my choice will be Millenia DC.
Which HDFC DC should I apply for?
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Can you all suggest which card I should opt for which will give Max Benefits?

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Go to branch and get rupay debit card.
What kind of benefit you're seeking with the DC?
If you pay credit card bills big, platinum card is better
Agnivo007 wrote:What kind of benefit you're seeking with the DC?
normal usage like cc bill payment, online shopping
Loot.Machao wrote:Take millennia, pay CC bills directly using DC through mobikwik (upto 16k for 400/month), also get smartbuy offers cb (extra upto 1k)...normal usage like cc bill payment, online shopping
anantnitish wrote:https://offers.smartbuy.hdfcbank.com/diners/off...Does money-back plus provide any benefits on purchasing Amazon gv from Smartbuy?
Agnivo007 wrote:Instant Vouchers
https://offers.smartbuy.hdfcbank.com/diners/off...
1. Go to HDFC Bank SmartBuy page Instant Vouchers Section
2. Select your desired voucher. Sign-in / Sign-up (Same registration of SmartBuy cannot be used. A new registration is required)
3. Enter details Proceed to Payment
4. Use HDFC bank Credit Card / Debit Card to avail the offer
Could u explain me the 2nd point?
Btw there is Processing Fee of (1.25% + GST)
I came to know that they have removed it
Now it doesn't make any sense to purchase gv
Just use the same mobile number as on card when asked on the voucher portal checkout... @anantnitish
1.25% fee is only for a few like amazon "pay" voucher... you also get 5% regular rp (card feature) on smartbuy transactions... effective total discount is 8% plus even if you are charged 1.25% on such a few vouchers... @anantnitish
Monthly card feature : max 400, SB max 1000
Agnivo007 wrote:5 %Smartbuy cashback (minus 1.25% charges)1.25% fee is only for a few like amazon "pay" voucher... you also get 5% regular rp (card feature) on smartbuy transactions... effective total discount is 8% plus even if you are charged 1.25% on such a few vouchers... @anantnitish
Monthly card feature : max 400, SB max 1000
Money back card plus has very bad rewards (except for transaction on few specific merchants)
@anantnitish I was speaking about millennia DC in last post, you wanted to upgrade to that, right?
Agnivo007 wrote:I already have millennia dc@anantnitish I was speaking about millennia DC in last post, you wanted to upgrade to that, right?
Btw i wanted to upgrade my Moneback + to millennia cc.
Millennia dc is capped at 400 which i already get in full every month through Paytm.
I think for Moneback plus cc holders it doesn't make any sense to purchase Amazon gv from samrtbuy as the card rewards are pathetic.
PS:-i just realised that this post is regarding millennia dc

