Which is the best debit card for HDFC current account?

If u r current account holder then ask for easy shop business debit card.. This also gives cashback upto 750 as like easy shop platinum.. Advantage with easy business debit card is, the cashback included for tax payments(income tax related only).. And yearly fee is jus 250+gst

desiredreams wrote:

If u r current account holder then ask for easy shop business debit card.. This also gives cashback upto 750 as like easy shop platinum.. Advantage with easy business debit card is, the cashback included for tax payments(income tax related only).. And yearly fee is jus 250+gst

I think it is 0.5% Cash back only (Platinum is 1%).

ramadesidime wrote:

I think it is 0.5% Cash back only (Platinum is 1%).

You can use spend calculator in hdfc itself. .. I am sure business card has better returns and only applicable for current account holders.

ramadesidime wrote:

I think it is 0.5% Cash back only (Platinum is 1%).

Yes, its 0.5%. Maybe I have to go with this only. They dont give Platinum Dc in current accounts.

nikniknik wrote:

Yes, its 0.5%. Maybe I have to go with this only. They dont give Platinum Dc in current accounts.

I am sure ur spending will be over and above the limits.. So u will get all 750 everymonth.. As far i know, only utility payments has 1 point per 200 spend in business card where as platinum gives 1 point per 100.. But tax payments will not give cashback in platinum but business debit gives.. So my assumption is this tax payment cashback will be added advantage for u to achieve full 750

desiredreams wrote:

I am sure ur spending will be over and above the limits.. So u will get all 750 everymonth.. As far i know, only utility payments has 1 point per 200 spend in business card where as platinum gives 1 point per 100.. But tax payments will not give cashback in platinum but business debit gives.. So my assumption is this tax payment cashback will be added advantage for u to achieve full 750

So I will be getting 1 point per 200 on CC bill payments?

nikniknik wrote:

So I will be getting 1 point per 200 on CC bill payments?

As mentioned in hdfc website on cashback criteria:

You will get 5 CashBack point on every Rs. 100 spent on all tax payments and 1 CashBack point on every Rs. 100 spent on Telecom, Utilities, Groceries & Supermarket, Restaurant & Apparels, Entertainment. (With effect from 1st Oct’21) [Note : For all the transactions done before 1st Oct’21 Customer will get 1 CashBack point on every Rs. 100 spent on all tax payments and 1 CashBack point on every Rs. 200 spent on Telecom, Utilities, Groceries & Supermarket, Restaurants, Apparels & Entertainment.]
• Maximum cap of Rs. 750 per card per month