Which Is The Best Credit Card or Debit Card For Insurance Premium Payments To Earn Cash Back/Rewards

249°
Deal Cadet
Samen


Which Is The Best Credit Card or Debit Card For Insurance Premium Payments To Earn Cash Back/Rewards

Expired
Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
12 Comments  |  
10 Dimers
  • Sort By
Deal Cadet Deal Cadet
Link Copied

In my opinion it is Axis ace. Or if you can manage to accumulate Amazon pay wallet balance for premium payment then Amex. 

But still, you can refer wiki at https://www.desidime.com/discussions/in-search-... to check which card suits best to you. 

Benevolent Benevolent
Link Copied
bridges wrote:

In my opinion it is Axis ace. Or if you can manage to accumulate Amazon pay wallet balance for premium payment then Amex. 

But still, you can refer wiki at https://www.desidime.com/discussions/in-search-... to check which card suits best to you. 

Ace 2% CB will be removed from 5/Sep
Deal Cadet Deal Cadet
Link Copied
Expand
caks2006407 wrote:
Ace 2% CB will be removed from 5/Sep

Sorry if I missed any discussion on this. Can you put me to the source of this change ?

Edit: Found the link - https://www.axisbank.com/docs/default-source/de...

As per the PDF, W.e.f. September 15th, 2022, cashback shall not be eligible for payments made towards purchase of gold/jewelry items(all transactions made on MCC – 5944) and insurance premium payments (all transactions made on MCC – 6300)

Deal Newbie Deal Newbie
Link Copied

Axis Magnus if you can get it. 1.2% cashback +5% milestone cashback on reaching 1L spends in a month.

So total 6.2% cashback

Deal Cadet Deal Cadet
Link Copied
bridges wrote:

In my opinion it is Axis ace. Or if you can manage to accumulate Amazon pay wallet balance for premium payment then Amex. 

But still, you can refer wiki at https://www.desidime.com/discussions/in-search-... to check which card suits best to you. 

Hi, AMEX Card also Spends excluded from rewards: insurance, utilities, fuel and EMI transactions Any other card suggestion?
Deal Cadet Deal Cadet
Link Copied

Use apay, scb smart, scb ultimate, hdfc infi etc

Deal Newbie Deal Newbie
Link Copied

can we use  amazon gift card balance for paying LIC premium?

Deal Cadet Deal Cadet
Link Copied
life wrote:

Use apay, scb smart, scb ultimate, hdfc infi etc

I have hdfc diners club black , what is the offer in it when paying lic premium ?
Deal Cadet Deal Cadet
Link Copied
life wrote:

Use apay, scb smart, scb ultimate, hdfc infi etc

how to pay lic premium using hdfc diners club black for maximum reward ?
Deal Cadet Deal Cadet
Link Copied

I need to pay 68k premium for TATA AIA term insurance. I had relied on Axis Freecharge CC as it gives 5% cashback on Freecharge spends, but came to know that they have annual transaction limit of 50k only. So need to know other better options. I have ICICI APAY, Axis FK, SBI SimplyClick, AmeX CCs as well. Confused. Please help DD Community.

Deal Cadet Deal Cadet
Link Copied
deals_hunter wrote:

I need to pay 68k premium for TATA AIA term insurance. I had relied on Axis Freecharge CC as it gives 5% cashback on Freecharge spends, but came to know that they have annual transaction limit of 50k only. So need to know other better options. I have ICICI APAY, Axis FK, SBI SimplyClick, AmeX CCs as well. Confused. Please help DD Community.

ICICI Apay will give 2% cashback.
Deal Cadet Deal Cadet
Link Copied
deals_hunter wrote:

I need to pay 68k premium for TATA AIA term insurance. I had relied on Axis Freecharge CC as it gives 5% cashback on Freecharge spends, but came to know that they have annual transaction limit of 50k only. So need to know other better options. I have ICICI APAY, Axis FK, SBI SimplyClick, AmeX CCs as well. Confused. Please help DD Community.

Can't you pay the premium through amazon pay wallet? You can buy the amazon gv's, load them & pay the premium. A better deal to bet on
replyuser
Click here to reply
Reply