which credit card offer offline gold cashback/reward

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Deal Subedar
aslam_ali

dimers,

is there any credit card offer cashback or rewards for offline gold purchase?

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Deal Cadet Deal Cadet
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IndusInd Legend 2% on weekends, 1% weekdays
Amazon Pay ICICI 1%

Deal Subedar Deal Subedar
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manehari wrote:

IndusInd Legend 2% on weekends, 1% weekdays
Amazon Pay ICICI 1%

IndusInd weekend offer 2 points per 100 rupee

means 1.5 rupee cashback per 100.  right?

Is any reward conversion charge applicable to it?
Commentator Commentator
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Buy from GRT Jewellers today and get 2% instant discount till 11.59 PM

Gold coins with zero making charges and 2% instant discount.

www.grtjewe...om

Only for HDFC Credit Card and minimum purchase Rs.30000 and above maximum discount Rs.5000

Commentator Commentator
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IDFC wealth 2.5% CB after you cross the threshold of 30k spends in a month i.e. 2.5% CB from 30,001

Wingman Wingman
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arundass007378 wrote:

IDFC wealth 2.5% CB after you cross the threshold of 30k spends in a month i.e. 2.5% CB from 30,001

Idfc wealth 2.5% cb for any spend? Including gv?
Commentator Commentator
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asli_shashikant wrote:
Idfc wealth 2.5% cb for any spend? Including gv?
since query was for offline gold purchase, I had mentioned this but not sure for all offline/GV purchases etc.. below is the current info in their website..
............

1X = 1 Reward point per ₹100 spent | 1 Reward point = ₹0.25

Reward program not applicable on Fuel, Insurance, EMI transactions & Cash withdrawals

Rental and Property management transactions will not be a part of 10X reward program and 10X threshold calculations. However, such transactions will earn 3X reward points

Effective 1st October, 2022, a convenience fee of ₹99 (plus applicable taxes) will be levied on redemption of Reward Points



Deal Cadet Deal Cadet
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marumuganainar wrote:

Buy from GRT Jewellers today and get 2% instant discount till 11.59 PM

Gold coins with zero making charges and 2% instant discount.

www.grtjewe...om

Only for HDFC Credit Card and minimum purchase Rs.30000 and above maximum discount Rs.5000

I see 22 Karat to purchase... no 24k

Deal Captain Deal Captain
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arundass007378 wrote:

IDFC wealth 2.5% CB after you cross the threshold of 30k spends in a month i.e. 2.5% CB from 30,001

Was it above 20k earlier and changed now above 30k ??
Wingman Wingman
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I have ola sbi CC, and I have used ~1 year ago to purchase gold and I got 1% cashback

The T&Cs of this card (https://www.sbicard.com/sbi-card-en/assets/docs...) is not having gold purchases as the exclusion

b) For OLA Money SBI Credit Card all spending charged to the SBI Card under the Program will be

eligible to earn Points except the following -

- transactions on Cleartrip (to be identified basis Merchant Identifiers applicable to respective

brands)

-Flexipay

-Merchant EMI i.e. EMI's availed at the time of purchase at Merchant establishment or websites

(Reward Points reversed for Flexipay/Merchant EMI will be credited back to account only when the respective Flexipay/Merchant EMI has been successfully cancelled by the cardholder. In the

event of Foreclosure of Flexipay/Merchant EMI, no Reward Points will be credited back in any

scenario.)

- *E-wallet loading transactions under MCCs 6540 & 6541 w.e.f 1st July 202

Commentator Commentator
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Abhinav_Pune wrote:
Was it above 20k earlier and changed now above 30k ??
not sure on this as i have been using it for the last 5-6 months and it has been 30k only.. Select has 25k and Millennia has 20k as of today..
Helpful Helpful
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curiosityfreak2020980 wrote:

Not sure, but tata nue HDFC card gives 5% @ tanisiq

only when you buy via the tata neu app. i.e. online. 
Deal Subedar Deal Subedar
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manehari wrote:

IndusInd Legend 2% on weekends, 1% weekdays
Amazon Pay ICICI 1%

IndusInd legend gives cb on offline gold?

Deal Cadet Deal Cadet
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YoYoDesiBeat wrote:

IndusInd legend gives cb on offline gold?

Yes. I tried twice and got 2 reward points per 100 on weekends. Not cashback. Please note 
Deal Subedar Deal Subedar
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manehari wrote:
Yes. I tried twice and got 2 reward points per 100 on weekends. Not cashback. Please note 

And what's the conversion ratio of 2 points? Pls tell % wise bro

Deal Cadet Deal Cadet
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YoYoDesiBeat wrote:

And what's the conversion ratio of 2 points? Pls tell % wise bro

It depends on how and where you redeem. I use IndusInd points in PaywithRewards and get 1₹ per 1 point but max 25% points can be redeemed per transaction 
Deal Subedar Deal Subedar
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manehari wrote:
It depends on how and where you redeem. I use IndusInd points in PaywithRewards and get 1₹ per 1 point but max 25% points can be redeemed per transaction 

Where can I use twid?

Deal Cadet Deal Cadet
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Amazon ICICI -1% cashback n Hdfc millennia got the reward points 1% max 1k
Deal Cadet Deal Cadet
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I have Flipkart Axis, Hdfc millenia, sbi simply cliq and cashback card. Which one will give more cashback for offline transaction like Dmart, More?

Deal Lieutenant Deal Lieutenant
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sudbht wrote:

I have Flipkart Axis, Hdfc millenia, sbi simply cliq and cashback card. Which one will give more cashback for offline transaction like Dmart, More?

FK axis 1.5%

However for stores like More, you can buy More E-Gift Card from amazon using HDFC Millennia or SBI CB card to get 5% cashback.
Deal Cadet Deal Cadet
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Seinfeld wrote:
FK axis 1.5%

However for stores like More, you can buy More E-Gift Card from amazon using HDFC Millennia or SBI CB card to get 5% cashback.
Oh okay. Thanks bro.
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