1. Define "Good returns".
2. It depends on how much risk are you willing to take
3. Tenor of the investment?
Â
Where Should i Invest 1 Lakh?
- 15322
- 129
-
- Last Comment
Tenure can be 2year+Â
I think on current market condition fd is best
if you want interest with liquidity then go for sweep fd ( liquidity + fd interest rate + lower risk)
12 % club is best imo
Other options are cred club(only 9% so useless) better go for FD
Debt mutual funds useless as only 6% avg return no tax benefitÂ
Mobikwik extra( 12% to 13%)
India p2p (16% to 18%)
Higher returns means higher risk
I am using INDMoney's P2P (SAVE PLUS - 9%)
I have sent you a link. You can invest in that platform.Â
upto 12% short term returns.
Send me too
Both the platforms are tried and tested by me with returns already credited to my bank account.
Send me too
Induslnd FD
Why IndusInd FD
Why not others?
Send me too
What is this, can u elaborateÂ
Like invoice discounting/Peer to peer lending which yields more profit
Short term or long term based on user preferences
Invest in INVOICE DISCOUNTING for 10-12 % returns. I use TradeCred.
Safer investment than P2P Lending.
13-18%
Return is a factor of time and risk. First define "future" i.e. tenure. Then define the extent of risk you can take i.e. how much maximum loss you are willing to accept.
Invest in talkcharge money loading offers and double tripple your money in 1-3 years
How are they even providing such kind of cashback
@Ramta_Jogi
Pm me the link too
PNB 666 Days @ 7.25%
Fincare SFB 1000 days @ 8.41%
Might be late to the discussion but if you want safe and guaranteed returns, I will suggest you to buy Government Treasury bills for 90 days. Looking at the condition of the stock market, I have myself invested in Treasury bill.Â
Ib the details
Fd 8%
Banks deposit have increased by 25% in a year. If u have senior citizen u can get upto 9%. Interest rate. Secured upto 5 lakhs
Monexo. Research before investing according to risk appetite and always diversify investing portfolio.
12pcClub - Refer your wife/father/mother/son/daughter and invest in their acc.Â
1.2%Â referral +Â 12% for investment = 13.2%Â
In terms of liquidity, return on investment, effort and risk, this is best one.Â
12% club stopped referral benefits from Last month.
Start investing in large cap stocks. Today is the best day to buy some infosys stock.
Strong companies jiske share 52 week low pe hai usko buy karlo
"Laxmi Chit fund" 21 din me paisa double 😌
You can try investing with rbiretail direct in government bonds with returns greater or equal to FD. For the short term purpose, t-bills are recommended.
Any links or way or doc to invest in??
In terms of current inflation rate, you will loose money in FD.Â
invest some amt in FD and rest in stock/mf.
Better to invest in bluechip/large cap stocks with low beta. Don't invest all amount in single stock/same day.
As per the current mkt statistics, mkt won't crash till nxt yr (Being an election year). At least, there would be some index management by DII.
Invest in yourself, get some skill... money will automatically muiltply
This is very true...
There is no best investment option available in current scenario. Just because of government. They force us to spend more instead of saveing that's why they increased tax even on saving instruments just like PPF banks mutualfund insurance etc with high tax rate. So with low risk high liquidity FD in best nowadays. Otherwise all option are comes with 100% loss risk. Also stock market is also good option because there is less chance to fall 100% and higher chances to get more than FD. Also it has more liquidity than p2p leading.
*Laxmi Chit Fund*
People who are using cred, hows the experience?
A lot of people told me to stay away from it when I started a thread like this
https://ddime.i...uF
Invest in TCS + Infosys..exit in 2 years when it has doubled. Reinvest when it falls..
Investing in Any Govt Schemes or Banks is BLUNDER 🥴 (unless Section 80C)
90% lose money in stock market..select only bluechips dmart Asian paints reliance tcs Infosys hdfc hul types and avoid risky fraud manipulated stocks....
So , You did bottom fishing on 3 Adani Stocks.Â
??
1. Define "Good returns".
2. It depends on how much risk are you willing to take
3. Tenor of the investment?
Â
I have sent you a link. You can invest in that platform.Â
upto 12% short term returns.
Bhai .. not everything (in life) is about getting referral benefits.
.
.
.
Also, all SpeakAsia, Questnet, Sahara FDs, FTX (crypto scam) and others too had the same M.O. (modus operandi).
The M.O. of building initial trust by creating a few layers of happy investors.. who get their funds
(They get their funds, returns mainly from the new victims/ investors that get sucked in.)
.
Then eventually... the curtains drop.
Invest in INVOICE DISCOUNTING for 10-12 % returns. I use TradeCred.
Safer investment than P2P Lending.
In any lending/borrowing agreement, one of the most crucial clauses is "Default Clause" - What events will constitute as Default & what actions/steps can be taken (or the lender is authorised to take) if Default happens.
Unfortunately, TradeCred guys have just not mentioned anything in terms of actions in case of default. The Default clause itself is missing!!! - HUGE RED FLAG!
Which literally means that legally, as per the agreement, you are not entitled/authorised as a lender to take any action against the borrower if the borrower defaults!!!
In crude layman terms - Take my money, If you return it then good since I make some money(interest). If you don't return it - <silence> 😂
My suggestion - Get your money out at the earliest. Coz when the music stops, there are no chairs itself in this musical chair game called TradeCred! 😂