Which cards to keep - StanC or Citi?

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mihir2812711

I am optimizing my Cards Portfolio and want to know which card to keep considering I have heard that it is difficult to obtain Citi card these days:

StanC Manhattan Platinum Card + Zero Balance Savings Account
Citi Rewards Card

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Spiderguy252 wrote:

Is Citi Rewards LTF?

No. Spend Limit of INR 30,000 for Citi & for StanC I don’t know if spend based criteria is there but they charged me INR 1,000 as renewal fees, I don’t think it’s worth it, I have yet to extract any rewards from it. Should I close StanC? Is it difficult to get their cards again?

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mihir2812711 wrote:

No. Spend Limit of INR 30,000 for Citi & for StanC I don’t know if spend based criteria is there but they charged me INR 1,000 as renewal fees, I don’t think it’s worth it, I have yet to extract any rewards from it. Should I close StanC? Is it difficult to get their cards again?

Yep, close both. There’s hardly anything special about them and these banks are looking to leave India anyway.

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Change citi rewards to indianoil card if you have petrol usage.

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