Best credit card

Best credit card

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Deal Cadet
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I am holding HDFC money-back credit card . but I see there is charges to redeem the points . Can anyone suggest Best credit card with LTF or Upto RS.500-700 fee p.a. You can suggest me Card with bank name . My Monthly spending around 3-7k . sometimes 10-20 k as well. I don’t find any benefits of money-back card except HDFC card offer

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Deal Subedar
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Amazon Icici / Flipkart axis / OLA Sbi / Sbi simply click and many more

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Deal Cadet
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@iamshashikant you can try for amex rewards since the monthly spend is around 4k
In amex rewards, on doing 4 transactions of 1000+ in a month(Wallet load is also eligible), you will receive 1000 bonus points. Joining fee is 0 and 4000 bonus points via referral. Annual charges are waived off on spend. 100% on 1.5 lac 50% on 75k. But the best part is the customer care. They call you before charging annual fee, ask them to close the card. They will extend for free to retain you if your spend is decent.

So spending 4*1000 for 12 months you will be around 12960 including 12000 bonus

18,000 Points = Statement Credit worth Rs. 7,500 or Amazon e-gift card worth Rs. 8,000

PM me for the referral. We can share the referral benefits

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Deal Cadet
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makeourdeal wrote:

@iamshashikant you can try for amex rewards since the monthly spend to around 4k
In amex rewards, on doing 4 transactions of 1000+ (Wallet load is also eligible), you will receive 1000 bonus points. Joining fee is 0 and 4000 bonus points via referral. Annual charges are waived off on spend. 100% on 1.5 lac 50% on 75k. But the best part is the customer care. They call you before charging annual fee, ask them to close the card. They will extend for free to retain you if your spend is decent.

So spending 4*1000 for 12 months you will be around 12960 including 12000 bonus

18,000 Points = Statement Credit worth Rs. 7,500 or Amazon e-gift card worth Rs. 8,000

PM me for the referral. We can share the referral benefits

Income limit?

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Deal Subedar
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BoB Select CC
IndusInd Iconia CC (Only LTF is worth)
Axis Flipkart CC

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Deal Cadet
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iamshashikant wrote:

Income limit?

Net Annual Income should be greater than 4.5 lakhs.
Check pm for more details

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