hdfc times point debit card

hdfc times point debit card

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Hacker
Deal Cadet
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any dimer is using times spend hdfc dc. if so, any hidden speciality in this card interms of points or any features to be known to use it wisely on any special platform??

13 Comments  |  
6 Dimers
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Deal Cadet
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Yes i got rs 20 amazon gift card for ₹14000 spend.
What a great reward rate, i bet you no other card will give anything near to this.
Also this is excluded from smartbuy offers.
Literally the lowest rupay card is better than this.
This card has ate my ₹1000 i hate this card.

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Deal Cadet
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worst card. only great use is you can withdraw cash from atm.

Hacker
Deal Cadet
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it was showing 2points per 150rs spent and per quarter 1 airport lounge access and other special benefits

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prabha.avum-Telugu wrote:

omg. r u sure? is it times point master card……….

Yes. If you are paying the annual fees that ate something ₹600+gst, than you should either go for platinum card if you have a lot of online spends or just normal rupay card which cost just ₹200+gst

Hacker
Deal Cadet
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all hdfc debit cards has limit of cashback 750rs per month but this times point no limit

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prabha.avum-Telugu wrote:

it was showing 2points per 150rs spent and per quarter 1 airport lounge access and other special benefits

Yea but as you can see on its website ₹50 amazon gv is available for 600 points which means you get ₹50 back for spending ₹45000 that is around 0.11% cashback https://cdn0.desidime.com/attachments/photos/580012/original/IMG_20190809_220223.jpg?1565368451

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prabha.avum-Telugu wrote:

all hdfc debit cards has limit of cashback 750rs per month but this times point no limit

Yes but to reach ₹750 cashback you have to spend approx 6.75lakh in a month.
And if you spend that much than you should be getting DCB

Sb
Deal Cadet
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Nothing great about this .. i have it and use as atm card

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Deal Cadet
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I have a rewards card from hdfc that i got along with the instant kit while account opening . Its charges are 500 plus gst . I used it one full year at the merchant partners printed on the card. Apollo pharmacy,big bazar. Never got a single point. I don’t know if it was because it was not a personalized card or some issue on HDFC end but it was disappointing. Still having the card and wondering if i should cancel it

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schumacher wrote:

I have a rewards card from hdfc that i got along with the instant kit while account opening . Its charges are 500 plus gst . I used it one full year at the merchant partners printed on the card. Apollo pharmacy,big bazar. Never got a single point. I don’t know if it was because it was not a personalized card or some issue on HDFC end but it was disappointing. Still having the card and wondering if i should cancel it

Cancel it, and than get a rupay card, save rs 300 and also get smartbuy benefits, or get the rewardz card.

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tank_u_m8 wrote:

Cancel it, and than get a rupay card, save rs 300 and also get smartbuy benefits, or get the rewardz card.

Can the rupay be used for the usual Amazon/Flipkart offers like the visa/master one’s? I heard there are problems with online usage of rupay cards.

Rupay logo2
Deal Lieutenant
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schumacher wrote:

Can the rupay be used for the usual Amazon/Flipkart offers like the visa/master one’s? I heard there are problems with online usage of rupay cards.

You get all Amazon/Flipkart etc offers on HDFC RuPay Platinum debit cards. also yearly free 8 airport lounge access.

no problems online usage of HDFC RuPay Platinum cards.

but remember RuPay card currently not support Netflix & PayPal because of recurring payment not enabled yet, its in under development. Go live in near future.

Except Netflix & PayPal, RuPay card support all websites in India & International Ecommerce transaction too.

check Discover card & Diners club card logo on International Ecommerce transaction (you can also use PayPal for International RuPay card transaction but domestic Paypal transaction not support yet)

https://i.imgur.com/JYxiPPE.png

HDFC net banking have option to apply for “HDFC RuPay Premium card”

login HDFC net banking >>Cards >> Transact >> Debit card Upgrade >> select your existing card to upgrade >> select “RUPAY PREMIUM DEBIT CARD” >> confirm

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