Which HDFC DC should I apply for?

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Post Mogul
Loot.Machao
Currently I am having TimesPoint DC.I am getting an option to upgrade the card.
Can you all suggest which card I should opt for which will give Max Benefits? Screenshot2023-03-07-02-23-52-601be76b10d0f7d18d300390ad3fe55f68
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my choice will be  Millenia DC.

Deal Lieutenant Deal Lieutenant
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Go to branch and get rupay debit card.

Finance Mentor Finance Mentor
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What kind of benefit you're seeking with the DC?

Post Mogul Post Mogul
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normal usage like cc bill payment, online shopping

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If you pay credit card bills big, platinum card is better

Finance Mentor Finance Mentor
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Just use the same mobile number as on card when asked on the voucher portal checkout... @anantnitish

Finance Mentor Finance Mentor
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1.25% fee is only for a few like amazon "pay" voucher... you also get 5% regular rp (card feature) on smartbuy transactions... effective total discount is 8% plus even if you are charged 1.25% on such a few vouchers... @anantnitish

Monthly card feature : max 400, SB max 1000

Generous Generous
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5 %Smartbuy cashback (minus 1.25%  charges)
Money back card plus has very bad rewards (except for transaction on few specific merchants)
Finance Mentor Finance Mentor
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@anantnitish I was speaking about millennia DC in last post, you wanted to upgrade to that, right?

Generous Generous
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I already have millennia dc
Btw i wanted to upgrade my Moneback + to millennia cc.

Millennia dc is capped at 400 which i already get in full every month through Paytm.

I think for Moneback plus cc holders it doesn't make any sense to purchase Amazon gv from samrtbuy as the card rewards are pathetic.

PS:-i just realised that this post is regarding millennia dc sweat_smile
Finance Ninja Finance Ninja
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Can i take another debit card? I already have a platinum dc but want a millenia dc without closing my platinum dc.
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No, open another account.
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