-invest-1-lakh?page=1#post_9174094
https://www.desidime.com/discussions/where-should-i-invest-1-lakh?page=1#post_9174097
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jennyllwilliams wrote:ITC
Why specifically ITC
suggest some platform for discussion for stocks related
like desidime for shopping
https://www.desidime.com/discussions/where-should-i-invest-1-lakh?page=1#post_9174103
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jennyllwilliams wrote:Please explain it little more.
You can activate the facility called sweep fd where after some threshold amount ( in my case 20k Some banks have 10k ) can convert in fd . So you can get interest on it and where you want required that money you can withdraw it without any charges .
https://www.desidime.com/discussions/where-should-i-invest-1-lakh?page=1#post_9174115
https://www.desidime.com/discussions/where-should-i-invest-1-lakh?page=1#post_9174118
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jennyllwilliams wrote:HmmYou can discuss it here on DD too in the Finance forum.
https://www.desidime.com/discussions/where-should-i-invest-1-lakh?page=1#post_9174400
Invest in INVOICE DISCOUNTING for 10-12 % returns. I use TradeCred.
Safer investment than P2P Lending.
https://www.desidime.com/discussions/where-should-i-invest-1-lakh?page=1#post_9174415
SinghLokendraC wrote:There are few more available with high return in invoice discountingInvest in INVOICE DISCOUNTING for 10-12 % returns. I use TradeCred.
Safer investment than P2P Lending.
13-18%
Click here to reply
Reply
Bhai .. not everything (in life) is about getting referral benefits.
.
.
.
Also, all SpeakAsia, Questnet, Sahara FDs, FTX (crypto scam) and others too had the same M.O. (modus operandi).
The M.O. of building initial trust by creating a few layers of happy investors.. who get their funds
(They get their funds, returns mainly from the new victims/ investors that get sucked in.)
.
Then eventually... the curtains drop.
In any lending/borrowing agreement, one of the most crucial clauses is "Default Clause" - What events will constitute as Default & what actions/steps can be taken (or the lender is authorised to take) if Default happens.
Unfortunately, TradeCred guys have just not mentioned anything in terms of actions in case of default. The Default clause itself is missing!!! - HUGE RED FLAG!
Which literally means that legally, as per the agreement, you are not entitled/authorised as a lender to take any action against the borrower if the borrower defaults!!!
In crude layman terms - Take my money, If you return it then good since I make some money(interest). If you don't return it - <silence> 😂
My suggestion - Get your money out at the earliest. Coz when the music stops, there are no chairs itself in this musical chair game called TradeCred! 😂
1. Define "Good returns".
2. It depends on how much risk are you willing to take
3. Tenor of the investment?