which psu bank account worth opening?
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Bank of Baroda Credit Card, am seeing it everywhere
How to get it
Thinking to get bob prime
Bank of india is good
Which part? Offers or services??
It’s funny that title says PSU bank ccounts to open and description says he want to close existing account since he has many.
@Kim_Jong_jun share your existing accounts so that comparison can be made.
SBI
1.ATM everywhere and they probable have incresed free txn
2.0.25% reward on debit cards thru sbi rewardz
3. SBI gives the best salary then other PSU bank>> the best brain prep for bank exam keep sbi as first prorioty >>SBI work force is better then other dumb PSU employee
4.keep good banking rel. with them and they will happily give you loan/credit-card even if your credit score is low , there loan rate is also lowest
SBI
Hands down SBI. We all know their branch service is S*****t. But their NetBanking, Debit card, Mobile App is superb. Even better than HDFC 😂.
I have Axis, HDFC, ICICI, SBI, Andhra Bank(Union Bank) Account.
Best secure debit card is of ICICI (grid system which is their trademark so cannot be copied by other banks I guess).
Best netbanking is of HDFC (all these limits setting on cards & virtual cards are first introduced by HDFC & later followed by all other banks. HDFC netsafe is still considered the standard for virtual cards in India).
Best mobile app I have been told is of ICICI but I don’t have an acc there but I can tell you that Kotak 811 app had worked for me on a pathetic mobile data connection when sbi & HDFC failed to even load properly.
Sbi for zero balance
just for backup.